BMO Bank Platinum Mastercard®
BMO Bank Platinum Mastercard®
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 15 months, 18.24% - 26.24% (V) APR after that
Balance Transfer
0% intro APR for 15 months, 18.24% - 26.24% (V) APR after that
Balance Transfer Fee
BMO Bank Platinum Mastercard®'s Additional Info
0% Intro APR for 15 months on Balance Transfers requested within 90 days of account opening.
Make purchases with your smartphone using Apple Pay®, Google Pay™ and Samsung Pay™.
Master RoadAssist® Roadside Service.
Extended Warranty registers your product warranties and provides extended protection on purchases.
Mastercard Identity Check™, Mastercard Zero Liability, Mastercard ID Theft Protection™ Identity Monitoring & Resolution Services.
Cellular Wireless Telephone Protection
cash advance fee | 5% (min $10) |
cash advance APR | 32.49% (V) |
foreign transaction fee | 3% |
smart chip | Yes, chip-and-signature |
max late fee | $39 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
BMO Bank Platinum Mastercard® Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
No rewards
No initial rewards bonus
Balance transfer fee
High regular APR
Compare The BMO Bank Platinum Mastercard® vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 15 months | Purchase Intro APR0% for 15 months | Purchase Intro APR0% for 21 months from account opening |
transfer intro apr0% for 15 months|Transfer Fee: 4% (min $10) | transfer intro apr0% for 15 months|Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time | transfer intro apr0% for 21 months from account opening on qualifying balance transfers|Transfer Fee: 5% (min $5) |
Regular APR18.24% - 26.24% (V) | Regular APR19.99% - 29.99% (V) | Regular APR18.24% - 29.99% Variable |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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