- Required Credit Score: Excellent
- Annual Fee:$0*
- Network: MasterCard
- Rating:4.54.4 / 5 from 584 reviews Write a Review!
|Intro Rate 0%||Intro Period 18 months||Regular Rate 12.99% - 21.99% (V)|
|Intro Rate0%||Intro Period18 months||Regular Rate12.99% - 21.99% (V)||Balance Transfer Fee 3% (min $5)|
|Cash Advance Rate 12.99% - 21.99% (V)||Cash Advance Fee 5% (min $10)|
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER.
- No penalty rate - EVER.
- No annual fee - EVER,
- Save time when you call with fast, personal help, 24 hours a day.
- Max Late Fee: None
- Max Overlimit Fee: None
- Max Penalty APR: None
- Grace Period: 23 days
- Online Response: No
- Foreign Transaction Fee: 3%
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Also the people are very polite and helpful. I lost my card shortly after getting it and when I called they got it canceled in a matter of minutes, and had a new one to me within a few weeks. Really took a load off my mind when they got it canceled so fast.
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Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Citi Simplicity® Card shown on this page.
Last updated on: Oct 30th, 2013 at 8:43 EDT
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