Citi Simplicity® Card – No Late Fees Ever

Required Credit Score:
Excellent
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Citi Simplicity® Card – No Late Fees Ever’s Rewards

This card does not offer rewards.

Citi Simplicity® Card – No Late Fees Ever’s Key APRs & Fees

Purchase Intro APR
0% for 21 months
Transfer Intro APR
0% for 21 months
Regular APR
13.24% - 23.24% (V)
  • ANNUAL FEE $0*
  • BALANCE TRANSFER
    FEE
    3% (min $5)

Citi Simplicity® Card – No Late Fees Ever’s Additional Info

  • MAX LATE FEE   None
  • MAX OVERLIMIT
    FEE  
    None
  • MAX PENALTY APR   None
  • GRACE PERIOD   23 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE
    RATE
    13.24% - 23.24% (V)
  • CASH ADVANCE
    FEE
    5% (min $10)
  • FOREIGN
    TRANSACTION FEE  
    3%
  • SMART CHIP   Yes, chip-and-signature
  • The ONLY card with No Late Fees, No Penalty Rate and No Annual Fee…EVER
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The same great rate for all balances, after the introductory period.
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”.
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
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at Citibank’s
secure site

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Last updated on: Jun 29th, 2016 at 1:53 EDT

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