Citi Simplicity® Card
- ANNUAL FEE $0*
FEE 3% (min $5)
Citi Simplicity® Card’s Additional Info
- MAX LATE FEE None
- MAX PENALTY APR None
- GRACE PERIOD 23 days
- ONLINE RESPONSE No
RATE 12.99% - 22.99% (V)
FEE 5% (min $10)
TRANSACTION FEE 3%
- SMART CHIP Yes, chip-and-signature
- 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER.
- No penalty rate - EVER.
- No annual fee - EVER.
- Save time when you call with fast, personal help, 24 hours a day.
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I just received the city card and when I try to activate it , I was told that that number did not exist.and they hang up on me, not that I need the card but it was not right.
Is this card able to issue a check for a purchase? I want to finish my basement and don't want to pay 6% interest for a loan so was wanting to get this and put $15,000 on it, pay off $800 or so a month for 21 months. Thing is our contractor doesn't take CC so would need the simplicity card to issue a check for payment? does that owrk?… more
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Last updated on: Oct 6th, 2015 at 1:20 EDT