Citi Simplicity® Card – No Late Fees Ever
- ANNUAL FEE $0*
FEE 3% (min $5)
Citi Simplicity® Card – No Late Fees Ever’s Additional Info
- MAX LATE FEE None
- MAX PENALTY APR None
- GRACE PERIOD 23 days
- ONLINE RESPONSE No
RATE 13.24% - 23.24% (V)
FEE 5% (min $10)
TRANSACTION FEE 3%
- SMART CHIP Yes, chip-and-signature
- The ONLY card with No Late Fees, No Penalty Rate and No Annual Fee…EVER
- 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The same great rate for all balances, after the introductory period.
- Save time when you call with fast, personal help, 24 hours a day – just say “representative”.
- Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
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Can you tell me an approximate credit limit a person can expect from this card when he has a credit score of 700?
The amount of money approved on my Simplicity card is too low. Can I ask for an increase?
Does the 21 month 0% interest begin when I receive the card or when I make a purchase?
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Last updated on: Jun 7th, 2016 at 8:32 EDT