Citi ThankYouSM Premier Card
- Minimum Credit Required:
Excellent, Good - Annual Fee:None 1st yr, $125 after
- Network: VISA
Points - Generic
| Initial Bonus 30,000 points |
Base Earn 1 point / $1 |
Max Earn 1.2 points / $1 |
Earn / Redeem Limit No |
- Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards.
- Earn 1.2 ThankYou Points per $1 spent – that's 20% more points – when you use your card at gas stations, supermarkets, drugstores, commuter transportation and parking merchants.
- 1 ThankYou point for every dollar you spend on purchases.
- No expiration and no limit on the points you can earn.
- Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card.
- Annual complimentary domestic companion ticket and a 15% discount on all air travel when booked through our travel benefits provider, Spirit Incentives.
| Intro Rate Not Offered |
Intro Period N/A |
Regular Rate 13.99% - 22.99% (V) |
Cash Advances:
| Cash Advance Rate 25.24% (V) |
Cash Advance Fee 5% (min $10) |
- No foreign transaction fees on purchases.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: 29.99% (V)
- Grace Period: 23 days
- Online Response: No
- Foreign Transaction Fee: None
If you currently have the Citi ThankYouSM Premier Card and are satisfied or you like the terms of this credit card offer please let your friends know.
If you are interested in the Citi ThankYouSM Premier Card, check out the following credit cards as well:
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Citi ThankYouSM Premier Card is related to the following credit card categories:
- Rewards Credit Cards
- Credit Cards for Good Credit with No Annual Fee
- Citibank Rewards
- Points Credit Card
- Rewards Credit Cards for Good Credit
- Citibank Credit Cards for Excellent Credit
- Visa Credit Cards for Excellent Credit
- VISA MasterCard
- Citibank Credit Cards for Good Credit
- Travel Rewards Credit Cards
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Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Citi ThankYou℠ Premier Card shown on this page.
The card information shown on this page was last updated: April 30th, 2012 at 4:39 EDT
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It’s officially gift card season, so you might be tempted to open the Citi ThankYou Premier Card, as it offers an initial bonus of $500 in gift cards after you spend $2,500 during the first three months. But before you pull the trigger and submit an application, you should know exactly what else this card offers as well as how it ranks among the competition. The only really worthwhile things that the Citi ThankYou Premier Credit Card offers is 1.2 points per dollar spent at gas stations, supermarkets, drug stores, and commuter transportation and parking merchants and 1 point per dollar spent on everything else. The free annual companion airline ticket and 15% discounts on air travel you get when booking through Sprint Incentives probably won’t be a great deal because Sprint Inventive fares are bound to be much higher than discount comparison sites like Expedia and Kayak. As a result, I’d have to say that there are better choices than the Citi ThankYou Card out there if you’re looking to get a new credit card this holiday season. I mean the Chase Sapphire Preferred is offering an initial bonus worth $500 - $625, depending on how you choose to redeem the bonus points you get for spending $3,000 in the first three months. The Capital One Cash Credit Card offers 1.5% cash back across all purchases. The Capital One Venture Card is basically a travel-oriented 2% cash back card. Like the ThankYou Card from Citi, none of these cards charge membership fees in the first year. Unlike the Citi ThankYou Card, these cards all have membership fees in subsequent years that are less than $125. I’d therefore have to recommend saying ThankYou but no ThankYou about the ThankYou Premier Card.