APR: 16.99% - 23.99% (V)
Balance Transfer Fee: 3% (min $5)
Earn 50,000 bonus points (worth $500 in travel) after spending $4,000 within 3 months of account opening.
Earn 5 Points for each $1 spent on purchases at airlines, travel agencies and at restaurants (including cafes, bars, lounges and fast food restaurants).
Earn 3 Points for each $1 spent on purchases at hotels & cruise lines. Earn 1 point for each $1 spent on other purchases. Points have no limit and they don't expire.
Points are redeemable from travel to statement credits, cash and gift cards from popular retailers or to make a donation to charity.
Up to $250 travel credit every calendar year. Now, through December 2021, supermarket and restaurant purchases will also count towards the $250 Travel Credit.
Up to $100 every 5 years, as a reimbursement of your application fee for Global Entry or TSA Pre✓®. Terms apply.
Complimentary 4th Night at a hotel of your choice after a minimum 4 consecutive night booking through ThankYou.com. This benefit is capped at 2 times, each year. Terms apply.
Easy points transfer to certain airline loyalty programs, include TrueBlue®, Virgin Atlantic Flying Club and Singapore Airlines Krisflyer.