Citi Prestige® Credit Card

Required Credit Score:
142 reviews   Write a Review
Apply Now
at Citibank’s
secure site
Existing Cardholders
Change my rating to: Excellent

Citi Prestige® Credit Card’s Rewards

40,000 points
Base Earn
1 point / $1
Max Earn
3 points / $1
  • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre ?®
  • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge.
  • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
  • Points are redeemable for a $532 flight on any airline or $400 in gift cards.
  • Transfer points to a variety of travel loyalty programs from airlines to hotels.
  • Earn 3x points on Air Travel and Hotels
  • Earn 2x points on Dining at Restaurants and Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases

Citi Prestige® Credit Card’s Key APRs & Fees

Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
15.49% (V)
  • ANNUAL FEE $450
    3% (min $5)

Citi Prestige® Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • MAX PENALTY APR   29.99% (V)
  • GRACE PERIOD   23 days
    25.49% (V)
    5% (min $10)
  • SMART CHIP   Yes, chip-and-signature
Apply Now
at Citibank’s
secure site

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Citi Prestige® Credit Card to our community.

Customer Reviews

Share your insights and review the Citi Prestige® Credit Card.

Your Rating
Delete Review

3.3 out of 5

142 reviews
Photo of Card H.
Dec 14, 2015
It’s difficult for many people to get past the Citi Prestige Card’s $450 annual fee, and we’re ultimately among them. That’s one of the highest annual fees on the market, and while it is possible to get your money’s worth, you’re simply starting from too significant of a deficit to truly maximize your earnings in a landscape where historically valuable rewards are being offered.

The crux of the matter ultimately is how much you value airport lounge access. A complimentary membership to the American Airlines Admirals Club is largely what sustains this card’s appeal in the years after you’ve earned a 50,000-point initial bonus – which itself is quite attractive, but more
Photo of Michele C.
Apr 5, 2014
Yes the fee is high but I really like this card because they give us two free economy companion tickets per year (one for me + one for my husband), plus $200 in statement credits for airline charges. No foreign transaction fees and chip technology. Also, they added access to American Admirals club when flying on American. This card more than pays for itself if you travel with a spouse multiple times per year.
Photo of Margie C.
May 2, 2012
I don’t really see what’s so prestigious about spending $500 on a credit card, but I guess me and Citi have different ideas of what prestige is since that’s what the Citi ThankYou Presitge Card charges. Unless this card offers some awesome rewards or low interest, Citi would certainly have to give you a big ole ThankYou for opening it.

- To be frank, I don’t see the Citi Thank You Prestige Card having any positives, so bring on the cons…like a prison break.

- Annual Fee: The annual fee is an obvious drawback. No one wants to pay $500 for something they can get for free unless there’s something awesome more
Photo of Joe W.
Jan 12, 2012
If people all over had the Citi ThankYou Prestige Credit Card, you know what it would be like? Prestige Worldwide. Sounds so cool, huh? Almost like a lightning bolt hit…oh, nevermind. The first thing one notices about the Citi ThankYou Prestige Credit Card is its $500 annual fee. This should immediately tell you that it is card for people with very high income who want to pay extra for the best rewards. If it doesn’t have extremely attractive rewards, at least rewards that would make a $500 fee understandable, then it will be clear that the Citi ThankYou Prestige Card is one to be avoided. To get right to it, more
+138 users submitted a rating without a full review
Related Credit Cards

If you are interested in the Citi Prestige® Credit Card, check out the following credit cards as well:

Related Credit Card Categories

Citi Prestige® Credit Card is related to the following credit card categories:

CardHub is an independent card comparison service.

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Once you click the "Apply Now" button, you will be directed to the issuer's website. Before applying, we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Citi Prestige® Credit Card shown on this page.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted toward the top of the page using the designation "Sponsored Card", when applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.

Regardless of advertiser status, none of the information on CardHub constitutes a referral or endorsement of the respective issuer by us, or vice versa. Furthermore, it is important to note that the inclusion of non-sponsored cards on CardHub does not indicate that issuer's involvement with the site. Information is displayed first and foremost for helping consumers make better credit card decisions.

Last updated on: Aug 22nd, 2016 at 11:11 EDT

Your email request has been submitted

Thank You

Go Back

Share by Email

250 Characters Remaining