Citizens & Northern Bank Visa® Platinum Credit Card
- Minimum Credit Required:
Excellent - Annual Fee:None
- Network: VISA
| Intro Rate 0% |
Intro Period 12 months |
Regular Rate 9.99% - 20.99% |
| Intro Rate0% | Intro Period12 months | Regular Rate9.99% - 20.99% | Balance Transfer Fee 3% |
| Cash Advance Rate 23.99% |
Cash Advance Fee 4% (min $10) |
- No Annual Fee.
- Attractive Rates.
- Generous Credit Lines.
- Flexible purchasing power.
- Max Late Fee: $35
- Max Overlimit Fee: $35
- Max Penalty APR: None
- Grace Period: 24 days
- Online Response: No
- Foreign Transaction Fee: 3%
If you currently have the Citizens & Northern Bank Visa® Platinum Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.
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Citizens & Northern Bank Visa® Platinum Credit Card is related to the following credit card categories:
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Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Citizens & Northern Bank Visa® Platinum Credit Card shown on this page.
The card information shown on this page was last updated: May 3rd, 2012 at 6:17 EDT
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The way the credit card market is these days, with new consumer protection laws, just because you haven’t heard of a particular bank or its not one of the big boys doesn’t mean it can’t offer a good credit card, even the best for your needs. That’s the kind of approach you should bring to evaluating the Citizens & Northern Bank Visa Platinum Card. Don’t dismiss it offhand because if it has the best terms, it has the best terms. First of all, the Citizens & Northern Bank Visa Platinum Card doesn’t offer rewards. It does offer 0% on purchases and transfers for 12 months though. That’s about it. Unfortunately, that means the Citizens & Northern Bank Visa Platinum Credit Card isn’t a very competitive option after all. Plenty of cards on the market now offer 0% on purchases and transfers for longer than 12 months AND have some form of rewards, modest or otherwise. When it comes to alternatives to this Citizens & Northern Bank Visa it really depends on what you’re looking for out of your credit card. People who want rewards should either get a card with a good cash back rate across all purchases like the Capital One Cash Card (1.5%), a card offering a lucrative initial bonus like the Chase Sapphire Preferred ($500 - $625) or a card with increased rewards on your biggest expenses (e.g. Amex’s Blue Cash Everyday). For those who want a 0% rate the Citi Simplicity and Platinum Select cards are obviously better choices than the Citizens & Northern Bank Visa Card since they both offer 0% on purchases and transfers for 21 months.