Coast Guard Auxiliary Association (CGAuxA) Credit Card
- Minimum Credit Required:
Excellent, Good - Annual Fee:
None - Network: VISA
| Initial Bonus |
Base Earn |
Max Earn |
Earn / Redeem Limit |
- Earn 5% cash back from gas purchases paid at the pump.
- Earn 0.25% cash back from all purchases you make with the card during each billing cycle.
- .25% of your purchases supports your Coast Guard Auxiliary Association.
| Intro Rate |
Intro Period |
Regular Rate |
| Intro Rate4.99% | Intro Periodfor the life of the balance | Regular Rate9.99% | Balance Transfer Fee |
| Cash Advance Rate |
Cash Advance Fee |
- No Annual Fee.
- Max Late Fee:
$25 - Max Overlimit Fee:
None - Max Penalty APR:
17.99%
- Grace Period:
25 days - Online Response:
No - Foreign Transaction Fee:
None
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The card information shown on this page was last updated: May 1st, 2012 at 11:08 EDT
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The Coast Guard Auxiliary Credit Card is an example of why credit card comparison is important. When looking for a gas rewards credit card, most people probably focus on offers from the biggest banks that are branded as “gas rewards” cards. However, I recently stumbled upon this Coast Guard branded rewards credit card from the Pentagon Federal Credit Union, which gives users 5% cash back on gas purchases made at the pump (as opposed to paying inside, which would be a curious thing to do, given that you are paying with a credit card). The 5% cash back, which you can earn at any gas station, makes the Coast Guard Auxillary credit card perhaps the most lucrative generic gas rewards card on the market. It even makes it more lucrative than the Exxon Mobil Credit Card and the Citgo Credit Card, which both require that you fill up affiliated stations in order to benefit. The PenFed Coast Guard Card also offers 1% cash back on all other purchases as well as heightened rewards on spending categories other than gas and doesn’t even have an annual fee. You also give back whenever you use this card, as PenFed donates 0.25% of the total amount you spend each month to the Coast Guard Auxiliary Association. So, I would have to say that this card should be a definite consideration for anyone interested in earning gas rewards. Just keep two things in mind. First, this Coast Guard card is only for people with good-to-excellent credit. Second, PenFed is a credit union and membership (which costs only $15) is a condition of opening the card.