Cornell University Credit Card

Cornell University Credit Card
  • Minimum Credit Required:Excellent, Good
  • Annual Fee:None
  • Network: VISA
  • Rating:
    3.53.5 / 5 from 32 votes - Cast your vote!
 
 
 
Rewards: Yes Type:  Points - Generic
Initial Bonus None Base Earn 1 point/$1 Max Earn 1 point/$1 Earn / Redeem Limit No
Reward Details:
  • Earn 1 point for every $1 in eligible purchases that you make on your card.
  • Redeem for your choice of travel, cash, merchandise or gift certificates/gift cards.
  • Maximum point accumulation on net purchases is 60,000 Annually.
 
 
Purchases:
Intro Rate Not Offered Intro Period N/A Regular Rate 19.24%
Balance Transfers: 
Intro RateNot Offered Intro PeriodN/A Regular Rate19.24% Balance Transfer Fee 3%
Cash Advances:
Cash Advance Rate 23.24% Cash Advance Fee 3% (min $10)
 
 
Additional Info:
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Max Late Fee:  $35
  • Max Overlimit Fee:  $35
  • Max Penalty APR:  29.99%
  • Grace Period:  21 days
  • Online Response:  No
  • Foreign Transaction Fee:  3%
 
 
Your Recommendation
3.5
Your Rating: 1 2 3 4 5  
Overall Rating: 3.5 / 5 from 32 users

If you currently have the Cornell University Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
 
 
 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Joe Weider:
    Who wants to bet that Andy Bernard has the Cornell Credit Card? If you, like him, are an ardent supporter of Cornell University or Big Red athletics, then you might consider getting the Cornell Card as well. It’s never a good idea to open a financial product based on branding alone though (much less a sitcom character’s affinity), so we need to see what it offers before you hit that apply button. With the Cornell Credit Card, you get 1 point for every $1 you spend, which you can redeem for a number of things, including cash gift certificates, travel, etc. That’s it. Oh, and you can only compile a maximum of 60,000 points each year. There aren’t any 0% introductory rates either. If you’ve read any of my other little credit card reviews, you know that this just isn’t going to cut it. The best rewards programs a) don’t have rewards earning caps b) give you 1% cash back or 1 point per $1 spent as a base c) have much higher earning rates for certain spending categories. The Cornell University Credit Card is therefore certainly not worth your hard earned good or excellent credit (though Cornell may have helped give you the smarts needed to get it), especially considering how much this credit standing can be worth via other cards. For example, the Chase Sapphire Preferred Card offers a $500-625 initial bonus; the Capital One Venture Card gives you 2% cash back across all purchases as long as you redeem miles for travel related purchases; the Blue Cash Everyday Card from American Express gives you 3% cash back at supermarkets, 2% cash back at gas stations and department stores and 1% on everything else. Each of these cards boasts better rewards than the Cornell University Card. Oh, and lastly, the cool thing about Capital One credit cards is that you can personalize the entire front of em with pictures of your choice. So you could take your favorite CU sports memory, picture of campus, or logo and make any card your very own Cornell Credit Card.
 

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The card information shown on this page was last updated: May 11th, 2012 at 2:01 EDT


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