TrueEarnings® Card from Costco and American Express

TrueEarnings® Card from Costco and American Express Sponsored Card
Required Credit Score: Excellent, Good
4.5 506 reviews   Write a Review!
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TrueEarnings® Card from Costco and American Express's Rewards

Base Earn
Max Earn
Earn / Redeem Limit
  • 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%.
  • 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco.
  • Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon.
  • The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members.

TrueEarnings® Card from Costco and American Express's Key APRs & Fees

Intro Rate on Purchases
0% for 6 months
Intro Rate on Transfers
Not Offered
Regular Rate
15.24% (V)

TrueEarnings® Card from Costco and American Express's Additional Info

  • MAX LATE FEE   $37
  • MAX PENALTY APR   27.24% (V)
  • GRACE PERIOD   25 days
  • CASH ADVANCE RATE 25.24% (V)
  • CASH ADVANCE FEE 3% (min $5)
  • Terms and restictions apply.
Apply Now
at American Express'
secure site

TrueEarnings® Card from Costco and American Express Reviews

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Overall Rating: 4.3 / 5
Total Ratings: 506
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Apr 18, 2014
Photo of Mel P.
I like Costco’s credit card because it gives cash back incentives. My favorite cash back bonus is the 4% that I earn back at all gas stations. I am a vehicle owner and so I need to fill my vehicle up with gas which means, I get 4% cash back every time I fill up. I also like that I get a check mailed to me every year which I cash at Costco. I am already at Costco regularly so this is a convenience that I appreciate. The Customer Service team associated with the Costco American Express cards are also very easy to work with and the feeling I get, more
Apr 18, 2014
Photo of Robert M.
Costco is recognized by just about everyone as a good company that offers products at very attractive prices. American Express does credit cards better than anyone else, and I've used them for personal and business transactions for more than 40 years. They are rock-solid reliable and customer friendly. Combining the advantages and reputations of these two outstanding companies into a single credit card is a dream come true. The terms and conditions are competitive as are the various incentive features. I've used various Visa Platinum cards that seem to offer very attractive features, but those enticing features seem only to attract attention but after a while they are changed or more
Aug 6, 2012
Photo of Steven B.
The Citi Dividend Platinum Select Visa card is great. To give some context, I had an American Express Starwood Preferred Card before this. The American Express card was good because I could accrue points with each purchase, which then turned into hotel or airline miles. That said, the points are still limited to just hotels and airlines. I was looking for a card which would allow me to have CASH BACK, and this was a good option. I was able to earn 1% back on most purchases, but I was also able to get 5% back on select purchases of rotating categories; the current categories on which I get 5% more
Mar 7, 2012
Photo of Nicole L.
I love savings so the 5% is for me, plus the $200.00 back is great. Your going to spend that amount on groceries and gas anyway might as well get something in return...
Oct 7, 2011
Photo of Joe W.
Ok, I realize the Yankees lost, and I don’t want to hear about it (if anyone is actually following my little credit card review posts). What I want is to distract myself, and this Citi Dividend Card will certainly do the trick. Aside from giving me something to research, the main reason why the Dividend Card is so apt for this purpose is the $200 in cash it gives you after spending $500 in the first three months. I feel like I need to give myself a little present to cheer myself up, and that extra dough could really help. But that’s not all this baby’s got, there’s also the more
May 25, 2012
Photo of M S.
I'm ordering this card for my 24 year old son, His favorite colors are Red and Black, so I know this will be the card he will use, over all the others. Your card is the very lowest ever, and all the fees associated with it, are the lowest of all his cards. I just know he will love it. Thank You, I will tell all my Grands about this card.
Feb 4, 2012
Photo of Jay M.
this is so great, I fell proud to a youngmoney billionaires.............................................
Jan 12, 2012
Photo of Joe W.
Lil Wayne sure is all about that paper, the cheddar, the moola, the green, whatever you may call it, he likes it. Don’t believe me, take it from the man himself. "Better keep paying me cuz you don't want my problems,” Wayne once rapped, “I be wildin' like Capital One, what is in your wallet?" Hes also been known to say stuff along the lines of "You know that money talk/ I am the ventriloquist" and "Married to the money/ A true love story" and "If time is money/ I'm an hour past paid" and "I get money to kill time/ Dead clocks.” That sure doesn’t sound like someone who more
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Jul 12, 2013
Photo of Dexter D.
By: Dexter D'Cruz
I asked that the wife get the Costco Amex since she does most of the shopping. Pleasantly surprised to find a $55 credit in the monthly statement.

AJIA:0001: $55 Statement Credit for 250 dollar spend w/in 92 days of acquisition.
Feb 4, 2013
Photo of Cindy M.
By: Cindy Murphy
I am not prepared to give you my Social Insurance Number. I am not asking for a loan...this is just a new AmEx card. Can I get it without giving this info?
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Last updated on: Apr 18th, 2014 at 4:48 EDT