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Direct Express MasterCard Prepaid Card

direct express mastercard prepaid card
Prepaid Card
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Direct Express MasterCard Prepaid Card ’s Key Fees

  • ACTIVATION FEE None
  • MONTHLY FEE None
  • SIGNATURE TRANSACTION FEE Free
  • PIN TRANSACTION FEE Free
  • ATM TRANSACTION FEE None 1st withdrawal on month with each deposit to your Card Account, $0.9 per trans after

Direct Express MasterCard Prepaid Card ’s Highlights

  • When you sign up to receive your Social Security or Supplemental Security Income benefits on the Direct Express® card, you will receive your payment every month without having to worry about cashing your check, losing your check, or having it stolen. Instead of receiving a check, your money will be automatically deposited to your Direct Express® card account on your payment date.
  • Use your card to withdraw cash from Automated Teller Machines (ATMs), make purchases at stores that accept Debit MasterCard®, and get cash back when you make those purchases. You can also use your debit card for online bill pay and to buy money orders at the U.S. Post Office.
  • No monthly fees, no hidden fees and most services are free.

Direct Express MasterCard Prepaid Card ’s's Additional Info

  • LIVE CUSTOMER SUPPORT Free
  • AUTOMATED CUSTOMER SUPPORT Free
  • RELOAD OPTIONS Direct Deposit
  • CANCELLATION FEE Free
  • INACTIVITY FEE None
Apply Now
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Direct Express MasterCard Prepaid Card Reviews

 
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3.8
Overall Rating: 3.8 / 5
Total Ratings: 50
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Dec 10, 2014
Photo of Patti K.
1
By:
Dec 10, 2014
This card is not one that should be used. This company is a fraud. If there is any issues with your account you will not get it resolved. If you lose your money and did not authorize it they do not care and you will not receive any help from them. I personally am doing what I can to let people kknow the truth. If you have any other option, use it. There are other prepaid options if that is what is necessary.
Dec 7, 2014
Photo of Scott C.
1
By:
Dec 7, 2014
They may sound convenient but I warn anyone considering using Comerica US Direct Express, you will absolutely regret it! If you are lucky enough to never have an issue or reason to contact them, then perhaps you might be led to believe they are fine, but the moment you need to contact them you will begin by realizing there is one phone # and a useless address by which to contact them. The number will put you in queue for an average 20-30min wait time if they answer at all, and then be prepared to deal with the rudest and most unhelpful creatures. Most importantly though, don't do as I more
Dec 4, 2014
Photo of Dave B.
3
By:
Dec 4, 2014
Be aware, this is not a traditional bank card. It is not tied to your bank account; rather it is a re-loadable card, much like a gift card that is controlled by an external bank. If you have no other option on the matter (I’m not one to judge) then the Direct Express MasterCard Prepaid Card is an option for you to consider. With all financial actions, it is in your best interest to thoroughly investigate your options.

That all being said, the terms of this card as posted above are correct. Be aware of the ATM withdrawal fee following your one free monthly withdrawal is 90 cents per transaction. more
Nov 21, 2014
Photo of Alex B.
4
By:
Nov 21, 2014
The Direct Express MasterCard Prepaid Card is a pretty standard prepaid credit card.

No monthly fees or interest of any kind but you only have the money you put on it yourself.

Be careful not to lose your card though, without that you can't access any of the money you put on the card until you receive a replacement, it's not like a normal bank account.

Good way to build credit, good terms, go for it.
Oct 21, 2014
Photo of Mark H.
2
By:
Oct 21, 2014
Like a lot of things it works well, until it does not. Had an issues with some online fraud on 10/14/2014.
I reported it a couple hours after it happened and was told it should be refunded in 5 days.
7 days later I called back was on hold for long time talked to CS then was transferred, on hold a very long time, almost 30 minutes. I was helped by Anthony who was not just unemphatic but rushed and rude. He canceled my card before consulting me, leaving me in bind. With no cash on me I could not wait for USPS and was forced to pay for express more
Oct 6, 2014
Photo of Anna M.
1
By:
Oct 6, 2014
This is the weirdest setup one can imagine. Uncle Sam has made a sweet deal with Comerica Bank who offers this card. First of all, this isn't a conventional Bank Account where you can walk into a bank and make a withdrawal. This is a Card Account which is your one and only access to your funds. You are not even provided with an account number & routing number although both are available at a local Social Security office upon request. The routing number by the way is 041000124. You may find it hard to believe, but monthly statements are NOT available on their website. Like I said, it's really more
Oct 3, 2014
Photo of Mark F.
2
By:
Oct 3, 2014
What I don't like: I'm trying to get through to Direct Express about an Fraud Issue posted on my account and you cannot get through, I've been trying for almost 6 hours and I keep getting the same message, heavy call volume call back at later time. I need to know what's going on with my account. What I like: convenience.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
File a complaint with the Texas BBB which is where Comerica Bank is located. You'll hear from the bank in no time flat.
Oct 21, 2014
Photo of Mark H.
Mark Harrison
Oct 21, 2014
They also cancel your card without telling you. Then you either have to wait a week or more for USPS to send card or pay 13.50
Oct 1, 2014
Photo of John R.
5
By:
Oct 1, 2014
The Direct Express MasterCard Prepaid Card is a great card for seniors or for people on SSI. There are no additional fees unless you use it for ATM withdrawals, and it makes access to your funds very easy. In addition, you get cash back when you use it for purchases! It's very similar to my Citi Preferred Rewards card. This card is pretty much a no-brainer!
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
There is a fee if your card is closed more than once and a replacement is sent. One replacement is free but not the subsequent ones. If you want your new card overnighted, this is an extra I believe $13.50. The card replacement after the first one is $4.00. The total is $17.50 while you're sitting tight and waiting for your new card to arrive. Besides if you rely on this card to pay your rent and then boom, you can't as it's closed, good luck explaining this to your landlord. Comerica Bank can close your card merely because they could.

Your one and only access to your funds is said more
Dec 12, 2014
Photo of Jodi C.
Jodi Cannuli
Dec 12, 2014
I'm so glad I came across that page, it gave me alot of info that I didn't know ! I'm actually pretty pissed off!! Someone took all my disability benefits last summer, I got my money back it took long time, a month and I had already gotten my my money for the next month, by the time I paid all that I borrowed. I was so broke!! And now get this! It just happened to me again because I used citi banks atm like last time, and I went through the whole process again!! This time they sent me a letter saying they had no reason to believe it more
Sep 11, 2014
Photo of Amanda C.
3
By:
Sep 11, 2014
The Direct Express MasterCard prepaid card is a wonderful option! The fact that there is no activation fee or Monthly fee is a huge bonus. Also, the available customer service is a massive pro to this card. My only question, is this card strictly meant for those who receive Social Security or Supplemental Security?
Sep 18, 2014
Photo of Card H.
Card Hub
Sep 18, 2014
Yes, it seems this card is offered only to people who receive supplemental security and social security income benefits.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
In my humble experience, the customer service is nonexistent. All they do is read a script at 45 mph and barely listen to what you're trying to say.

I don't think that any credit or debit cards have an activation fee or a monthly fee which means this isn't exactly a bonus. There are also no monthly statements available. There is no link on their website that allows you to either change or look up your address and phone number on file. So if they have it wrong or outdated, you're on your own.

Furthermore, your only access to your funds is through the card and NOT through a traditional more
Aug 18, 2014
Photo of Angel S.
4
By:
Aug 18, 2014
It’s hard to beat the cost of the Direct Express MasterCard Prepaid Card – there are no activation or monthly fees. With this card, any user can spend his or her social security deposits with no fees whatsoever, or even withdraw money at no cost from time to time (I wish this option provided for more frequent withdrawals at no cost, but I guess you can’t have everything). Kudos for providing live customer service too!
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
Where have you heard about activation or monthly fees on a credit or debit card? You must have been confusing this with your cell phone.

Any legitimate bank will open a Bank Account for you with no activation fees, some with no monthly fees, check PNC Bank -- they offer a Standard Checking with no fees for the folks over 62.

Customer service is practically nonexistent; when you call, they'd speak at a speed of 45 mph and barely listen to what you're trying to say.

Of course, each to their own. I'm jumping the ship.
Aug 5, 2014
Photo of Chad C.
5
By:
Aug 5, 2014
The most obvious benefits to obtaining this credit cards is the lack of fees. Having no monthly AND activation fee is delightful. Another huge thing I love about this card is that it is a prepaid card . You can deposit different amounts whenever you want and then spend it through the card. Also, it is reloadable, so you can keep adding money and reusing this. This is a card I can definitely see myself using and I am looking forward to getting one very soon.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
And having no monthly statements is delightful as well. No access to your funds other than through a card. Even if you live in the vicinity of Dallas TX, you can't walk over to a Texas branch and make a withdrawal. Forget it
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
How is it reloadable other than a direct deposit of your Social Security check? News to me
Jul 23, 2014
Photo of Mohammed I.
5
By:
Jul 23, 2014
This card is really good, it may actually be better than my own card I hold! No activation fee, monthly fee or a PIN transaction fee! And I love the free withdrawal with each deposit, amazing. I think this card really does have alot of great features that many other cards don't have. I would highly rate and recommend the Direct Express MasterCard Prepaid Card!
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
If you open a Standard Checking account at the PNC bank, there are no activation fee, no monthly fee and no PIN transaction fee. You have an access to your funds other than through your card. You can actually walk over to the bank and make a withdrawal if your card is closed for some reason. NOT with US Direct Express, oh no.

If Comerica Bank closes your Debit Card, you can't get ahold of your money up until a new one arrives. One replacement is free but not the subsequent ones. This is where your fees are coming from.

I am jumping the ship and definitely not recommend. more
Jul 8, 2014
Photo of Nick T.
5
By:
Jul 8, 2014
I love how this card has live customer support 24/7 - it is very helpful. Also, as long as you make a deposit in between withdrawals, then the withdrawals are free, and if you don't then the fee is low - only .9 percent. Also, there are no monthly or annual fees to worry about. You can load the card via direct deposit, which is really easy to set up. Great card overall!
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
Live customer support is practically nonexistent. All they do is read a script at 45 mph and barely listen to what you're trying to say. No monthly or annual fees just like any other debit or credit card, and NO MONTHLY STATEMENTS either.
Wonderful. Have fun
Jun 25, 2014
Photo of Da M.
5
By:
Jun 25, 2014
Wow this Direct Express MasterCard Prepaid Card is activation free, no monthly fees, pin fee free and one free withdrawal with each deposit to your Card Account that's better than my main card and they offer direct deposit benefits. Credit card companies are trying harder to get and keep your business.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
Ditch your 'main card' and open a Standard Checking at the PNC bank. No activation fees, no monthly fees, statements are available each month, customer service is not outsourced, and you don't lose access to your funds if your card needs a replacement.

One of my credit cards overnighted a new one to me by FedEx at no charge. Try this with US Direct Express Debit Card and good luck with that one.
Jun 19, 2014
Photo of Donna A.
3
By:
Jun 19, 2014
Would be perfect I you could load cash.
May 30, 2014
Photo of Charlotte A.
5
By:
May 30, 2014
This is a wonderful way to control your SSI distributions every month. I like the fact that it will be deposited every month, without worry. Having used the RUSH card in the past, the fees (or lack of) associated with the Direct Express Card are much less and that makes it more desirable. The drawback is you only have 1 free withdrawal a month. In order to manage your money well, 3 free withdrawals would be more realistic. To pay $.90 per withdrawal after that is still a much lower cost, though, than with the RUSH card (which charges $3/per). All in all, the Direct Express Card is the best bet!
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
Your monthly checks can be deposited at any legitimate bank, ever heard of that? The drawback is that when Comerica Bank closes your Debit Card just because they could, you're stuck without access to your funds up until a new one arrives. This takes about 10 days. If you however open your mouth, it will take 2 days.

First card replacement is free, however each subsequent one is $4. If you want it sent overnight, it's I believe $13.50 extra.

I'm packing my bags and off I go to the greener pastures. PNC bank offers a Standard Checking with no minimum requirements for the folks 62 and better, and I more
May 23, 2014
Photo of Tim L.
3
By:
May 23, 2014
Everything looks good about the Direct Express MasterCard Prepaid Card, it looks free to use. But, when you look at the 90 cents it takes to withdraw money on top of what ever the owner of the ATM is charging you, it cost a lot to use this. There are ways around it, but it's a hassle. I have a free checking account with a debit card that I can access my cash for free at any of their ATMs.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
If a bank decides to close your card just because they could, without any legit reason, guess what, you have no access to your money up until a new one arrives in mail, which can take up to 10 days. If you want it overnighted, another I believe $13.50. If they close your account again, $4 for the card replacement. No monthly statements available whatsoever, and virtually no customer service. When you call them, they read a script at 45 mph and barely listen what you've got to say.

Have fun. Me, I'm jumping the ship.
May 23, 2014
Photo of Tim D.
4
By:
May 23, 2014
The Direct Express Prepaid card is a great tool to help someone like myself out of a deep credit rut. It's great that if you put money on the card you can use it in the same way as a credit card. The only thing that I don't like is that you can do an ATM withdraw once a month after that it is $.90, which isn't to bad if you use it like a credit card only.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
I have no idea how this can get you out of a deep credit rut if you rely on your Social Security checks. I mean, your monthly income is still the same. It's not that Comerica Bank pays you to open the card.

Here's the picture: you pay for your groceries etc by a credit card. Then comes the due date, you pay your bill by a checking account or cash. Now that you have a debit card, you're still paying for your groceries, just the same.

If you say, purchase groceries etc. for $200, paid by a credit card. Comes the payday when you receive your Social Security check, more
Apr 10, 2014
Photo of Meka W.
4
By:
Apr 10, 2014
The Direct Express Prepaid card is an awesome card . I like the fact that there are no yearly fees or hidden fees. I personally own over 10 credit cards but I don't see the point of paying fees in order to use and pay with credit cards. I think this card will be good for consumers who want to limit the amount of money they spend. Consumers who are on a budget can use the card to stay under budget when making purchases.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
What fees? I have about half a dozen credit cards but never a fee unless of course I'm late that usually doesn't happen. My credit cards don't carry any fees, yearly or otherwise.

You can stay on budget regardless of the kind of a card you use. If you have a low credit line on your credit card, you will stay under the budget, believe me. Just ask the bank that issued your card, to lower your credit line, and you're as good as new.

I don't know how easy it is to stay under budget with so many temptations around. If you don't resist them, you might as well more
Mar 7, 2014
Photo of Sarah B.
4
By:
Mar 7, 2014
The Direct Express Prepaid card seems to be a really great card! I personally do not like using my Bank Account to do a lot of things and this would work out well for me! I love the fact that it has no Monthly Fees! I really like that there are no Fee's for PIN transactions and no fee's for Inactivity! And another thing is the LIVE Customer Support. This card seems like it's an all around great card I will be getting one of these for sure!
Feb 26, 2014
Photo of Shalaeha M.
4
By:
Feb 26, 2014
This Direct Express Prepaid card seems like it is the way to go if you want to give money. It has a no strings attached feel that is desirable for a majority of people these days. Unlike most prepaid cards, you ARE able to use it at an ATM for a small fee. And you can get cash back on your purchases. I think that this card would definitely be great for a college student who is just starting out. It has the look and feel of a credit card, without the credit card damage.
Jan 13, 2014
Photo of Richard A.
4
By:
Jan 13, 2014
I love the simplicity of the Direct Express Prepaid card. It's perfect for giving money to my college age kids. The transaction fees are zero and I get good customer support so all my questions are answered quickly. There is no inactivity fee unlike other prepaid cards I have loaded in the past.
Dec 10, 2013
Photo of Lindsay K.
4
By:
Dec 10, 2013
The Direct Express Mastercard Prepaid Card looks like a great option for someone
who doesn't have a lot of credit experience. Many prepaid cards charge extraneous fees, but this card has no activation or monthly fee. This is fantastic. When I was 15, I used a prepaid credit card through my bank, and felt like I spent just as much on fees as I saved! This card is perfect for someone who either wants to practice with a credit card that has no risks, or someone who just doesn't want to use a bank account. This card has no negative aspects that I can see.
Nov 29, 2013
Photo of Angel C.
4
By:
Nov 29, 2013
Prepaid cards such as this Direct Express MasterCard are great for people who don’t necessarily have a bank account. They’re also good if you want to make purchases online and are concerned with someone stealing your account info. Using this kind of card won’t give people access to your money, rather you make your purchase and leave the card empty after wards. For those that will use this as a regular method of payment it’s nice that they allow 1 free withdrawal per month if you need cash, the rest of your purchases can be made just as if you had a regular credit card. There really are no downsides more
Nov 27, 2013
Photo of John D.
4
By:
Nov 27, 2013
The Direct Express Prepaid Card is a perfect supplement to those who are unable to obtain a traditional debit card. The Direct Express offers the same perks as a debit card though. You can use it pay your bills and for online or in store purchases. I like how there are no activation or monthly fees for this card. I do not like that there is a $0.09 cent fee if you withdraw cash from an ATM. The only way to prevent this fee is to have as many deposits as you have withdraws. Other than that, this card is pretty much perfect.
Nov 27, 2013
Photo of Allen M.
4
By:
Nov 27, 2013
If you want to go the prepaid route then this really is the best card for it. It provides all the convenience of a credit card and doesn't require you to pay a fee to use it. Its a good deal for people who need a credit card and have bad credit. The Direct Express MasterCard offers the power of credit without an activation fee (very rare for a prepaid card) and a monthly fee (even rarer!) There is a fee on cash withdrawal but that is not a deal-breaker so I'll live with it. Its not good for kids because it doesn't let you load cash on to the more
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
No credit card known to me bears a fee "to use it", and I've been around for some time. The only "loading" on the card comes from your Direct Deposit.

I don't think that any credit card is good for the kids. Unless you're willing to pick the slack of course
Nov 20, 2013
Photo of Krystal M.
4
By:
Nov 20, 2013
The Direct Express Prepaid Card is great for someone who doesn't have good credit. There isn't an activation fee or a monthly fee, when compared to other cards that at least charge a monthly fee, this one is well above the rest! There isn't a transaction fee and you'll also receive your pin number. I would like to see free withdrawals for this card, since it is prepaid and it's already your money! I have noticed that a lot of prepaid cards will charge you an inactivity fee and this one doesn't. They have free live customer support, which I think should be standard. I've had issues in the past more
Nov 17, 2013
Photo of Angela M.
4
By:
Nov 17, 2013
I'm amazed at what this prepaid card has to offer. Unlike some other prepaid cards I have encountered, the MasterCard Prepaid Card isn't bogged by activation, cancellation, and upkeep fees like so many other cards. (Seriously, I've come across a number of cards that have monthly fees over $10.00--$5.00 seems awfully steep as it is.) Not being able to deposit funds aside from your working wages/supplemental income is probably the largest drawback of this card. (So, nope, you can't deposit that $50.00 your grandma gave to you for your birthday onto this card.) I'm also not too fond of the fact that this prepaid card doesn't have unlimited free withdrawals more
Nov 13, 2013
Photo of Ric R.
4
By:
Nov 13, 2013
The Direct Express Prepaid Card is an exceptional card to use for those who are cautious of debt with conventional credit cards. Being that you deposit money into the card, you will never incur any miscellaneous fees like late fees or interest fees because you are the one controlling how much is on that card. Unlike other prepaid cards, this one does not have activation or monthly fees. Also note that there are no transaction fees for each use of the card. What adds to the versatility of the card is that you can withdraw money from ATMs and even use it to pay your bills online.
Nov 7, 2013
Photo of Sean P.
5
By:
Nov 7, 2013
It's a rare thing that you will find an ATM card that will allow you to do all of this for free. It will even allow you to withdraw money from the ATM when you need cash! I haven't had this card for very long but compared to my other cards I can't believe that I waited so long to get one of these. The cash back is higher than any other card I've ever used before. I use the Direct Express Prepaid Card for every purchase I make. I would definitely suggest this card to every person I know.
Nov 1, 2013
Photo of Andre F.
4
By:
Nov 1, 2013
I can see nothing wrong with this card. It does as needed, which is provide a prepaid option for people. It has no annual/monthly fees which should be a standard for prepaids. It also allows a free atm withdrawal per month which isnt terrible and gives people a chance to freely access their money after a monthly deposit. Of course the part I love best is the lack of fees in general, no charges for usage in any stores, nothing for inactivity and prompt access to direct deposits make this a great option for those without a standard bank account and card.
Oct 27, 2013
Photo of Carla M.
5
By:
Oct 27, 2013
Unlike other prepaid cards this one does not charge a monthly fee, which is super awesome, and I also noticed they allow one free withdrawal a month. Similar cards charged almost $6 to withdraw, and also charge about that for a monthly fee. This has made me consider switching my card to this one, as they also allow direct deposit too! Definitely a good choice!
Oct 22, 2013
Photo of David C.
4
By:
Oct 22, 2013
I have used the Direct Express Prepaid card when I wanted to protect myself from possible fraud on sites that I was unsure about. There weren't any crazy fees unlike some of the other prepaid cards out there, and it worked perfectly for me. I had a different prepaid card before that would charge me for EVERYTHING but I had none of those issues with this card. I felt secure and safe when using this card, and the free withdrawal from an ATM was a nice bonus. I would definitely recommend that people check out this prepaid card and compare them with some of the other good ones out there, more
Oct 16, 2013
Photo of Alexis B.
4
By:
Oct 16, 2013
What is not to like about this prepaid card? The Direct Express Prepaid Card is a great way to receive your Social Security or Supplemental Security Income benefits. Working like direct deposit, you don't have to deal with or worry about losing checks, paperwork, or money--it is all right there! You can use this anywhere that MasterCard is accepted which makes it super convenient. I love this updated way to use your own money without getting charged fees, except for a .9 after the first use (most services are free too). Like other reviewers have said, this is great for a select amount of people, but I have a feeling more
Oct 11, 2013
Photo of Alex S.
4
By:
Oct 11, 2013
The Direct Express Prepaid card is a great prepaid card. It's especially good to use it as a direct deposit, as it's secure and you will not need any bank account and won't have to share info with others. It's great that theres no fees associated with this card, and cancellation is free. Unfortunately there aren't many ways to add funds to this card, and not every website will accept this card. VISA seems to be the go-to card now for being accepted everywhere. Other than that, this is a great prepaid card, much better than American Express prepaid cards, which are accepted in even less places.
Oct 7, 2013
Photo of Chris M.
4
By:
Oct 7, 2013
The Direct Express Prepaid Card is very useful for a select group of people, and not much use to anyone else. If you need a card to manage Direct Deposit from your workplace, and you either don't have a bank account or don't want to share that info with your employer, this could be a very helpful card. Otherwise, there's no real advantage to using this. There's no hidden or annual fees with this, nor any flat rate taken from each deposit, which definitely makes this better than some of the scams you may have read about. But only 1 free ATM access a month does make it a little more
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
You cannot set up Direct Deposit from work to this card; it has to come from your Social Security check. Are you sure what debit card you're talking about?

Scam? I have about a dozen of credit cards, none of them is scam. When one of them was closed, a new one was overnighted to me by FedEx for free. No charges for the card replacement, however not so with US Direct Express Debit Card. $4 for a card replacement, $13.50 for shipping it overnight. There go your hidden fees.

You can open a Standard Checking account at the PNC bank with $25.
Sep 30, 2013
Photo of Jennifer F.
5
By:
Sep 30, 2013
The Direct Express Prepaid card is absolutely excellent to use as a direct deposit option for work or for Social Security or Supplementary Income. The card is great because the only fee is a .9 ATM fee after the first use. Other than that, there are no cancellation or monthly fees to use the card, which is excellent! You can also use this card anywhere at any place that accepts MasterCard as well, which can be very helpful to anyone. I feel that this card is great for those that may not have a bank account, and it is a safe way to store away money.
Sep 24, 2013
Photo of Lise M.
4
By:
Sep 24, 2013
The Direct Express MasterCard Prepaid Card is one of the curious new 'payroll cards' out on the market. Like Money Manager and Money Network, it is a payroll card, an alternative to having paychecks directly deposited to your bank account. There are certain advantages, such as not needing to share banking information with an employer and low usage fees but, as others have commented, there is a fee for making more than one ATM withdrawal per deposit. There is also no other way to add funds to the card, so it is not as flexible as one could hope. It seems to me that the biggest advantage to this card more
Sep 16, 2013
Photo of David R.
4
By:
Sep 16, 2013
The Direct Express Prepaid Card is a great card to use if you use direct deposit from your work. The money goes directly onto this prepaid card which you can use at any retailer that accepts MasterCard. The biggest downside to this card is that you only get one free ATM withdrawal per month, and are charged after that. In a small town such as mine, there are some places that do not take MasterCard, and I need to use an ATM multiple times per month. If I lived in a bigger city where credit cards were used more often, this would be a better card for me.
Sep 11, 2013
Photo of Sheryl P.
3
By:
Sep 11, 2013
The Direct Express Prepaid Card is a way to handle direct deposits in a secure way, without needing a bank account. The only downfall to this card is it's ATM transaction fees. Mastercard provides one free withdrawal for each deposit you make, but with most direct deposits accounting for 1 or 2 transactions per month that means you only get that many free ATM withdrawals. If you find yourself frequently making ATM withdrawals and tired of getting charged each time, consider something such as the American Express Serve card, which offers free ATM access with direct deposit. Of course if you primarily plan to use your Direct Express card as more
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Feb 11, 2014
Photo of Jr A.
By:
Feb 11, 2014
How do you reload this card?
Feb 20, 2014
Photo of Card H.
Feb 20, 2014
It seems that this card is exclusively for the disbursement of federal benefits, such as Social Security payments and it cannot be funded in any other way.
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Last updated on: Dec 12th, 2014 at 5:02 EST