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Direct Express MasterCard Prepaid Card

direct express card
Prepaid Card
3.5 63 reviews   Write a Review
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Direct Express MasterCard Prepaid Card ’s Key Fees

  • ACTIVATION FEE None
  • MONTHLY FEE None
  • SIGNATURE TRANSACTION FEE Free
  • PIN TRANSACTION FEE Free
  • ATM TRANSACTION FEE $0.85

Direct Express MasterCard Prepaid Card ’s Highlights

  • When you sign up to receive your Social Security or Supplemental Security Income benefits on the Direct Express® card, you will receive your payment every month without having to worry about cashing your check, losing your check, or having it stolen. Instead of receiving a check, your money will be automatically deposited to your Direct Express® card account on your payment date.
  • Use your card to withdraw cash from Automated Teller Machines (ATMs), make purchases at stores that accept Debit MasterCard®, and get cash back when you make those purchases. You can also use your debit card for online bill pay and to buy money orders at the U.S. Post Office.
  • No monthly fees, no hidden fees and most services are free.

Direct Express MasterCard Prepaid Card ’s's Additional Info

  • LIVE CUSTOMER SUPPORT Free
  • AUTOMATED CUSTOMER SUPPORT Free
  • RELOAD OPTIONS Direct Deposit
  • CANCELLATION FEE Free
  • INACTIVITY FEE None
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Direct Express MasterCard Prepaid Card Reviews

 
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3.7
Overall Rating: 3.7 / 5
Total Ratings: 63
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May 12, 2015
Photo of Caroline R.
4
By:
May 12, 2015
The Direct Express MasterCard Prepaid Card sounds like a pretty good card. The only downside I can see is the fairly small fee which the card issuer assesses for ATM transactions. However, since there are no other fees, this is definitely a card worth looking into.
I have used the WalMart Money Card and think the Direct Express MasterCard Prepaid Card is a better value because, unlike the Walmart Money Card, there is no monthly fee or card loading fee.
Apr 29, 2015
Photo of Tim A.
5
By:
Apr 29, 2015
I started using this card this month. IT is great never any problems when I called cs for a question, so some of these complaints I don't understand
Apr 23, 2015
Photo of Max J.
4
By:
Apr 23, 2015
The Direct Express MasterCard Prepaid Card is very much like other prepaid cards. You put money onto it or have money transferred to it and then you can use that when you use the card. The upshot is that it's a great way to build credit, you don't have to worry about payments, fees, or any interest, and it is a safer alternative to cash.

The downside though is since you can only really use your money, it's not necessarily as useful as an emergency backup. But it's still a great option to have in your back pocket if you can't or don't want a standard credit card.

But, if you more
Apr 7, 2015
Photo of Lauren B.
2
By:
Apr 7, 2015
The Direct Express Prepaid MasterCard is really useful if you receive Social Security or SSI. There is no activation fee, monthly fee, or signature transaction fee. You can use the card at ATMs for a small fee of $0.85. A similar card is AccountNow Prepaid MasterCard. The Direct Express is better because the AccountNow charges a $4.95 activation fee, $1 transaction fee, and the annual cost is $144. The ATM fee is $2.50. However, the customer service for the Direct Express card is terrible. If you have any problems, they will not help at all. So be careful because if you run into any issues, they will not resolve them.
Mar 23, 2015
Photo of Roberta L.
4
By:
Mar 23, 2015
I think that Direct Express Prepaid MasterCard is good for those receiving government funds. It works in most places since it is a Debit Mastercard. It makes paying bills online easy and you can use it at the post office to purchase money orders that is conveniet. It does not have any fees and the ATM fee is only $0.85 which is less than a lot of other cards. This website is also convenient and makes it easy to link a bank account to the card. I would recommend this card to anyone looking for a credit card for their benefits check.
Mar 19, 2015
Photo of Jason H.
1
By:
Mar 19, 2015
Don't waste your time with it! These people direct express have working for them are very rude and don't want to help you except get you off the line. I actually have been hung up on three times for trying to find out about my account . Their courtesy was terrible and their professionalism was extremely unorthodox. I don't give stars or good compliments or recommend anyone to direct express.
Mar 6, 2015
Photo of Jaron C.
2
By:
Mar 6, 2015
It seems like this is a decent value prepaid card: no fees, free customer support, etc. However, the fact that there is an ATM fee kind of bothers me. I have little doubt that there is some incentive for MasterCard to have people tying their Social Security of Supplemental Security Income benefits to a card, I just don't know what it could be. Something isn't right here.

I understand that there is a certain amount of convenience involved in not having to cash a check, but nowadays a lot of banks allow you to deposit checks with a smartphone. Obviously, not everyone has access to a smartphone, but cards like this more
Mar 7, 2015
Photo of Susan C.
Susan Chalupka-Richardson
Mar 7, 2015
its to save the government the cost of righting and mailing those checks. so you have a choice this card or a bank account.
Mar 27, 2015
Photo of Billy F.
Billy Floyd
Mar 27, 2015
I have been using one of these cards since Dec. of 2013. I've never had a problem of any kind. I have read a lot of reviews by people with complaints about their customer service representatives though. I can't speak to that directly though because I've never needed them.
Mar 4, 2015
Photo of Cheryl K.
4
By:
Mar 4, 2015
I'm one of those that screwed up my checking account and have no other means of receiving my benefits except through this card. So far I have had no problems. I wish you could deposit money onto the card but you can't. I use the cash advance feature to avoid fees. I just hit a bank, go in and get cash from a teller. I wish they had a free app for this, but they don't. So I just look up my info on the website. Now if only some places I do business with would stop charging convenience fees, that would be nice.
Feb 18, 2015
Photo of LeighannandCaleb S.
4
By:
Feb 18, 2015
I like the features of this Direct Express MasterCard Prepaid. I think it would be ideal to allow people to not worry about checks floating around in the snail mail system. The lack of fees is definitely also a vote in favor of using this card. I mean it only has $0.90 fee for ATM withdrawals. That's better than most other credit cards which charge like $3-5. Kind of a perfect balance of use it when you need and don't worry it about in between.
Jan 20, 2015
Photo of Angela A.
1
By:
Jan 20, 2015
The only reason for one star was to right this review . Haven't been able to get fraudulent charges reversed on two occasions and I have spent the last two hours trying without luck to find routing/account numbers. What a crock, just another way for uncle Sam to give to us, no lube included.
Mar 7, 2015
Photo of Susan C.
Susan Chalupka-Richardson
Mar 7, 2015
I have not had that issue in my 6+ years. Iv gotten funds back and new cards but this issue i have is the worst. It was fixed but i ended up paying for new card because they put a hold on the credit part of the card. that was bs and there issue not mine. but i have new card comming and will be here. problem fixed
Dec 30, 2014
Photo of Chelsea S.
3
By:
Dec 30, 2014
Hey, this Direct Express Mastercard Prepaid card doesn't sound too shabby. Only .09 cents for an ATM transfer. I've had cards like this before that charges more than that. After having read the other comments I'd be hesitant to sign up. Somethings that are too good to be true really are.
Dec 10, 2014
Photo of Patti K.
1
By:
Dec 10, 2014
This card is not one that should be used. This company is a fraud. If there is any issues with your account you will not get it resolved. If you lose your money and did not authorize it they do not care and you will not receive any help from them. I personally am doing what I can to let people kknow the truth. If you have any other option, use it. There are other prepaid options if that is what is necessary.
Mar 7, 2015
Photo of Susan C.
Susan Chalupka-Richardson
Mar 7, 2015
iv gotten funds back and they issued a new card for fraud recently. I have had this card for over six years and no issues till yesterday. i do plan on getting it resolved though my issue is i cant use the card where its swiped as credit for some reason. but as for your issue i have been able to take care of them with this card with a simple phone call.
Dec 7, 2014
Photo of Scott C.
1
By:
Dec 7, 2014
They may sound convenient but I warn anyone considering using Comerica US Direct Express, you will absolutely regret it! If you are lucky enough to never have an issue or reason to contact them, then perhaps you might be led to believe they are fine, but the moment you need to contact them you will begin by realizing there is one phone # and a useless address by which to contact them. The number will put you in queue for an average 20-30min wait time if they answer at all, and then be prepared to deal with the rudest and most unhelpful creatures. Most importantly though, don't do as I more
Mar 7, 2015
Photo of Susan C.
Susan Chalupka-Richardson
Mar 7, 2015
i have had no issues with contacting them and had issues taken care of the only issue now after 6 + years is its declining credit swipes at the moment i have faith that will be taken care of as well. i wonder about these issues you have as did you really identify your self properly??????
Dec 4, 2014
Photo of Dave B.
3
By:
Dec 4, 2014
Be aware, this is not a traditional bank card. It is not tied to your bank account; rather it is a re-loadable card, much like a gift card that is controlled by an external bank. If you have no other option on the matter (I’m not one to judge) then the Direct Express MasterCard Prepaid Card is an option for you to consider. With all financial actions, it is in your best interest to thoroughly investigate your options.

That all being said, the terms of this card as posted above are correct. Be aware of the ATM withdrawal fee following your one free monthly withdrawal is 90 cents per transaction. more
Nov 21, 2014
Photo of Alex B.
4
By:
Nov 21, 2014
The Direct Express MasterCard Prepaid Card is a pretty standard prepaid credit card.

No monthly fees or interest of any kind but you only have the money you put on it yourself.

Be careful not to lose your card though, without that you can't access any of the money you put on the card until you receive a replacement, it's not like a normal bank account.

Good way to build credit, good terms, go for it.
Oct 21, 2014
Photo of Mark H.
2
By:
Oct 21, 2014
Like a lot of things it works well, until it does not. Had an issues with some online fraud on 10/14/2014.
I reported it a couple hours after it happened and was told it should be refunded in 5 days.
7 days later I called back was on hold for long time talked to CS then was transferred, on hold a very long time, almost 30 minutes. I was helped by Anthony who was not just unemphatic but rushed and rude. He canceled my card before consulting me, leaving me in bind. With no cash on me I could not wait for USPS and was forced to pay for express more
Oct 6, 2014
Photo of Anna M.
1
By:
Oct 6, 2014
This is the weirdest setup one can imagine. Uncle Sam has made a sweet deal with Comerica Bank who offers this card. First of all, this isn't a conventional Bank Account where you can walk into a bank and make a withdrawal. This is a Card Account which is your one and only access to your funds. You are not even provided with an account number & routing number although both are available at a local Social Security office upon request. The routing number by the way is 041000124. You may find it hard to believe, but monthly statements are NOT available on their website. Like I said, it's really more
Oct 3, 2014
Photo of Mark F.
2
By:
Oct 3, 2014
What I don't like: I'm trying to get through to Direct Express about an Fraud Issue posted on my account and you cannot get through, I've been trying for almost 6 hours and I keep getting the same message, heavy call volume call back at later time. I need to know what's going on with my account. What I like: convenience.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
File a complaint with the Texas BBB which is where Comerica Bank is located. You'll hear from the bank in no time flat.
Oct 21, 2014
Photo of Mark H.
Mark Harrison
Oct 21, 2014
They also cancel your card without telling you. Then you either have to wait a week or more for USPS to send card or pay 13.50
Oct 1, 2014
Photo of John R.
5
By:
Oct 1, 2014
The Direct Express MasterCard Prepaid Card is a great card for seniors or for people on SSI. There are no additional fees unless you use it for ATM withdrawals, and it makes access to your funds very easy. In addition, you get cash back when you use it for purchases! It's very similar to my Citi Preferred Rewards card. This card is pretty much a no-brainer!
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
There is a fee if your card is closed more than once and a replacement is sent. One replacement is free but not the subsequent ones. If you want your new card overnighted, this is an extra I believe $13.50. The card replacement after the first one is $4.00. The total is $17.50 while you're sitting tight and waiting for your new card to arrive. Besides if you rely on this card to pay your rent and then boom, you can't as it's closed, good luck explaining this to your landlord. Comerica Bank can close your card merely because they could.

Your one and only access to your funds is said more
Dec 12, 2014
Photo of Jodi C.
Jodi Cannuli
Dec 12, 2014
I'm so glad I came across that page, it gave me alot of info that I didn't know ! I'm actually pretty pissed off!! Someone took all my disability benefits last summer, I got my money back it took long time, a month and I had already gotten my my money for the next month, by the time I paid all that I borrowed. I was so broke!! And now get this! It just happened to me again because I used citi banks atm like last time, and I went through the whole process again!! This time they sent me a letter saying they had no reason to believe it more
Sep 11, 2014
Photo of Amanda C.
3
By:
Sep 11, 2014
The Direct Express MasterCard prepaid card is a wonderful option! The fact that there is no activation fee or Monthly fee is a huge bonus. Also, the available customer service is a massive pro to this card. My only question, is this card strictly meant for those who receive Social Security or Supplemental Security?
Sep 18, 2014
Photo of Card H.
Card Hub
Sep 18, 2014
Yes, it seems this card is offered only to people who receive supplemental security and social security income benefits.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
In my humble experience, the customer service is nonexistent. All they do is read a script at 45 mph and barely listen to what you're trying to say.

I don't think that any credit or debit cards have an activation fee or a monthly fee which means this isn't exactly a bonus. There are also no monthly statements available. There is no link on their website that allows you to either change or look up your address and phone number on file. So if they have it wrong or outdated, you're on your own.

Furthermore, your only access to your funds is through the card and NOT through a traditional more
Aug 18, 2014
Photo of Angel S.
4
By:
Aug 18, 2014
It’s hard to beat the cost of the Direct Express MasterCard Prepaid Card – there are no activation or monthly fees. With this card, any user can spend his or her social security deposits with no fees whatsoever, or even withdraw money at no cost from time to time (I wish this option provided for more frequent withdrawals at no cost, but I guess you can’t have everything). Kudos for providing live customer service too!
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
Where have you heard about activation or monthly fees on a credit or debit card? You must have been confusing this with your cell phone.

Any legitimate bank will open a Bank Account for you with no activation fees, some with no monthly fees, check PNC Bank -- they offer a Standard Checking with no fees for the folks over 62.

Customer service is practically nonexistent; when you call, they'd speak at a speed of 45 mph and barely listen to what you're trying to say.

Of course, each to their own. I'm jumping the ship.
Aug 5, 2014
Photo of Chad C.
5
By:
Aug 5, 2014
The most obvious benefits to obtaining this credit cards is the lack of fees. Having no monthly AND activation fee is delightful. Another huge thing I love about this card is that it is a prepaid card . You can deposit different amounts whenever you want and then spend it through the card. Also, it is reloadable, so you can keep adding money and reusing this. This is a card I can definitely see myself using and I am looking forward to getting one very soon.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
And having no monthly statements is delightful as well. No access to your funds other than through a card. Even if you live in the vicinity of Dallas TX, you can't walk over to a Texas branch and make a withdrawal. Forget it
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
How is it reloadable other than a direct deposit of your Social Security check? News to me
Jul 23, 2014
Photo of Mohammed I.
5
By:
Jul 23, 2014
This card is really good, it may actually be better than my own card I hold! No activation fee, monthly fee or a PIN transaction fee! And I love the free withdrawal with each deposit, amazing. I think this card really does have alot of great features that many other cards don't have. I would highly rate and recommend the Direct Express MasterCard Prepaid Card!
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
If you open a Standard Checking account at the PNC bank, there are no activation fee, no monthly fee and no PIN transaction fee. You have an access to your funds other than through your card. You can actually walk over to the bank and make a withdrawal if your card is closed for some reason. NOT with US Direct Express, oh no.

If Comerica Bank closes your Debit Card, you can't get ahold of your money up until a new one arrives. One replacement is free but not the subsequent ones. This is where your fees are coming from.

I am jumping the ship and definitely not recommend. more
Jul 8, 2014
Photo of Nick T.
5
By:
Jul 8, 2014
I love how this card has live customer support 24/7 - it is very helpful. Also, as long as you make a deposit in between withdrawals, then the withdrawals are free, and if you don't then the fee is low - only .9 percent. Also, there are no monthly or annual fees to worry about. You can load the card via direct deposit, which is really easy to set up. Great card overall!
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
Live customer support is practically nonexistent. All they do is read a script at 45 mph and barely listen to what you're trying to say. No monthly or annual fees just like any other debit or credit card, and NO MONTHLY STATEMENTS either.
Wonderful. Have fun
Jun 25, 2014
Photo of Da M.
5
By:
Jun 25, 2014
Wow this Direct Express MasterCard Prepaid Card is activation free, no monthly fees, pin fee free and one free withdrawal with each deposit to your Card Account that's better than my main card and they offer direct deposit benefits. Credit card companies are trying harder to get and keep your business.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
Ditch your 'main card' and open a Standard Checking at the PNC bank. No activation fees, no monthly fees, statements are available each month, customer service is not outsourced, and you don't lose access to your funds if your card needs a replacement.

One of my credit cards overnighted a new one to me by FedEx at no charge. Try this with US Direct Express Debit Card and good luck with that one.
Jun 19, 2014
Photo of Donna A.
3
By:
Jun 19, 2014
Would be perfect I you could load cash.
May 30, 2014
Photo of Charlotte A.
5
By:
May 30, 2014
This is a wonderful way to control your SSI distributions every month. I like the fact that it will be deposited every month, without worry. Having used the RUSH card in the past, the fees (or lack of) associated with the Direct Express Card are much less and that makes it more desirable. The drawback is you only have 1 free withdrawal a month. In order to manage your money well, 3 free withdrawals would be more realistic. To pay $.90 per withdrawal after that is still a much lower cost, though, than with the RUSH card (which charges $3/per). All in all, the Direct Express Card is the best bet!
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
Your monthly checks can be deposited at any legitimate bank, ever heard of that? The drawback is that when Comerica Bank closes your Debit Card just because they could, you're stuck without access to your funds up until a new one arrives. This takes about 10 days. If you however open your mouth, it will take 2 days.

First card replacement is free, however each subsequent one is $4. If you want it sent overnight, it's I believe $13.50 extra.

I'm packing my bags and off I go to the greener pastures. PNC bank offers a Standard Checking with no minimum requirements for the folks 62 and better, and I more
May 23, 2014
Photo of Tim L.
3
By:
May 23, 2014
Everything looks good about the Direct Express MasterCard Prepaid Card, it looks free to use. But, when you look at the 90 cents it takes to withdraw money on top of what ever the owner of the ATM is charging you, it cost a lot to use this. There are ways around it, but it's a hassle. I have a free checking account with a debit card that I can access my cash for free at any of their ATMs.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
If a bank decides to close your card just because they could, without any legit reason, guess what, you have no access to your money up until a new one arrives in mail, which can take up to 10 days. If you want it overnighted, another I believe $13.50. If they close your account again, $4 for the card replacement. No monthly statements available whatsoever, and virtually no customer service. When you call them, they read a script at 45 mph and barely listen what you've got to say.

Have fun. Me, I'm jumping the ship.
May 23, 2014
Photo of Tim D.
4
By:
May 23, 2014
The Direct Express Prepaid card is a great tool to help someone like myself out of a deep credit rut. It's great that if you put money on the card you can use it in the same way as a credit card. The only thing that I don't like is that you can do an ATM withdraw once a month after that it is $.90, which isn't to bad if you use it like a credit card only.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
I have no idea how this can get you out of a deep credit rut if you rely on your Social Security checks. I mean, your monthly income is still the same. It's not that Comerica Bank pays you to open the card.

Here's the picture: you pay for your groceries etc by a credit card. Then comes the due date, you pay your bill by a checking account or cash. Now that you have a debit card, you're still paying for your groceries, just the same.

If you say, purchase groceries etc. for $200, paid by a credit card. Comes the payday when you receive your Social Security check, more
Apr 10, 2014
Photo of Meka W.
4
By:
Apr 10, 2014
The Direct Express Prepaid card is an awesome card . I like the fact that there are no yearly fees or hidden fees. I personally own over 10 credit cards but I don't see the point of paying fees in order to use and pay with credit cards. I think this card will be good for consumers who want to limit the amount of money they spend. Consumers who are on a budget can use the card to stay under budget when making purchases.
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
What fees? I have about half a dozen credit cards but never a fee unless of course I'm late that usually doesn't happen. My credit cards don't carry any fees, yearly or otherwise.

You can stay on budget regardless of the kind of a card you use. If you have a low credit line on your credit card, you will stay under the budget, believe me. Just ask the bank that issued your card, to lower your credit line, and you're as good as new.

I don't know how easy it is to stay under budget with so many temptations around. If you don't resist them, you might as well more
Mar 7, 2014
Photo of Sarah B.
4
By:
Mar 7, 2014
The Direct Express Prepaid card seems to be a really great card! I personally do not like using my Bank Account to do a lot of things and this would work out well for me! I love the fact that it has no Monthly Fees! I really like that there are no Fee's for PIN transactions and no fee's for Inactivity! And another thing is the LIVE Customer Support. This card seems like it's an all around great card I will be getting one of these for sure!
Feb 26, 2014
Photo of Shalaeha M.
4
By:
Feb 26, 2014
This Direct Express Prepaid card seems like it is the way to go if you want to give money. It has a no strings attached feel that is desirable for a majority of people these days. Unlike most prepaid cards, you ARE able to use it at an ATM for a small fee. And you can get cash back on your purchases. I think that this card would definitely be great for a college student who is just starting out. It has the look and feel of a credit card, without the credit card damage.
Jan 13, 2014
Photo of Richard A.
4
By:
Jan 13, 2014
I love the simplicity of the Direct Express Prepaid card. It's perfect for giving money to my college age kids. The transaction fees are zero and I get good customer support so all my questions are answered quickly. There is no inactivity fee unlike other prepaid cards I have loaded in the past.
Dec 10, 2013
Photo of Lindsay K.
4
By:
Dec 10, 2013
The Direct Express Mastercard Prepaid Card looks like a great option for someone
who doesn't have a lot of credit experience. Many prepaid cards charge extraneous fees, but this card has no activation or monthly fee. This is fantastic. When I was 15, I used a prepaid credit card through my bank, and felt like I spent just as much on fees as I saved! This card is perfect for someone who either wants to practice with a credit card that has no risks, or someone who just doesn't want to use a bank account. This card has no negative aspects that I can see.
Nov 29, 2013
Photo of Angel C.
4
By:
Nov 29, 2013
Prepaid cards such as this Direct Express MasterCard are great for people who don’t necessarily have a bank account. They’re also good if you want to make purchases online and are concerned with someone stealing your account info. Using this kind of card won’t give people access to your money, rather you make your purchase and leave the card empty after wards. For those that will use this as a regular method of payment it’s nice that they allow 1 free withdrawal per month if you need cash, the rest of your purchases can be made just as if you had a regular credit card. There really are no downsides more
Nov 27, 2013
Photo of John D.
4
By:
Nov 27, 2013
The Direct Express Prepaid Card is a perfect supplement to those who are unable to obtain a traditional debit card. The Direct Express offers the same perks as a debit card though. You can use it pay your bills and for online or in store purchases. I like how there are no activation or monthly fees for this card. I do not like that there is a $0.09 cent fee if you withdraw cash from an ATM. The only way to prevent this fee is to have as many deposits as you have withdraws. Other than that, this card is pretty much perfect.
Nov 27, 2013
Photo of Allen M.
4
By:
Nov 27, 2013
If you want to go the prepaid route then this really is the best card for it. It provides all the convenience of a credit card and doesn't require you to pay a fee to use it. Its a good deal for people who need a credit card and have bad credit. The Direct Express MasterCard offers the power of credit without an activation fee (very rare for a prepaid card) and a monthly fee (even rarer!) There is a fee on cash withdrawal but that is not a deal-breaker so I'll live with it. Its not good for kids because it doesn't let you load cash on to the more
Oct 6, 2014
Photo of Anna M.
Anna Michelle
Oct 6, 2014
No credit card known to me bears a fee "to use it", and I've been around for some time. The only "loading" on the card comes from your Direct Deposit.

I don't think that any credit card is good for the kids. Unless you're willing to pick the slack of course
Nov 20, 2013
Photo of Krystal M.
4
By:
Nov 20, 2013
The Direct Express Prepaid Card is great for someone who doesn't have good credit. There isn't an activation fee or a monthly fee, when compared to other cards that at least charge a monthly fee, this one is well above the rest! There isn't a transaction fee and you'll also receive your pin number. I would like to see free withdrawals for this card, since it is prepaid and it's already your money! I have noticed that a lot of prepaid cards will charge you an inactivity fee and this one doesn't. They have free live customer support, which I think should be standard. I've had issues in the past more
Nov 17, 2013
Photo of Angela M.
4
By:
Nov 17, 2013
I'm amazed at what this prepaid card has to offer. Unlike some other prepaid cards I have encountered, the MasterCard Prepaid Card isn't bogged by activation, cancellation, and upkeep fees like so many other cards. (Seriously, I've come across a number of cards that have monthly fees over $10.00--$5.00 seems awfully steep as it is.) Not being able to deposit funds aside from your working wages/supplemental income is probably the largest drawback of this card. (So, nope, you can't deposit that $50.00 your grandma gave to you for your birthday onto this card.) I'm also not too fond of the fact that this prepaid card doesn't have unlimited free withdrawals more
Nov 13, 2013
Photo of Ric R.
4
By:
Nov 13, 2013
The Direct Express Prepaid Card is an exceptional card to use for those who are cautious of debt with conventional credit cards. Being that you deposit money into the card, you will never incur any miscellaneous fees like late fees or interest fees because you are the one controlling how much is on that card. Unlike other prepaid cards, this one does not have activation or monthly fees. Also note that there are no transaction fees for each use of the card. What adds to the versatility of the card is that you can withdraw money from ATMs and even use it to pay your bills online.
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Feb 28, 2015
Photo of Jessica H.
By:
Feb 28, 2015
can u reload this card
Mar 2, 2015
Photo of Card H.
Mar 2, 2015
The card is exclusively for receiving money from the Federal Government. Therefore, you cannot reload it or deposit personal funds onto it.
Feb 5, 2015
Photo of Eileen H.
By:
Feb 5, 2015
am i allowed to put money on to the card myself?n if so how do i do this?
Feb 11, 2014
Photo of Jr A.
By:
Feb 11, 2014
How do you reload this card?
Feb 20, 2014
Photo of Card H.
Feb 20, 2014
It seems that this card is exclusively for the disbursement of federal benefits, such as Social Security payments and it cannot be funded in any other way.
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Last updated on: May 12th, 2015 at 11:49 EDT