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Direct Express MasterCard Prepaid Card

Direct Express MasterCard Prepaid Card
Prepaid Card
4 29 reviews   Write a Review!
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Direct Express MasterCard Prepaid Card 's Key Fees

  • ACTIVATION FEE None
  • MONTHLY FEE None
  • SIGNATURE TRANSACTION FEE Free
  • PIN TRANSACTION FEE Free
  • ATM TRANSACTION FEE 1 Free withdrawal with each deposit to your Card Account, after $0.9

Direct Express MasterCard Prepaid Card 's Highlights

  • When you sign up to receive your Social Security or Supplemental Security Income benefits on the Direct Express® card, you will receive your payment every month without having to worry about cashing your check, losing your check, or having it stolen. Instead of receiving a check, your money will be automatically deposited to your Direct Express® card account on your payment date.
  • Use your card to withdraw cash from Automated Teller Machines (ATMs), make purchases at stores that accept Debit MasterCard®, and get cash back when you make those purchases. You can also use your debit card for online bill pay and to buy money orders at the U.S. Post Office.
  • No monthly fees, no hidden fees and most services are free.

Direct Express MasterCard Prepaid Card 's Additional Info

  • LIVE CUSTOMER SUPPORT Free
  • AUTOMATED CUSTOMER SUPPORT Free
  • RELOAD OPTIONS Direct Deposit
  • CANCELLATION FEE Free
  • INACTIVITY FEE None

Direct Express MasterCard Prepaid Card Reviews

 
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4.2
Overall Rating: 4.2 / 5
Total Ratings: 29
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Apr 10, 2014
Photo of Meka W.
4
By:
The Direct Express Prepaid card is an awesome card . I like the fact that there are no yearly fees or hidden fees. I personally own over 10 credit cards but I don't see the point of paying fees in order to use and pay with credit cards. I think this card will be good for consumers who want to limit the amount of money they spend. Consumers who are on a budget can use the card to stay under budget when making purchases.
Mar 7, 2014
Photo of Sarah B.
4
By:
The Direct Express Prepaid card seems to be a really great card! I personally do not like using my Bank Account to do a lot of things and this would work out well for me! I love the fact that it has no Monthly Fees! I really like that there are no Fee's for PIN transactions and no fee's for Inactivity! And another thing is the LIVE Customer Support. This card seems like it's an all around great card I will be getting one of these for sure!
Feb 26, 2014
Photo of Shalaeha M.
4
By:
This Direct Express Prepaid card seems like it is the way to go if you want to give money. It has a no strings attached feel that is desirable for a majority of people these days. Unlike most prepaid cards, you ARE able to use it at an ATM for a small fee. And you can get cash back on your purchases. I think that this card would definitely be great for a college student who is just starting out. It has the look and feel of a credit card, without the credit card damage.
Jan 13, 2014
Photo of Richard A.
4
By:
I love the simplicity of the Direct Express Prepaid card. It's perfect for giving money to my college age kids. The transaction fees are zero and I get good customer support so all my questions are answered quickly. There is no inactivity fee unlike other prepaid cards I have loaded in the past.
Dec 10, 2013
Photo of Lindsay K.
4
By:
The Direct Express Mastercard Prepaid Card looks like a great option for someone
who doesn't have a lot of credit experience. Many prepaid cards charge extraneous fees, but this card has no activation or monthly fee. This is fantastic. When I was 15, I used a prepaid credit card through my bank, and felt like I spent just as much on fees as I saved! This card is perfect for someone who either wants to practice with a credit card that has no risks, or someone who just doesn't want to use a bank account. This card has no negative aspects that I can see.
Nov 29, 2013
Photo of Angel C.
4
By:
Prepaid cards such as this Direct Express MasterCard are great for people who don’t necessarily have a bank account. They’re also good if you want to make purchases online and are concerned with someone stealing your account info. Using this kind of card won’t give people access to your money, rather you make your purchase and leave the card empty after wards. For those that will use this as a regular method of payment it’s nice that they allow 1 free withdrawal per month if you need cash, the rest of your purchases can be made just as if you had a regular credit card. There really are no downsides more
Nov 27, 2013
Photo of John D.
4
By:
The Direct Express Prepaid Card is a perfect supplement to those who are unable to obtain a traditional debit card. The Direct Express offers the same perks as a debit card though. You can use it pay your bills and for online or in store purchases. I like how there are no activation or monthly fees for this card. I do not like that there is a $0.09 cent fee if you withdraw cash from an ATM. The only way to prevent this fee is to have as many deposits as you have withdraws. Other than that, this card is pretty much perfect.
Nov 27, 2013
Photo of Allen M.
4
By:
If you want to go the prepaid route then this really is the best card for it. It provides all the convenience of a credit card and doesn't require you to pay a fee to use it. Its a good deal for people who need a credit card and have bad credit. The Direct Express MasterCard offers the power of credit without an activation fee (very rare for a prepaid card) and a monthly fee (even rarer!) There is a fee on cash withdrawal but that is not a deal-breaker so I'll live with it. Its not good for kids because it doesn't let you load cash on to the more
Nov 20, 2013
Photo of Krystal M.
4
By:
The Direct Express Prepaid Card is great for someone who doesn't have good credit. There isn't an activation fee or a monthly fee, when compared to other cards that at least charge a monthly fee, this one is well above the rest! There isn't a transaction fee and you'll also receive your pin number. I would like to see free withdrawals for this card, since it is prepaid and it's already your money! I have noticed that a lot of prepaid cards will charge you an inactivity fee and this one doesn't. They have free live customer support, which I think should be standard. I've had issues in the past more
Nov 17, 2013
Photo of Angela M.
4
By:
I'm amazed at what this prepaid card has to offer. Unlike some other prepaid cards I have encountered, the MasterCard Prepaid Card isn't bogged by activation, cancellation, and upkeep fees like so many other cards. (Seriously, I've come across a number of cards that have monthly fees over $10.00--$5.00 seems awfully steep as it is.) Not being able to deposit funds aside from your working wages/supplemental income is probably the largest drawback of this card. (So, nope, you can't deposit that $50.00 your grandma gave to you for your birthday onto this card.) I'm also not too fond of the fact that this prepaid card doesn't have unlimited free withdrawals more
Nov 13, 2013
Photo of Ric R.
4
By:
The Direct Express Prepaid Card is an exceptional card to use for those who are cautious of debt with conventional credit cards. Being that you deposit money into the card, you will never incur any miscellaneous fees like late fees or interest fees because you are the one controlling how much is on that card. Unlike other prepaid cards, this one does not have activation or monthly fees. Also note that there are no transaction fees for each use of the card. What adds to the versatility of the card is that you can withdraw money from ATMs and even use it to pay your bills online.
Nov 7, 2013
Photo of Sean P.
5
By:
It's a rare thing that you will find an ATM card that will allow you to do all of this for free. It will even allow you to withdraw money from the ATM when you need cash! I haven't had this card for very long but compared to my other cards I can't believe that I waited so long to get one of these. The cash back is higher than any other card I've ever used before. I use the Direct Express Prepaid Card for every purchase I make. I would definitely suggest this card to every person I know.
Nov 1, 2013
Photo of Andre F.
4
By:
I can see nothing wrong with this card. It does as needed, which is provide a prepaid option for people. It has no annual/monthly fees which should be a standard for prepaids. It also allows a free atm withdrawal per month which isnt terrible and gives people a chance to freely access their money after a monthly deposit. Of course the part I love best is the lack of fees in general, no charges for usage in any stores, nothing for inactivity and prompt access to direct deposits make this a great option for those without a standard bank account and card.
Oct 27, 2013
Photo of Carla M.
5
By:
Unlike other prepaid cards this one does not charge a monthly fee, which is super awesome, and I also noticed they allow one free withdrawal a month. Similar cards charged almost $6 to withdraw, and also charge about that for a monthly fee. This has made me consider switching my card to this one, as they also allow direct deposit too! Definitely a good choice!
Oct 22, 2013
Photo of David C.
4
By:
I have used the Direct Express Prepaid card when I wanted to protect myself from possible fraud on sites that I was unsure about. There weren't any crazy fees unlike some of the other prepaid cards out there, and it worked perfectly for me. I had a different prepaid card before that would charge me for EVERYTHING but I had none of those issues with this card. I felt secure and safe when using this card, and the free withdrawal from an ATM was a nice bonus. I would definitely recommend that people check out this prepaid card and compare them with some of the other good ones out there, more
Oct 16, 2013
Photo of Alexis B.
4
By:
What is not to like about this prepaid card? The Direct Express Prepaid Card is a great way to receive your Social Security or Supplemental Security Income benefits. Working like direct deposit, you don't have to deal with or worry about losing checks, paperwork, or money--it is all right there! You can use this anywhere that MasterCard is accepted which makes it super convenient. I love this updated way to use your own money without getting charged fees, except for a .9 after the first use (most services are free too). Like other reviewers have said, this is great for a select amount of people, but I have a feeling more
Oct 11, 2013
Photo of Alex S.
4
By:
The Direct Express Prepaid card is a great prepaid card. It's especially good to use it as a direct deposit, as it's secure and you will not need any bank account and won't have to share info with others. It's great that theres no fees associated with this card, and cancellation is free. Unfortunately there aren't many ways to add funds to this card, and not every website will accept this card. VISA seems to be the go-to card now for being accepted everywhere. Other than that, this is a great prepaid card, much better than American Express prepaid cards, which are accepted in even less places.
Oct 7, 2013
Photo of Chris M.
4
By:
The Direct Express Prepaid Card is very useful for a select group of people, and not much use to anyone else. If you need a card to manage Direct Deposit from your workplace, and you either don't have a bank account or don't want to share that info with your employer, this could be a very helpful card. Otherwise, there's no real advantage to using this. There's no hidden or annual fees with this, nor any flat rate taken from each deposit, which definitely makes this better than some of the scams you may have read about. But only 1 free ATM access a month does make it a little more
Sep 30, 2013
Photo of Jennifer F.
5
By:
The Direct Express Prepaid card is absolutely excellent to use as a direct deposit option for work or for Social Security or Supplementary Income. The card is great because the only fee is a .9 ATM fee after the first use. Other than that, there are no cancellation or monthly fees to use the card, which is excellent! You can also use this card anywhere at any place that accepts MasterCard as well, which can be very helpful to anyone. I feel that this card is great for those that may not have a bank account, and it is a safe way to store away money.
Sep 24, 2013
Photo of Lise M.
4
By:
The Direct Express MasterCard Prepaid Card is one of the curious new 'payroll cards' out on the market. Like Money Manager and Money Network, it is a payroll card, an alternative to having paychecks directly deposited to your bank account. There are certain advantages, such as not needing to share banking information with an employer and low usage fees but, as others have commented, there is a fee for making more than one ATM withdrawal per deposit. There is also no other way to add funds to the card, so it is not as flexible as one could hope. It seems to me that the biggest advantage to this card more
Sep 16, 2013
Photo of David R.
4
By:
The Direct Express Prepaid Card is a great card to use if you use direct deposit from your work. The money goes directly onto this prepaid card which you can use at any retailer that accepts MasterCard. The biggest downside to this card is that you only get one free ATM withdrawal per month, and are charged after that. In a small town such as mine, there are some places that do not take MasterCard, and I need to use an ATM multiple times per month. If I lived in a bigger city where credit cards were used more often, this would be a better card for me.
Sep 11, 2013
Photo of Sheryl P.
3
By:
The Direct Express Prepaid Card is a way to handle direct deposits in a secure way, without needing a bank account. The only downfall to this card is it's ATM transaction fees. Mastercard provides one free withdrawal for each deposit you make, but with most direct deposits accounting for 1 or 2 transactions per month that means you only get that many free ATM withdrawals. If you find yourself frequently making ATM withdrawals and tired of getting charged each time, consider something such as the American Express Serve card, which offers free ATM access with direct deposit. Of course if you primarily plan to use your Direct Express card as more
Sep 4, 2013
Photo of Tiffany M.
4
By:
I love that the Direct Express Prepaid Card makes it so much easier to use your money and not have to bother with checks. Those can be such a pain and it's so much nicer to have a card that can do all of that work for you. There are also no fees besides the ATM fees (which are hard to get away from these days) so that's a nice plus. Though there are ATM fees they aren't too high. It also works for online shopping too which makes it even more convenient. MasterCard is definitely expanding so it's a good name to have with a card like this. There more
Sep 3, 2013
Photo of Pavel Z.
5
By:
Direct Express MasterCard Prepaid Card looks like a very nice alternative to the check. You have basically no fees, except ATM transaction. You do not need to have certain monthly balance to avoid monthly fees (compare $2,500 per month for Account Now Gold Visa® Prepaid Card). There is no fee if you do not use it unlike ACE Elite™ Visa. There are no fees for transactions. Your ATM fee is only $0.9 and you get one free withdrawal for each deposit to your account (some charge you $2.5 per ATM transaction). Thus you can use it like a check without fees for cashing it. Unfortunately, Master Card is not accepted more
Aug 27, 2013
Photo of Karen C.
5
By:
I have had a Direct Express Prepaid Card previously and I think it is a very useful card. If you do not want your Social Security to come by check or do not have a checking account, then this card is ideal for you. It has a good support system and online referencing of your transactions. The fees are either nonexistent or reasonable. It is very easy to get money via an ATM or through money orders to pay bills. Drawbacks to the card are that not all online sites take the card and there is no way to add additional funds to the card. Other than that I would more
Aug 23, 2013
Photo of Chris M.
4
By:
The Direct Express Prepaid Card is a great prepaid card. It's definitely one of the best on the market. Most of the other prepaid cards out there have some silly unnecessary and sometimes over the top fee's attached, for things like receiving a billing statement that uses paper, or charging you to actually use the card, or if you don't use it enough, or if you don't deposit enough, the list goes on and on. Not with this card, no crazy fee's, you don't have to pay for customer service help, and you get a free withdrawal from the ATM as well. Great prepaid card!
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+3 users submitted a rating without a full review
 
Feb 11, 2014
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By: Jr AutoMasters
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Feb 20, 2014
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Card Hub
This card is exclusively for the disbursement of federal benefits, such as Social Security payments. It cannot be funded in any other way.
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Last updated on: Apr 10th, 2014 at 4:44 EDT