Rewards: Yes Type: Cash Back

Initial Bonus None

Base Earn up to 1%

Max Earn 1%

Earn / Redeem Limit No

• 5%-20% Cash Back at top online retailers thru the Discover site.
• Up to 1% Cash Back on all other purchases.
• First $1,500 in annual purchases earn 0.25% Cash Back, purchases between $1,500 - $3,000 earn 0.50%, and annual purchases above $3,000 earn a full 1% Cash Back.
• Full Month's Interest back as a Pay-On-Time Bonus each time you make 6 on-time payments in a row (max of twice a year).

Purchases:

Intro Rate 3.99%

Intro Period 6 months

Regular Rate 11.99% - 18.99%

Balance Transfers:

Intro Rate 3.99%

Intro Period 12 months

Regular Rate 11.99% - 18.99%

Balance Transfer Fee 3%

Cash Advances:

Cash Advance Rate 23.99%

Cash Advance Fee 3% (min $5)

Penalties:

Max Late Fee $39

Max Overlimit Fee $39

Max Default APR 29.99%

Additional Info:

• Free payment by phone or online -- even on your payment due date.
• Choose a payment due date that meets your needs.
• This card offer is NOT available to existing Discover card members. You might want to first close your existing Discover card account and then apply for this offer.

• Grace Period: 25 days
• Online Response: Yes
• Foreign Transaction Fee: 2%