Discover® Motiva Card

Discover Motiva Card Sponsored Card
  • Minimum Credit Required:Excellent, Good
  • Annual Fee:None
  • Network: Discover
 
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Rewards: Yes Type:  Cash Back
Initial Bonus None Base Earn up to 1% Max Earn 1% Earn / Redeem Limit No
Reward Details:
  • 5%-20% Cash Back at top online retailers thru the Discover site.
  • Up to 1% Cash Back on all other purchases.
  • First $1,500 in annual purchases earn 0.25% Cash Back, purchases between $1,500 - $3,000 earn 0.50%, and annual purchases above $3,000 earn a full 1% Cash Back.
  • Full Month's Interest back as a Pay-On-Time Bonus each time you make 6 on-time payments in a row (max of twice a year).
 
 
Purchases:
Intro Rate 3.99% Intro Period 12 months Regular Rate 11.99% - 20.99% (V)
Balance Transfers: 
Intro Rate3.99% Intro Period15 months Regular Rate11.99% - 20.99% (V) Balance Transfer Fee 4%
Cash Advances:
Cash Advance Rate 23.99% Cash Advance Fee 5% (min $10)
 
 
Additional Info:
  • Free payment by phone or online -- even on your payment due date.
  • Choose a payment due date that meets your needs.
  • This card offer is NOT available to existing Discover card members. You might want to first close your existing Discover card account and then apply for this offer.
  • Max Late Fee  $39
  • Max Overlimit Fee  None
  • Max Penalty APR  25.99%
  • Grace Period:  25 days
  • Online Response:  Yes
  • Foreign Transaction Fee:  2%
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Related Credit Card Categories:

Discover® Motiva Card is related to the following credit card categories:

 
 
About the Issuer: Discover Bank

Based on their website: "America witnessed the start of a revolution in the credit card industry when Discover card was unveiled nationally during the 1986 Super Bowl.
A "Dawn of Discover" commercial featured a rising sun, uplifting images of traditional American life and the simple message: "Very few things cost you nothing to get and pay you back every day. But now the Discover card does."
Discover made it known that innovation and change were coming to the credit card industry: Change that focused on features and services that consumers wanted, but couldn't find in other credit cards. At the time, annual fees were common and cash rewards were unheard of. Discover set out to change that as a pioneer in offering cash rewards and no annual fee.
Today, Discover is a leading credit card issuer and electronic payment services company with one of the most recognized brands in U.S. financial services. The company operates the Discover card, America's cash rewards pioneer."

 
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