Discover it chrome Student Credit Card

discover it chrome for students
Required Credit Score:
Limited History
743 reviews   Write a Review
Info about the Discover it chrome Student Credit Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
Existing Cardholders
Change my rating to: Excellent

Discover it chrome Student Credit Card’s Rewards

Base Earn
Max Earn
  • 2% cash back on Gas Stations and Restaurants on up to $1000 in combined purchases each quarter
  • 1% cash back or more on all other purchases with no cap
  • Use your rewards instantly at checkout
  • Get rewarded for good grades–earn $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years
  • Cashback Match: Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically—only for new cardmembers.

Discover it chrome Student Credit Card’s Key APRs & Fees

Purchase Intro APR
0% for 6 months
Transfer Intro APR
10.99% for 6 months
Regular APR
13.24% - 22.24% (V)

Discover it chrome Student Credit Card’s Additional Info

  • MAX LATE FEE   $37
  • GRACE PERIOD   23 days
    25.24% (V)
    5% (min $10)
  • SMART CHIP   Yes, chip-and-signature
  • Free FICO® Credit Score on monthly statements and online
  • 100% U.S. based customer service available any time
  • $0 Fraud Liability Guarantee
  • Pay your bill up to midnight (ET) the day it's due by phone or online
Apply Now
at Discover Bank’s
secure site

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Discover it chrome Student Credit Card to our community.

What is the spending limit?

Photo of Card H.
Jan 20, 2016
Spending limits differ from cardholder to cardholder, so we’re unfortunately unable to answer that question. However, the information should be listed on your monthly statement. Discover’s customer service department will also be able to tell you, and you can reach them at: 800-347-2683. Sorry we could not be more help.
2 Votes 4 2

Customer Reviews

Share your insights and review the Discover it chrome Student Credit Card.

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4.4 out of 5

743 reviews
Photo of Lillian T.
Dec 25, 2015
For a college student with zero or bad credit, it is hard to get your credit card application accepted, so the student card from Discover is like a sign of trust in a sea of suspicious eyes. However, the interest rates are very high and the late-payment fees are very strict, and hence it would be wiser for me to take my debt to Bank of America, where they start you off with 0% interest so that your minimum payments actually eat away your debt. It is a good card to get your credit score started, but it becomes somewhat of a nightmare once circumstances throw you under the bus.
Photo of Javier F.
Feb 5, 2015
This was my first credit card and it is the best. This should be the first credit card for EVERYONE! I mean it!

1. If you are a student with good grades be sure to submit a transcript as your proof and I'm pretty sure they'll give you a higher limit!

2. Discover is very forgiving. They will remove your first late payment but be sure to review the time you have to make the payment (it's usually before x:xx EST)

3. They have great rewards alright. There's other cards 1% on each purchase blah blah blah but when the gas 5% rolls around I use this card exclusively for gas and more
Photo of Calvin H.
Sep 10, 2013
The Discover IT card is absolutely amazing! As a commuting college student, the 5% cashback rotating categories are fantastic for saving some money. This past quarter has been 5% cashback on gas, which has been a huge help. The $20 cashback bonus is not so bad either, and I love that it's relatively easy to get this credit card. I had almost no credit when I applied for this card, and was approved. The interest is kind of high, but paying it off monthly should ensure that you're making money off the rotating spending categories instead of costing yourself money lost to interest. This is a must-have card for college students.
Photo of Arnetta S.
Jul 25, 2013
As a new student, I had been looking for a card that would give me great.
benefits for being such, and I found it in the Discover It card for students.
With a 5% for rewards, and not to mention a bonus $20 ($20 is $20, after all),
it's great for those who need to build their credit, all while attending.
college. The interest is a little high, but by limiting yourself, it should be.
completely ok.
Photo of Seymour A.
Aug 31, 2012
I got this one a bit before I went to France to study abroad. I figured that just in case having a credit card as back up would be a good idea, and the fact that there was no foreign transaction fee was awesome and what tipped the balance for me to get this card. Previously I had used another credit card, very seldom, and mainly my debit card for all purchases. This card did come in handy in some tight spots while on a trip through Italy, although I wish I had taken better note of the higher rate for the cash advances, leading to a higher bill than more
Photo of Dany A.
Aug 15, 2012
the reason I got this card was because I really needed a reward feature for something I could possibly be using alot. and it really did end up rewarding me. with the 5% back on rewards, I was able to save the most I could. it ended saving me alot on fuel. fuel was a big factor for me because how much I had to drive to school and work and to my home. it really came through in the clutch. helped alot on groceries. you don't get rewards on fast food so it really helped me prioritize my eating by not getting greedy and instead buying food for my more
Photo of Al M.
Aug 6, 2012
Before college, I never had much experience with credit, so when I got an offer for the Discover Student card I jumped to take the offer. Having my own credit card sounded exciting, and as a college student with little money coming in, having backup funds for food and fun was great. The Discover student card came with a really high interest rate, however at the time, I didn't care much, as I didn't know what a fare rate should have been. I was mostly excited about the credit card. Eventually I learned not to charge up to high of a balance because the interest would take my funds. The more
Photo of John U.
Jul 12, 2012
I needed some type of credit card to start building my credit record in college and after a lot of shopping with my mom we came across the Discover Student Credit Card - $20 Cashback Bonus. I have to acknowledge I know and appreciate a little more than the average college student about my future finances and that I need work now to build my credit. The rewards and the initial $20 really enticed me to give my new credit card a work out, but keeping an eye on always paying off my bill each month. I have only had the card for about 6 months, but have not had more
Photo of Virgina O.
Jul 3, 2012
Being in college, I wanted to build my credit so I could have a stronger financial standing in the future. I liked this credit card because the benefits really stuck out to me: the first purchase I made within 3 months of approval got me 20 dollars cash back. In addition, I'd get back 5 percent on purchases like gas, food groceries, department stores and restaurant. These perks were very attractive and signing up took less than 5 minutes. My biggest issue with the company was that when they sent me my card, for some odd reason my last name was completely different. I refused to activate it until they more
Photo of Thad T.
Jun 27, 2012
As a college student, I was looking for a way to build my credit while simultaneously receiving cashback on purchases I make regardless and my search eventually brought me to this card. Discover support has been very polite and friendly and Discover has not sent me junk mail, unlike other companies whose services I use. Discover had a wide choice of customization options for their card. Also, I rarely encounter a place that won’t accept my card, which would not have been the case if I had gotten an American Express card. I’ve been signed up for three months now and I’ve already received $50 in cashback rewards. They conveniently more
Photo of Else K.
Jun 21, 2012
I got this credit card because I am a college student with basically no credit. I need to build up my credit score so later on I can get a normal credit card. I love that you get cash back for the things you buy everyday. Some of these things include 5% cash back at the gas station, grocery store, or even the movie theatre. They also offer this during your birthday month. They started a new thing where you can use your cash back reward at I would definitely recommend this credit card to anybody who needs to raise their credit score.
+732 users submitted a rating without a full review
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Last updated on: Sep 22nd, 2016 at 7:53 EDT

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