Discover it® for Students with $20 Cashback Bonus

Discover it® for Students with $20 Cashback Bonus
Required Credit Score: Fair
4.5 703 reviews   Write a Review!
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Discover it® for Students with $20 Cashback Bonus's Rewards

Bonus
$20
Base Earn
1%
Max Earn
5%
Earn / Redeem Limit
Yes
  • Get 5% Cashback Bonus at Gas Stations on up to $1,500 in purchases, now through September 2014.
  • Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.*

Discover it® for Students with $20 Cashback Bonus's Key APRs & Fees

Intro Rate on Purchases
Not Offered
Intro Rate on Transfers
10.99% for 6 months
Regular Rate
12.99% - 21.99% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER FEE 3%

Discover it® for Students with $20 Cashback Bonus's Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   None
  • GRACE PERIOD   23 days
  • ONLINE RESPONSE   Yes
  • CASH ADVANCE RATE 24.99% (V)
  • CASH ADVANCE FEE 5% (min $10)
  • FOREIGN TRANSACTION
    FEE  
    None
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • *Click "Apply Now" to see rates, rewards and other information.
Apply Now
at Discover Bank's
secure site

Discover it® for Students with $20 Cashback Bonus Reviews

 
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4.5
Overall Rating: 4.5 / 5
Total Ratings: 703
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Sep 10, 2013
Photo of Calvin H.
5
By:
The Discover IT card is absolutely amazing! As a commuting college student, the 5% cashback rotating categories are fantastic for saving some money. This past quarter has been 5% cashback on gas, which has been a huge help. The $20 cashback bonus is not so bad either, and I love that it's relatively easy to get this credit card. I had almost no credit when I applied for this card, and was approved. The interest is kind of high, but paying it off monthly should ensure that you're making money off the rotating spending categories instead of costing yourself money lost to interest. This is a must-have card for college students.
Jul 25, 2013
Photo of Arnetta S.
4
By:
As a new student, I had been looking for a card that would give me great.
benefits for being such, and I found it in the Discover It card for students.
With a 5% for rewards, and not to mention a bonus $20 ($20 is $20, after all),
it's great for those who need to build their credit, all while attending.
college. The interest is a little high, but by limiting yourself, it should be.
completely ok.
Aug 31, 2012
Photo of Seymour A.
3
By:
I got this one a bit before I went to France to study abroad. I figured that just in case having a credit card as back up would be a good idea, and the fact that there was no foreign transaction fee was awesome and what tipped the balance for me to get this card. Previously I had used another credit card, very seldom, and mainly my debit card for all purchases. This card did come in handy in some tight spots while on a trip through Italy, although I wish I had taken better note of the higher rate for the cash advances, leading to a higher bill than more
Aug 15, 2012
Photo of Dany A.
5
By:
the reason I got this card was because I really needed a reward feature for something I could possibly be using alot. and it really did end up rewarding me. with the 5% back on rewards, I was able to save the most I could. it ended saving me alot on fuel. fuel was a big factor for me because how much I had to drive to school and work and to my home. it really came through in the clutch. helped alot on groceries. you don't get rewards on fast food so it really helped me prioritize my eating by not getting greedy and instead buying food for my more
Aug 6, 2012
Photo of Al M.
4
By:
Before college, I never had much experience with credit, so when I got an offer for the Discover Student card I jumped to take the offer. Having my own credit card sounded exciting, and as a college student with little money coming in, having backup funds for food and fun was great. The Discover student card came with a really high interest rate, however at the time, I didn't care much, as I didn't know what a fare rate should have been. I was mostly excited about the credit card. Eventually I learned not to charge up to high of a balance because the interest would take my funds. The more
Jul 12, 2012
Photo of John U.
4
By:
I needed some type of credit card to start building my credit record in college and after a lot of shopping with my mom we came across the Discover Student Credit Card - $20 Cashback Bonus. I have to acknowledge I know and appreciate a little more than the average college student about my future finances and that I need work now to build my credit. The rewards and the initial $20 really enticed me to give my new credit card a work out, but keeping an eye on always paying off my bill each month. I have only had the card for about 6 months, but have not had more
Jul 3, 2012
Photo of Virgina O.
4
By:
Being in college, I wanted to build my credit so I could have a stronger financial standing in the future. I liked this credit card because the benefits really stuck out to me: the first purchase I made within 3 months of approval got me 20 dollars cash back. In addition, I'd get back 5 percent on purchases like gas, food groceries, department stores and restaurant. These perks were very attractive and signing up took less than 5 minutes. My biggest issue with the company was that when they sent me my card, for some odd reason my last name was completely different. I refused to activate it until they more
Jun 27, 2012
Photo of Thad T.
5
By:
As a college student, I was looking for a way to build my credit while simultaneously receiving cashback on purchases I make regardless and my search eventually brought me to this card. Discover support has been very polite and friendly and Discover has not sent me junk mail, unlike other companies whose services I use. Discover had a wide choice of customization options for their card. Also, I rarely encounter a place that won’t accept my card, which would not have been the case if I had gotten an American Express card. I’ve been signed up for three months now and I’ve already received $50 in cashback rewards. They conveniently more
Jun 21, 2012
Photo of Else K.
5
By:
I got this credit card because I am a college student with basically no credit. I need to build up my credit score so later on I can get a normal credit card. I love that you get cash back for the things you buy everyday. Some of these things include 5% cash back at the gas station, grocery store, or even the movie theatre. They also offer this during your birthday month. They started a new thing where you can use your cash back reward at amazon.com. I would definitely recommend this credit card to anybody who needs to raise their credit score.
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Last updated on: Jul 4th, 2014 at 4:30 EDT