| Initial Bonus |
Base Earn |
Max Earn |
Earn / Redeem Limit |
- Get a $50 Disney Gift Card. After first use of the Disney Rewards® Visa® Card.
- Earn 1% on everyday card purchases. That's 1 reward dollar for every $100 spent.
- Redeem your reward dollars toward thousands of reward options at Disney and other locations.
- Save 10% on select merchandise purchases of $50 or more at DisneyStore.com and Disney Store locations.
| Intro Rate |
Intro Period |
Regular Rate |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate14.24% (V) | Balance Transfer Fee |
| Cash Advance Rate |
Cash Advance Fee |
- Max Late Fee:
$35 - Max Overlimit Fee:
None - Max Penalty APR:
24.24% (V)
- Grace Period:
21 days - Online Response:
No - Foreign Transaction Fee:
3%
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The card information shown on this page was last updated: May 10th, 2013 at 1:26 EDT
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I love my Disney Visa! First of all, it has Ariel on it. It's a beautiful card. That's really the reason why I got it in the first place. Second, the introductory 0% that I got a few years ago was great, and the current APR is relatively low. The rewards program is very simple and quick, and it's nice to use the points. I also just recently booked a Disney Cruise and received a $50 onboard credit, as well as having 0% and getting a discount for thing I buy there. The customer service reps are very helpful and efficient, and I've never had any issues with fees or hidden costs.
May 6, 2013 at 01:34pm
I have been using this card for quite a while now, and really enjoy having it around. I used it to go on vacation to Disney with my family, and having this card was simply amazing. To start out, that $50 Disney Gift Card was quite awesome. The rewards for taking a trip to Disney, was even more awesome than the $50 Gift Card they already gave. Since we were already planning a trip down there with this card, it meant we got a lot of great perks when we got to the park. Such as the meet and greet with Disney Characters, the kids loved it. They got to have a photo with Mickey Mouse and Donald Duck. They have that picture framed on their wall now and will probably never forget it! If you or your family is planning to have a trip to Disney, this card is a must have in my opinion. It is awesome and shows you are a big fan of Disney!
April 26, 2013 at 04:10pm
This is the best Visa card for anyone who is a true Disney fan. First, you get several different card designs to choose from so you can pick your favorite character. Second, you get 1 percent of your total purchase to use for anything from park tickets to a Disney Cruise! If you book a Disney packing using your Disney Visa, you get 6 months interest free on that purchase. They also send you a newsletter once a quarter filled with great information and coupons. Keep shoppinsg so you can get that free trip!
March 21, 2013 at 08:52pm
I have been using this Disney rewards card since 2005 to present and it’s been very useful. For a family that visits Disney a lot with friends and by ourselves, it’s a must have. I haven’t had any real problems with their service so far but it is a bit of a troublesome road to getting my rewards. We have moved about three times now and I once went off for work. They were informed about it and they responded to me timely and correctly. I've been told by a few people that it’s possible to get better deals by not using the card. Which somewhat makes sense because of how these companies operate. I’m planning to give other options a go, but still I’m enjoying using this card and would easily recommend it to others.
March 21, 2013 at 03:54pm
I applied for the Disney card because I was recommended it by a friend who is an avid Disney goer, such as myself. So far I am satisfied with the quality customer service received, but it seems when I want to actually cash in on my rewards I have to go through every obstacle possible to get what I need. I wish they made the process easier on the customer, and maybe I would use the card more. I will say, WHEN I do finally get the benefits I receive great deals on my hotels and purchases made inside the park. I will also say it is my highest paid interest card, so if you are interested in the credit card...pay it off immediately, or you will regret it. I do recommend this for any person who takes a Disney Vacation often, the benefits will pay off in the long run!
March 14, 2013 at 05:50pm
I have had my Disney Rewards card for about eight years now. When I first got the card we used it to pay for a Disneyland vacation. We got some great deals and discounts plus a lot of points for this trip which we used while we were there. The reward points can only be used for items in one of the parks or online so when not planning a trip they aren't as useful. Also, they are hard to redeem. If you are ordering online and need to return something you lose the points so you can't get a replacement item. I think there are better rewards programs out there. I will continue to keep this card as a backup for emergencies, but I very rarely use it.
March 6, 2013 at 06:53pm
I love my Disney Rewards Visa Credit Card. My husband and I take our four children on vacation two times every year, once in the summer time and once in the winter time. We usually end up at Disney World at least one time per year. I was so happy when I first received my Disney Reward Visa in the mail and it has not let me down. I use my card to get discounts on all of my Disney purchases but the best part is that I save money when we visit the theme parks and stay at Disney hotels. This card really comes in handy for families that travel often. Not to mention the adorable selection of card designs that the companies offers! So cute!
March 6, 2013 at 04:21pm
We have a Disney Rewards Visa and have had it for going on 4 years now. We are planning to take a trip to Disney World or Disney Land when our two boys are older. The card gets paid off each month so we don’t have to worry about the interest rate, which isn’t the worst for our cards anyways. It’s distinctive even half-hidden in a pocket in my wallet and my kids know which one it is(my oldest, 3, sometimes fetches my wallet so I can make an online purchase for him). While I can’t say the card gets a lot of usage, it sees some use and I have had zero issues with it. So in terms of cards it is pretty reliable.
March 6, 2013 at 03:46pm
I have had the Disney visa card for some time and the kids love this one. It came with a few sign on perks and benefits which were great. We spent them on Disney store goodies. There’s something of a playful nature about the look and feel of this card. It feels like fun. When I got mine there were a lot of different faces to choose from, we chose the most animated one. Of course it can be used anywhere other than the Disney store or Disney land. I would also say the customer service is a notch above average maybe because they bear the Disney name. They always handle my issues promptly and I never had any trouble getting through. The interest rate is somewhat high but there is no annual fee to worry about. Outside of the famed Disney persona, just keep in mind that it's still a regular revolving account with high fees and penalties if you miss a step so keep up with payments and you'll be fine.
March 6, 2013 at 03:14pm
I have used this card for many years. I use it often and try to build up rewards for our frequent WDW trips. However, I'm sure it isn't the best card out there as far as earning rewards goes. I do get a lot of comments on how cute my card is almost everytime I use it. I may switch cards in the near future if I can get a deal on a card with better rewards and a lower interest rate. My interest rate is high as of right now. I would love if they would double the rewards from 1% to 2% at various times throughout the year.
February 21, 2013 at 11:36pm
I got my Chase Disney card in 2003 but am getting rid of it now. I got it to earn points to spend towards a Disneyland trip for my family. I spend about $2500/month on the card. After 4 years I was able to afford City Passes for my family of 5. I decided to save up again and hoped to get a hotel reservation this time. However, after weeks of looking through hotels I have found that I can get a better deal if I don't use my Disney Visa. I get charged full price for anything I purchase with my points while I can get significant discounts if I use an agent or call the hotels directly. I have found that I have a lot more choice on what I want to do (and can do it for a lower overall cost) if I just use a cash rewards Visa. I have changed to a cash rewards visa and am only making a few purchases on the Disney Visa to keep it active until I use the points to purchase my park passes. I am much happier with the cash rewards visa. Also, Disney has started putting a big push towards its Premier Disney Visa and I am getting tired of the constant mailings about upgrading.
December 26, 2012 at 06:12pm
I was so thrilled to get this card! I needed a credit card to help me recover from student loans, and what better than Disney to help with that? I buy tons of Disney movies, especially on Blu-ray, which can get pretty pricey. But now I can use the points I get from using this card to buy them from the Disney Rewards website. The only drawback would be the rewards website itself. When you order something they tell you it can take up to six weeks for the purchase to arrive. So far it has taken about three to four weeks to get the stuff I ordered. But all in all, the card is pretty wonderful, and I definitely recommend it if you have kids or tend to buy a lot of Disney merchandise.
November 23, 2012 at 10:41pm
We have had the Disney Reward card for years. It has been a great experience. We have used the rewards to purchase holiday and birthday presents for years. The rewards do not expire quickly. This enables us to gain additional points for bigger purchases. The interest rate has always stayed low. We have been very pleased. The customer service is very helpful as well. When redeming the points they are so nice and helped us understand the card prossess. We really like this card due to several factors such as it has a low interest, easy to use, a nice and helpful customer service, and not to mention that you get to pick your own design, which is a hit with my youngest who is a mickey fan.
November 23, 2012 at 10:15pm
I was so psyched when I got my Disney Rewards card from Chase. I love the fun designs I was able to choose from when applying for my card, and I love all the perks I am able to enjoy not only at the Disney Store, but also at Disney World. My family and I are planning a trip to Disney, and I am very excited at the prospect of saving using my Disney Rewards card. Also, my girls are excited because my being a Disney Rewards member means they get an opportunity to meet and have their photo taken with the Disney Princesses at the exclusive Chase Disney Rewards Member area! Being a Disney Rewards cardholder not only increases my buying power, but provides me with extra incentives that make using this card a real treat!
November 15, 2012 at 08:28pm
I do not use this card very often but I signed up for it when they were offering a promotion of $200 in gift cards. They followed through with it and I was really pleased with that offer. I live in Florida so I also get discounts when I am in Disney. With all of the out of town family and friends who come here, I end up at Disney at least once every year. The discount really helps because Disney can be pretty expensive. I am a fan of Disney, but I am a little bit burnt out on going there and it makes me feel better that I get discounts when I have to go.
November 8, 2012 at 06:26pm
The Disney Reward Visa card is an amazing idea for those who love Disney. It definitely perfect for those who have young children. I got mine awhile ago, and now that my children are older I do not see use using the points as often. The only problem I have is that the point system is a little confusing to understand. I do enjoy however the regularly mailed updates that show all of the cool things your family can use the Disney Dream Reward Dollars to experience and enjoy. I never used the points for a vacation so I am not completely sure how that works, but I assume it would be as easy as everything else you can do with the card. It really is a great idea, especially for the kids!
November 8, 2012 at 06:24pm
My wife and I discovered the Disney rewards card after we got engaged and decided to use this card for all of our wedding planning expenses and any other major purchases we made leading up to our wedding. We did this as we both really wanted to spend our honeymoon at Disney World, and by using this card, we were earning points that we could use during our honeymoon at Disney World. After our wedding, we were so surprised and happy with the amount of points that we had earned and felt it was completely worth the effort to insure that we used our card for all the purchases. We were rewarded very nicely and also were able to enjoy many different perks by using our Disney Rewards card during our visit to Disney World. It was a fantastic honeymoon and after all was said and done, we were very thankful that we had discovered this card and were able to benefit from it while on our honeymoon!
November 8, 2012 at 06:19pm
The Disney Rewards Visa card from Chase has helped our family realize our vacation plans. We currently earn 1% in Disney Dream Reward Dollars on purchases we make with our credit card. For every $100.00 spent on & purchases on the card, we earn one Disney Dream Reward Dollar. One Disney Dream Reward Dollar is worth $1.00 when redeeming it for Disney products and offers. In addition to earning Disney Dream Reward Dollars, the Disney Rewards Visa card from Chase comes with many perks. If you take your card to any of the Disney Parks, you are entitled to discounts at some of the park stores and also a "meet and greet" and photo opportunity with some of the Disney characters. You can get credit on a Disney Cruise and also interest free Disney Vacation Club financing. You can get discounted Broadway tickets to Disney shows and discounts on Disney magazines as well. Redeeming your Disney Dream Reward Dollars is easy. You can request a Disney Rewards Redemption Card as soon as you have 20 Dream Dollars. A Disney Rewards Redemption Card is accepted at most Disney locations. Instead of paying by cash or credit card, you're redeeming the Dream Dollars you've earned. You can get a Redemption Card by mail or at one of the Disney Parks. It took us a while to earn as many Dream Dollars as was needed for our Disney vacation. However, by using our Disney Visa card for everyday purchases, Chase is certainly helping us reach our goal of another Disney vacation soon.
October 11, 2012 at 05:48pm
We applied for and got a Disney Credit Card last year just before Christmas. They were offering $200 in gift cards for signing up and are we ever glad we did. We used the gift cards to help with Christmas gifts and have used the credit card ever since. We are very pleased with the credit card and the terms of the credit card. It is accepted most places and easy to stay on top of my account and the payments owed. We have never had to pay an annual fee and are able to check up on our account on the internet which is a bonus.
August 31, 2012 at 03:07am
I love my Chase Disney card! I use this card for all of my everyday purchases, as well as my bills. It is so easy and fast to earn points for Disney. I mostly use my points at Disney World. They give you a fun credit card to use when you redeem your points. Plus you get a discount on merchandise at Disney World! They also are always doing special offers like discounts on tickets, resorts, and double points. They also have special events like members only photos ops at Epcot. The card designs you can choose from are awesome everyone always comments on my Finding Nemo card. They also have more manly looking cards if that is your thing. This card is a must for any Disney fan!
August 6, 2012 at 02:04pm
I have been using my Chase Disney Credit Card as my primary card for about 2 years. I am able to enjoy a good interest rate and I have a good credit limit on this card. This gives me the freedom that I need, but the biggest benefit of the card is the ability to earn Disney dollars. My son goes to Disney world every year with his high school band and we are able to give him a prepaid debit card with the Disney dollars on it that I have earned. It provides him with plenty of money and is much safer than giving a teenager cash. We are also able to use the Disney dollars when we go Christmas shopping at the Disney Store. It is a great card for our family to use.
July 30, 2012 at 01:32pm
This card is amazing! I got a $200 Disney gift card just for signing up! I use my card for everything, from utilities, groceries, gas, to everyday purchases. I always pay off the entire balance each month to avoid interest. Even if I decided not to pay off the entire balance each month, the minimum payment is low and the APR is very reasonable. I love that there is no annual fee as well. The best part about this card is that you get $1 in Disney rewards for every $100 you spend. In the past month, I've made $20 just for using the card on things I'd purchase anyway! Another plus is the cute design. There are several designs to choose from. I ordered the same design for my husband and myself, but he decided it was a little too girly. So, he called customer service and they shipped a new card to him with the design of his choice. It was simple. Customer service is really great and the website to pay our bill is very organized and easy to use. I also love that I can check our Disney rewards balance at any time. This has to be my favorite credit card that I've used and I would recommend it to anyone!
July 18, 2012 at 03:54pm
We have had this card for about 10 years and love it. We earn rewards each time we use it. The rewards can be used when we travel to Disney World or can be used online at the Disney Store. One of the best parts of having the card is that Chase is very good about card security. Whenever we use the card more than a couple of times in one day, Chase calls us to verify that the card has not been stolen. We really appreciate that. The card also has many unique designs to choose from, so as huge Disney fans, we can have a little fun and pick our favorite Disney character for the card design.
July 3, 2012 at 06:22pm
This card is awesome! First of all, it's got a cute design, which sounds silly but I like using it! We go to Disney World every summer, and the discounts this card offers make our trip even more memorable and enjoyable! I especially enjoy the points that we earn towards our annual vacations, because who doesn't like saving money? My parents have this card also and they love using it even though they do not go on vacations very often. They like that they have the option to use the card aywhere without the ridiculous amount of fees that come along with other major credit cards. I have reccomended this card to all my friends, especially the ones that have kids who enjoy spending time with Mickey Mouse but do not want to spend an arm and a leg to do so!
June 27, 2012 at 02:39pm
To put it simply, we love, love, love our Disney Visa card! But, really, how can you not like a credit card that gives you so many perks? Discounts at the Disney Store, discounts on Disney merchandise and, of course, you can earn points towards Disney vacations! One of the nicest features of the card are the numerous special perks you can enjoy while on vacation in the Disney parks – VIP treatment, priority service and a host of other special details to make your Disney vacation even more magical! We definitely take advantage of all the Disney Visa card has to offer!
May 30, 2012 at 12:00am
This has been one of the best cards we have ever had! We are a Disney family through and through so this card has been quite helpful. Our family takes yearly trips to Disney World and when we use this card to pay for our resort hotel, tickets and even prizes and food in the parks we save a ton of money. You can get up to 30% off of your resort stay and many other perks that make this card well worth it. You can use your card in the parks as a VIP pass to exclusive character meet and greets that will leave huge smiles on your childrens faces! Also, every dollar you spend earns you reward points that you can use towards future trips or even online at the disneystore.com website. The perks are endless and the customer service is top notch. I have never been treated better by any other credit card company. Our family uses and values this card to make our yearly dreams come true. Thank you Disney and Chase for a great card!
May 22, 2012 at 01:40am
For anyone with young children its bound to be a Disney Christmas but is it going to be a Disney Christmas paid for with the Disney Credit Card? Before you say yes or no off the cuff, it bears seeing what this card brings to the table. With the Disney Credit Card you get 1% cash back across all purchases (standard for rewards cards), 10% off select purchases at Disney locations and DisneyStore.com (anytime words like “select” get thrown about, I get nervous) and some discounts on things like tours at Disney Parks. It requires at least good credit for approval and the only intro rate it has is 0% on purchases for the first 12 months. Unfortunately, that’s not quite enough to warrant applying for the Disney Credit Card. Look at it this way: You’d have to spend over $4,000 through Disney to get the same amount of free money from the Disney Credit Card as you’d get basically from just opening the Chase Sapphire Preferred Credit Card and using for normal purchasing. That card is therefore a much better option than the Disney Card if you want rewards and if you want 0% rates for a long time, the Citi Simplicity Card or the Citi Platinum Select Card would be the way to go since they both offer 0% on purchases and transfers for 21 months.
December 14, 2011 at 08:58pm