Disney Rewards® Visa® Credit Card

Disney Rewards® Visa® Credit Card
Required Credit Score: Excellent, Good
3.5 259 reviews   Write a Review!
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Disney Rewards® Visa® Credit Card's Rewards

Bonus
$50
Base Earn
1% in Disney rewards dollars / $1
Max Earn
1% in Disney rewards dollars / $1
Earn / Redeem Limit
No
  • Earn $50 Disney Gift Card after first purchase with the credit card.
  • Earn 1% on everyday card purchases. That's 1 reward dollar for every $100 spent.
  • Redeem for a memorable Disney vacation, or at the Disney store and Disneystore.com.
  • Save 10% on select merchandise purchases of $50 or more at DisneyStore.com and Disney Store locations.

Disney Rewards® Visa® Credit Card's Key APRs & Fees

Intro Rate on Purchases
0% for 6 months
Intro Rate on Transfers
Not Offered
Regular Rate
15.24% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER FEE 3%

Disney Rewards® Visa® Credit Card's Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   27.99% (V)
  • GRACE PERIOD   21 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE RATE 19.24% (V)
  • CASH ADVANCE FEE 3% (min $10)
  • FOREIGN TRANSACTION
    FEE  
    3%
  • Deferred Interest Details: 0% Promo APR for the first six billing cycles following the purchase date for each qualifying Disney vacation package purchase.
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Disney Rewards® Visa® Credit Card Reviews

 
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3.4
Overall Rating: 3.4 / 5
Total Ratings: 259
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Sep 10, 2014
Photo of Michael C.
4
By:
This Disney Rewards Visa card is definitely a card I’m considering. The $50 bonus and Disney rewards are very attractive to me. I’m a little concerned about the Penalty APR being so high, but as long as I stay on top of my payments it shouldn’t be an issue. I’m looking for a card offers some sort of rewards because my current card doesn’t offer anything and what could be better than Disney?
Aug 15, 2014
Photo of Nick T.
4
By:
I like this card very much and have had it for about 6 months. It may be especially useful if you have a lot of kids around and are often buying disney stuff! The maximum late fee is low at only $35 which is more than reasonable, however there is a maximum penalty APR of almost 28% which is really high. However, I really like this card.
Jul 31, 2014
Photo of Lisa M.
3
By:
Cute card... What I also like are the rewards. $ 50 Disney gift card with first purchase is nice. I also like the Disney dollars 1 for every 100 spent. What I don't like is the high interest rate. It shows 0% for 6 months but then goes up to 15% after that. So for every $100 I spend this card charges me 15 dollars, not cool. Plus its Disney, you would think they could be a bit more generous on the interest for this card. Also $35 on a late fee is a bit excessive, most people who have to be late on even a minimum payment clearly could more
Sep 14, 2014
Photo of Brian M.
Brian McClay
It is always zero interest if you don't carry a balance, and you still get the rewards.
Jul 15, 2014
Photo of Alex H.
3
By:
Pro's of this Disney card - It has simple rates and rewards. There's not a lot of "You get THIS, but only if you spend X amount." Those kinds of gimmicks are never as awesome as they seem, so I'm grateful that this is straightforward. Modest bonus, but not one you have to fight for. 1% rewards. It seems pretty clear-cut. The rate is actually pretty low compared to other cards I've been looking at. Also, it's Visa. I've used a few different brands, and Visa really is accepted more places. Even if a merchant says they accept Visa & say MasterCard, the Visa is less likely to malfunction or more
Jun 16, 2014
Photo of Alyssa O.
5
By:
Have been a member for 8 years and have never had a problem. Earn money on purchases you will make anyways and use them for Disney. Easy to get your reward points and the card is reloadable. Everyone is pleasant and easy to deal with. Love this card.
May 28, 2014
Photo of Nancy L.
4
By:
The Disney Rewards Visa card is a great card for parents with small kids. If you are planning a trip to Disney or go to the Disney Store it's an excellent rewards card. On the down side, beware of the interest rates and make sure you pay off your balances within the 6 month grace period.
May 7, 2014
Photo of Wendy G.
4
By:
Disney Rewards Visa is a great card to have if you have kids. While the onetime $50 Disney Gift Card after your first purchase is an added bonus. The fact that it can be used anywhere and you get to save 10% on select merchandise after you spend $50 at the Disney store or online is huge for kids and families that are big into Disney merchandise. It also doesn’t hurt to be able to pick your own Disney character design for your credit card. While their is no annual fee the only down side is that the interest rate is more like having a true store credit card. I more
May 1, 2014
Photo of Judy-Gene D.
3
By:
I like the $50 that you get to sign up for this disney rewards visa card. I do not have children right now but am planning a family in the near feature. I have always wanted to go to disney land as I never got to go as a kid so maybe once I start a family I will get this card to help ensure that we make a trip that's affordable.
Apr 30, 2014
Photo of AJ C.
4
By:
This card definitely helps out for that upcoming vacation with the family. There's a great introductory rate that gives you time to pay off your discounted disney stuff, and you know that a Visa card has a reputation you can trust. Even after the introductory period, the rate stays low and you can enjoy the peace of mind that you have 6 months to pay off the transaction during the intro period.
Apr 25, 2014
Photo of Belle S.
4
By:
I recently reviewed a Visa card on another site, and it paled in comparison to what this card offers. The rewards offer alone would make me want to apply for this one over any other Visa card. I really like the 0% introductory rate for 6 months. That is a pretty long introductory period. The icing on the cake for me is the 10% discount at Disney store online and locations. With everything they offer, this card is well worth applying for.
Apr 9, 2014
Photo of Robert M.
5
By:
I have had a Rewards Visa Card issued by my local credit union for years and I like the way the Visa reward system works. Thus, for me, the Disney Rewards Visa would be an appealing additional card, especially since it is backed by the great reputation, friendliness and excellent customer service of Disney. As everyone knows, these folks know how to create world-class products and attractions and to maintain an extraordinary level of customer loyalty. I'm confident that the same will apply to their Visa card.
Apr 1, 2014
Photo of Amanda W.
4
By:
This is a great idea for anyone with little kiddos. I stumbled across this and decided to give it a quick look. If you are planning a trip to Disney in the future, this is a great card to have. I currently have the Capital One Reward Card and it is nice, but this would be super nice, plus you get a $50 gift card with your first purchase! Who does that?!?
Mar 26, 2014
Photo of Laura C.
5
By:
I've had a Disney Rewards Visa for a number of years and have always been happy with it. The customer service line is based in the USA and is always helpful. The rewards are redeemable at any Disney location - including the online Disney store.
Mar 11, 2014
Photo of Kate P.
5
By:
I am a huge Disney fan and would love to have this Disney Rewards Visa credit card. It has a great APR and has a decent intro rate on purchases of 0% for 6 months which seems pretty standard to me. There's no intro rate on transfers which seems a bit of a disappointment; all of my other cards have always at least offered me great rates on balance transfers, i.e. 0% interest for 12 months. What I would really enjoy would be the Disney rewards; no other card I have includes those. I'm a CA resident and make it out to Disneyland quite a bit so I could really more
Mar 4, 2014
Photo of Michael P.
5
By:
I love my disney rewards visa, ever since we took the kids to disney a few years ago, they've been begging to go back, this makes saving a little easier. A 6 months deferred interest is always a bonus.
Feb 14, 2014
Photo of Wes K.
4
By:
I like that there is a max on late fees as well as a 21day grace period. I like that the intro rate on purchases is set at 0% for a 6month term, and that after that the regular rate is only 14.24, which is quite significantly lower than my current card with 22.9%. The Disney Rewards Visa Card has a fairly standard bonus program, though my current card has 1.5% back compared to Disney's 1%. But with the lower interest rate I would be more likely to earn a bonus, rather than just have the card in my wallet for emergencies. I'd be more likely to want to use more
Jan 12, 2014
Photo of Shane E.
4
By:
Hi, I love Disney so I had to try the Disney Rewards Visa Credit Card! The intro rate of 0% is great, unlike my bank credit card MasterCard, which was much higher. I use it where i can and enjoy the benefits. It's hard to beat the $50 bonus. If you get this card check out the Disney store rates!
Dec 26, 2013
Photo of Cameron M.
4
By:
What I like about this card is the relatively low fees that one needs to pay. The $0 intro rate and the regular rate of 14.14% are relatively superior to other cards. On top of that, if you are an avid Disney Land enthusiast, you receive extraordinary discounts. Discounts off of purchases at Disney Land stores, free special treatments, and other perks that make this card fantastic. A couple of things that I am not too fond about are the APR and cash advance fees which are a bit higher than other cards, but other than that, this card is fantastic. I can compare this card most to my VentureOne more
Nov 27, 2013
Photo of Travis T.
4
By:
The Disney Visa Rewards card is great. I've had VISA cards in the past with no problems, but if you are a Disney fan, this one has a few kickbacks that make it extra special. First of all, any purchases you make at Disney World or a Disney Store will be discounted. Getting 10 percent off at Disney World is a BIG deal considering how expensive it is just to go. As an extra perk, being a card holder entitles you to a free private photo session with some "secret" characters at certain parts of the theme park. When we went to Disney World last time, we didn't know this more
Oct 18, 2013
Photo of Jason F.
5
By:
Me and my wife absolutely love this card. We got this card several years ago when my kids were younger. We started going to Disney World when my daughter was 2 1/2 years old. we made it an annual trip up until last year (my daughter is 12 now). We got this card for the Disney Rewards Dollars which can be used for theme park tickets, dining plans, souvenirs, at the Disney Store or any Disney location. you also get 15% off (I think) when you use it at a Disney owned store The APR is kind of high but we pay it off every month. We've put most of more
Oct 12, 2013
Photo of Anita G.
4
By:
I got an offer in the mail where by signing up for the card and using it, I would receive an extra amount of points. I believe it was $200 worth. We used this money to go to Disneyland. I loved being able to pick my favorite character for the card, Tinker Bell! It would always be a discussion when I presented the card to pay. The amount of points you get for purchases thereafter is not substantial, it's about 1%. However, it is great to charge certain things on this to be my Disney Store or Disneyland allotment. I also like the discount I get at the Disney Store more
Oct 12, 2013
Photo of Stephen M.
4
By:
If you are a fan of Disney, you will be a fan of the Disney Premier Credit Card. While the APR is average, you can choose different disney images for the card itself, which is great. The best part of the card would have to be the point system. You can earn Disney points which can be redeemed in Disney stores, or even better, at Disneyland or Walt Disney World! The card is made by Chase, and their mobile application on my iPhone is great to use. Their customer service is great and I've never had problems. Minus the APR not being the greatest, I have to say I truly more
Oct 11, 2013
Photo of Betheny S.
5
By:
I love my Disney card. It has so many extra features for use with the Disney parks.I was thrilled with the 15% off on my first purchase. I shop at the Disney store a lot due to having two children.You can earn Disney points to redeem in the Disney stores. They work the same as cash. You can also save your points if you like and use them when you go to Disney and redeem them for park tickets, dine plans and much more! The card has a fun appearance. The interest rate is on the high side but I have seen much higher. Pay off the bill with each more
Oct 6, 2013
Photo of Nadia H.
5
By:
The Disney credit card is great. I made my first purchase with this card on the Disney Store website. I got 15% off my first purchase and the card took 50 dollars off my purchase also, which was perfect since it was Christmas time. You are also rewarded with points for your purchases on the card. For every 100 dollars you accrue, you receive 1 point in Disney Rewards. One point equals 1 dollar. These points can be redeemed at the Disney Store and specific places on Disney property. I used my points to take my daughter to the Bippity Boppity Boutique. I also love that there are no annual fees.
Sep 20, 2013
Photo of Andrea T.
4
By:
We've had a Disney Rewards Visa Credit Card for at least five years and we love it. As frequent Disney World visitors, we know we will be able to use the points when on vacation. I put almost everything on this card and then pay it off each month. We have used the points towards our dining plan and annual passes, paying very little out of pocket. This card is a must-have for anyone who plans to travel to Disney. You can even get a rewards card at Downtown Disney once you arrive. The Chase app is super easy to use, too, making it even more convenient.
Sep 16, 2013
Photo of Allen M.
5
By:
I love this credit card. My wife and I use it on everything we purchase throughout the year and pay it off each month. At the end of the year we have always saved enough rewards for our family of four to go to Disney for free. All we pay for is the travel (guess what credit card we use then!) and food, hotels, park tickets, and souvenirs are paid for. The interest rate could be lower but honestly I do not keep a balance so it has never been an issue to me. I like the 5000 dollar credit limit because we can spend comfortably throughout the month and more
Sep 6, 2013
Photo of Abby L.
4
By:
The Disney credit card is great if you love disney. I got this credit card and I bought a dooney and burke purse with my first purchase. I received a 15% discount on my first purchase. It was a good deal, specially because the purse was kinda pricey. Also, Disney will send you a $50 disney gift card. You can use the gift card at the store and buy more disney products. It was around Christmas time when I got this credit card, so I was able to buy my younger cousins a lot of disney store products. Overall, a great credit card.
Sep 3, 2013
Photo of Erin L.
4
By:
As an avid traveler, I generally use my VentureOne Rewards Credit Card for purchases. This card, the Disney Rewards Visa Credit Card, just might take it's place! The interest rate is set at 14.24%. My Capitol One card's interest rate fluctuates, and therefore I sometimes end up paying more each month. Although I will not earn frequent flyer miles with this card, the benefits of this Disney Rewards Visa Credit Card would be useful to me. I have children, and we make purchases from the Disney Store. The discount offered with this Disney Rewards Visa Credit Card at the Disney Store locations as well as the Disney Store online, could more
Aug 28, 2013
Photo of Pat E.
3
By:
The Disney Rewards Visa Card seems like a pretty typical rewards card with some standard features. Firstly, it comes with a 0% intro APR for 6 months, and 14% after that, so not too shabby. But the real benefit is if you shop at the Disney Store, of course. You get 10% off $50 or more, which is an obvious benefit to anyone into buying a lot from them. I have an Amazon rewards card and I wish it gave me 10% off like that! There's also 1% rewards on everyday purchases, which is nice, and a $50 gift card immediately. So, for the Disney shoppers out there, this is a good card for you.
Aug 21, 2013
Photo of Nick M.
3
By:
First off with the Disney Rewards Visa Card you get Get a $50 Disney Gift Card after first use of the Disney Rewards Card, which is pretty awesome if you shop at Disney a lot (especially for the younger kids!)Earn 1% on everyday card purchases which equate to 1 point per $100, which can add up. Then on top of that you get the nifty little discount at Disney stores. It offers a decent APR after the first year, so regardless if you pay off your balance you won't have to worry about it, as well as no annual feel. This is definitely a good card to have if you more
May 6, 2013
Photo of Diana F.
5
By:
I love my Disney Visa! First of all, it has Ariel on it. It's a beautiful card. That's really the reason why I got it in the first place. Second, the introductory 0% that I got a few years ago was great, and the current APR is relatively low. The rewards program is very simple and quick, and it's nice to use the points. I also just recently booked a Disney Cruise and received a $50 onboard credit, as well as having 0% and getting a discount for thing I buy there. The customer service reps are very helpful and efficient, and I've never had any issues with fees or hidden costs.
Apr 26, 2013
Photo of Evon A.
5
By:
I have been using this card for quite a while now, and really enjoy having it around. I used it to go on vacation to Disney with my family, and having this card was simply amazing. To start out, that $50 Disney Gift Card was quite awesome. The rewards for taking a trip to Disney, was even more awesome than the $50 Gift Card they already gave. Since we were already planning a trip down there with this card, it meant we got a lot of great perks when we got to the park. Such as the meet and greet with Disney Characters, the kids loved it. They got to more
Mar 21, 2013
Photo of Debbie M.
5
By:
This is the best Visa card for anyone who is a true Disney fan. First, you get several different card designs to choose from so you can pick your favorite character. Second, you get 1 percent of your total purchase to use for anything from park tickets to a Disney Cruise! If you book a Disney packing using your Disney Visa, you get 6 months interest free on that purchase. They also send you a newsletter once a quarter filled with great information and coupons. Keep shoppinsg so you can get that free trip!
Mar 22, 2013
Photo of Donna P.
Donna Pagano-Stott
got it
Mar 21, 2013
Photo of Pedro P.
5
By:
I have been using this Disney rewards card since 2005 to present and it’s been very useful. For a family that visits Disney a lot with friends and by ourselves, it’s a must have. I haven’t had any real problems with their service so far but it is a bit of a troublesome road to getting my rewards. We have moved about three times now and I once went off for work. They were informed about it and they responded to me timely and correctly. I've been told by a few people that it’s possible to get better deals by not using the card. Which somewhat makes sense because of more
Mar 14, 2013
Photo of Jennifer I.
5
By:
I applied for the Disney card because I was recommended it by a friend who is an avid Disney goer, such as myself. So far I am satisfied with the quality customer service received, but it seems when I want to actually cash in on my rewards I have to go through every obstacle possible to get what I need. I wish they made the process easier on the customer, and maybe I would use the card more. I will say, WHEN I do finally get the benefits I receive great deals on my hotels and purchases made inside the park. I will also say it is my highest paid more
Mar 6, 2013
Photo of Elizabeth L.
4
By:
I have had my Disney Rewards card for about eight years now. When I first got the card we used it to pay for a Disneyland vacation. We got some great deals and discounts plus a lot of points for this trip which we used while we were there. The reward points can only be used for items in one of the parks or online so when not planning a trip they aren't as useful. Also, they are hard to redeem. If you are ordering online and need to return something you lose the points so you can't get a replacement item. I think there are better rewards programs out more
Mar 6, 2013
Photo of Claire J.
5
By:
I love my Disney Rewards Visa Credit Card. My husband and I take our four children on vacation two times every year, once in the summer time and once in the winter time. We usually end up at Disney World at least one time per year. I was so happy when I first received my Disney Reward Visa in the mail and it has not let me down. I use my card to get discounts on all of my Disney purchases but the best part is that I save money when we visit the theme parks and stay at Disney hotels. This card really comes in handy for families that more
Mar 6, 2013
Photo of Ryan H.
4
By:
We have a Disney Rewards Visa and have had it for going on 4 years now. We are planning to take a trip to Disney World or Disney Land when our two boys are older. The card gets paid off each month so we don’t have to worry about the interest rate, which isn’t the worst for our cards anyways. It’s distinctive even half-hidden in a pocket in my wallet and my kids know which one it is(my oldest, 3, sometimes fetches my wallet so I can make an online purchase for him). While I can’t say the card gets a lot of usage, it sees some use and I more
Mar 6, 2013
Photo of Consuela S.
4
By:
I have had the Disney visa card for some time and the kids love this one. It came with a few sign on perks and benefits which were great. We spent them on Disney store goodies. There’s something of a playful nature about the look and feel of this card. It feels like fun. When I got mine there were a lot of different faces to choose from, we chose the most animated one. Of course it can be used anywhere other than the Disney store or Disney land. I would also say the customer service is a notch above average maybe because they bear the Disney name. They always more
Feb 21, 2013
Photo of Janene A.
4
By:
I have used this card for many years. I use it often and try to build up rewards for our frequent WDW trips. However, I'm sure it isn't the best card out there as far as earning rewards goes. I do get a lot of comments on how cute my card is almost everytime I use it. I may switch cards in the near future if I can get a deal on a card with better rewards and a lower interest rate. My interest rate is high as of right now. I would love if they would double the rewards from 1% to 2% at various times throughout the year.
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Last updated on: Sep 22nd, 2014 at 8:25 EDT