Disney Credit Card

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disney credit card
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291 reviews   Write a Review
Info about the Disney Credit Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
Existing Cardholders
Change my rating to: Excellent

Disney Credit Card’s Rewards

Base Earn
1 %
Max Earn
1 %
Earn / Redeem Limit
  • Get a $50 statement credit after first purchase with the credit card.
  • Earn 1% on everyday card purchases. That's 1 reward dollar for every $100 spent.
  • Redeem for a memorable Disney vacation, or at the Disney store and Disneystore.com.
  • Save 10% on select merchandise purchases of $50 or more at DisneyStore.com and Disney Store locations.
  • 10% off select dining locations at Walt Disney World® Resort and the Disneyland® Resort.
  • 15% off the non-discounted price of select guided tours and recreation experiences at Walt Disney World® Resort and select guided tours at the Disneyland® Resort.

Disney Credit Card’s Key APRs & Fees

Purchase Intro APR
0% for 6 months
Transfer Intro APR
Not Offered
Regular APR
15.99% (V)

Disney Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • GRACE PERIOD   21 days
    19.24% (V)
    3% (min $10)
  • Deferred Interest Details: 0% Promo APR for the first six billing cycles following the purchase date for each qualifying Disney vacation package purchase.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Disney Credit Card to our community.

I need to find if I charged Airline ticket last night

Photo of Card H.
May 27, 2015
You can verify charges and payments via your online Chase account.
0 Votes

if I transfer a balance to this card then pay it off does it give you credit to be able to use at the parks

Photo of Card H.
Feb 24, 2015
Unfortunately, you will not earn rewards on the dollar amount of your balance transfer. However, you will earn rewards on new purchases that you make, which do provide a range of benefits at Disney properties.
0 Votes 1 1

Customer Reviews

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3.4 out of 5

291 reviews
Photo of Reagan M.
Sep 3, 2015
This card offers a great $50 reward after the first purchase! Past that, points can easily be redeemed at a Disney Vacation, which if you have children is always a great time. There are a ton of discounts available through using the card, including on select guided tours. And other experiences. If you want to get the Disney experience from home, you can even use the card to receive an extra 10% discount when shopping on the Disney store website!
Photo of Tammarra C.
May 26, 2015
Disney Chase is a nice card. Especially the fact that you can earn $50 after your first purchase. It would help a lot in paying for a trip to Disney World, since you get discounts and special rewards if you use it there. The 1% back isn't as good as some other cards, like the Quicksilver card, but it's better than nothing.
Photo of Danielle H.
May 13, 2015
I have been a member of The Chase Disney Rewards Credit Card for almost ten years. I earn 1% back on all transactions except for balance transfers. The 1% goes to a Disney Cash card that I can use at the parks, Disney stores or even the Disney Cruise Line. It has paid for numerous cruises already. Additionally if you book a cruise or park vacation and pay in full with the card you get six months no interest for the purchase. The customer service has always been outstanding. They also have automatic notices you can set to alert you by email when a transaction has been submitted. My only more
Photo of Ric B.
May 7, 2015
Beware of this Chase crowd. They will eat you alive on "late fees" and interest. The way to avoid these sort of charges normally is to set your computer to automatically pay a chunk on the 2d of the month to always cover the minimum, and then always pay the balance by the 30th. I have successfully used this system for years with BOA and Lowes. So, I very carefully followed this procedure with Disney Chase until, four months later, late charges and interest start hitting, "because of the way their system works".
Photo of Desiree C.
May 5, 2015
This is such an awesome idea for people who are planning to take a trip to Disney parks! I love the introductory idea of a $50 gift card after the first purchase. My current credit cards don't offer anything close to that big of a reward for the first purchase. Plus the rates are much cheaper than my credit cards that I currently have. The fact that they also offer discounts at the parks and stores is definitely an added bonus. I love the fact that I can earn rewards dollars for items that I purchase daily. The only downside to this card is that after the Disney trip is more
Photo of Natosha T.
Apr 21, 2015
The Disney Credit card has a lot of good benefits. I like that you can earn extra Disney dollars that spend just like cash. The introductory 0% Promo APR for purchases is great allowing you can pay for your Disney vacation over 6 months and not all at once. You can even use this card at restaurants while on vacation. However, the apr is middle of the road for this card, but still lower than others I have seen.
Photo of Martin W.
Apr 2, 2015
All the fees listed with this card and benefits appear to be standard within the industry. This would be a very valuable card for someone living near a Disney resort or a family with young children. It would be wise to take advantage of the 0% APR for the first 6 billing cycles (usually months) if taking a Disney vacation, which would be the ideal time to apply for one of these. I'm not sure how useful this would be outside of a Disney vacation however, so I would just use it and pay it off before the end of the 6 promo billing cycles.
Photo of Tim D.
Mar 17, 2015
The Disney Rewards Visa card sounds like a good idea for those who always use their credit card to make purchases. The 1% reward for every purchase is quite good as is the 15.99% standard APR rate. As a bonus to those with a family, you can use to redeem towards a Disney vacation. As an additional incentive you get 50 bucks in your pocket for your very first purchase. Seems like a good card with pretty good benefits and low rates.
Photo of Bonnie M.
Mar 6, 2015
Chase’s Disney Rewards Visa is a great card for Disney fanatics! The actual rewards for using the card are fairly typical, with 1% of purchases being returned as a credit on a reward card to be used toward Disney vacation package, park, or store purchases. However, the Disney perks make it a great card for Disney lovers. If the card has no balance and you charge your Disney vacation package to it, you receive 6 months interest-free financing. When you arrive at Disneyland or Disney World, be sure to take your card with you since you get some special perks with it: They offer a special character meet just for more
Photo of Jackie F.
Mar 3, 2015
The Disney Credit Card was a blessing when I took my family on vacation this year. With children and grandkids wanting things and such. This card is a must have if you love Disney as much as I do. You get a reward for purchasing at Disney, their merchandise and meals. That alone is amazing. First off with the Disney Rewards Visa Card you get Get a $50 Disney Gift Card after first use of the Disney Rewards Card. How cool is that!! The only thing I will say is that it does have a high interest rate. My suggestion would be if you purchase something, pay it off as more
Photo of Joshua P.
Feb 16, 2015
The Disney Credit Card has a lot of potential to be a really good credit card. Right now it has a couple of desirable benefits, such as the instant $50.00 Gift card after the first purchase with new Credit Card, the benefit of the 10% discount you can receive on certain merchandise, and the 15% off non-Discounted selected tours. But even with these benefits is the same as most credit cards, the cash advance rate is pretty steep for most and same with the late fee. These amounts are pretty expensive for the benefits you will be getting out of the credit card itself.
Photo of Gerda S.
Jan 19, 2015
Using the Disney rewards credit card for out next family vacation will be a great deal. The $50 bonus up front will allow us to buy some great Disney memorabilia once there. I'm sure the 1% rewards will add up fast and being able to get a 10% discount with select purchases and meals once at Disney world will make the vacation even better. We will also take advantage of the 15% off guided tours and recreational experiences. If we did forget anything during our vacation we can take advantage of the 10% off online purchases at DisneyStore.com Using the cute mickey mouse card just makes sense when heading to Disney land resorts
Photo of Joao C.
Dec 29, 2014
when it comes to the Disney rewards card there is really nothing that can compare to it. I love the 50 dollar bonus I get after my first purchase. I love when I use my card I get 1% on any purchase I make, I love the fact that I can Redeem my points for a Disney vacation, or at the Disney store and Disneystore.com. I love this card that I can get 15% on select guide tours. I love all the duscounts I get. Like I said before when It comes to the Disney reward card there is nothing that can compare to it,
Photo of Keith C.
Oct 24, 2014
This Disney Rewards Card is a pretty solid offer overall. The instant $50 bonus gift card after your first purchase is very nice introductory offer. The 1% reward bonus on all purchases is very good. Some cards of this type don't offer that cash back on all purchases across the board. The only truly negative factor is the penalty APR being so high, almost 28%. You'll have to keep a close eye on your payment schedule. All in all this card should provide you with some nice Disney bonuses!
Photo of Michael C.
Sep 10, 2014
This Disney Rewards Visa card is definitely a card I’m considering. The $50 bonus and Disney rewards are very attractive to me. I’m a little concerned about the Penalty APR being so high, but as long as I stay on top of my payments it shouldn’t be an issue. I’m looking for a card offers some sort of rewards because my current card doesn’t offer anything and what could be better than Disney?
Photo of Nick T.
Aug 15, 2014
I like this card very much and have had it for about 6 months. It may be especially useful if you have a lot of kids around and are often buying disney stuff! The maximum late fee is low at only $35 which is more than reasonable, however there is a maximum penalty APR of almost 28% which is really high. However, I really like this card.
Photo of Lisa M.
Jul 31, 2014
Cute card... What I also like are the rewards. $ 50 Disney gift card with first purchase is nice. I also like the Disney dollars 1 for every 100 spent. What I don't like is the high interest rate. It shows 0% for 6 months but then goes up to 15% after that. So for every $100 I spend this card charges me 15 dollars, not cool. Plus its Disney, you would think they could be a bit more generous on the interest for this card. Also $35 on a late fee is a bit excessive, most people who have to be late on even a minimum payment clearly could more
Photo of Brian M.
Sep 14, 2014
It is always zero interest if you don't carry a balance, and you still get the rewards.
Photo of Alex H.
Jul 15, 2014
Pro's of this Disney card -
It has simple rates and rewards. There's not a lot of "You get THIS, but only if you spend X amount." Those kinds of gimmicks are never as awesome as they seem, so I'm grateful that this is straightforward. Modest bonus, but not one you have to fight for. 1% rewards. It seems pretty clear-cut. The rate is actually pretty low compared to other cards I've been looking at.

Also, it's Visa. I've used a few different brands, and Visa really is accepted more places. Even if a merchant says they accept Visa & say MasterCard, the Visa is less likely to malfunction or deny your more
Photo of Alyssa O.
Jun 16, 2014
Have been a member for 8 years and have never had a problem. Earn money on purchases you will make anyways and use them for Disney. Easy to get your reward points and the card is reloadable. Everyone is pleasant and easy to deal with. Love this card.
Photo of Nancy L.
May 28, 2014
The Disney Rewards Visa card is a great card for parents with small kids. If you are planning a trip to Disney or go to the Disney Store it's an excellent rewards card. On the down side, beware of the interest rates and make sure you pay off your balances within the 6 month grace period.
Photo of Wendy G.
May 7, 2014
Disney Rewards Visa is a great card to have if you have kids. While the onetime $50 Disney Gift Card after your first purchase is an added bonus. The fact that it can be used anywhere and you get to save 10% on select merchandise after you spend $50 at the Disney store or online is huge for kids and families that are big into Disney merchandise. It also doesn’t hurt to be able to pick your own Disney character design for your credit card. While their is no annual fee the only down side is that the interest rate is more like having a true store credit card. I more
Photo of Judy-Gene D.
May 1, 2014
I like the $50 that you get to sign up for this disney rewards visa card. I do not have children right now but am planning a family in the near feature. I have always wanted to go to disney land as I never got to go as a kid so maybe once I start a family I will get this card to help ensure that we make a trip that's affordable.
Photo of AJ C.
Apr 30, 2014
This card definitely helps out for that upcoming vacation with the family. There's a great introductory rate that gives you time to pay off your discounted disney stuff, and you know that a Visa card has a reputation you can trust. Even after the introductory period, the rate stays low and you can enjoy the peace of mind that you have 6 months to pay off the transaction during the intro period.
Photo of Belle S.
Apr 25, 2014
I recently reviewed a Visa card on another site, and it paled in comparison to what this card offers. The rewards offer alone would make me want to apply for this one over any other Visa card. I really like the 0% introductory rate for 6 months. That is a pretty long introductory period. The icing on the cake for me is the 10% discount at Disney store online and locations. With everything they offer, this card is well worth applying for.
Photo of Robert M.
Apr 9, 2014
I have had a Rewards Visa Card issued by my local credit union for years and I like the way the Visa reward system works. Thus, for me, the Disney Rewards Visa would be an appealing additional card, especially since it is backed by the great reputation, friendliness and excellent customer service of Disney. As everyone knows, these folks know how to create world-class products and attractions and to maintain an extraordinary level of customer loyalty. I'm confident that the same will apply to their Visa card.
Photo of Amanda W.
Apr 1, 2014
This is a great idea for anyone with little kiddos. I stumbled across this and decided to give it a quick look. If you are planning a trip to Disney in the future, this is a great card to have. I currently have the Capital One Reward Card and it is nice, but this would be super nice, plus you get a $50 gift card with your first purchase! Who does that?!?
Photo of Laura C.
Mar 26, 2014
I've had a Disney Rewards Visa for a number of years and have always been happy with it. The customer service line is based in the USA and is always helpful. The rewards are redeemable at any Disney location - including the online Disney store.
Photo of Kate P.
Mar 11, 2014
I am a huge Disney fan and would love to have this Disney Rewards Visa credit card. It has a great APR and has a decent intro rate on purchases of 0% for 6 months which seems pretty standard to me. There's no intro rate on transfers which seems a bit of a disappointment; all of my other cards have always at least offered me great rates on balance transfers, i.e. 0% interest for 12 months. What I would really enjoy would be the Disney rewards; no other card I have includes those. I'm a CA resident and make it out to Disneyland quite a bit so I could really more
Photo of Michael P.
Mar 4, 2014
I love my disney rewards visa, ever since we took the kids to disney a few years ago, they've been begging to go back, this makes saving a little easier. A 6 months deferred interest is always a bonus.
Photo of Wes K.
Feb 14, 2014
I like that there is a max on late fees as well as a 21day grace period. I like that the intro rate on purchases is set at 0% for a 6month term, and that after that the regular rate is only 14.24, which is quite significantly lower than my current card with 22.9%. The Disney Rewards Visa Card has a fairly standard bonus program, though my current card has 1.5% back compared to Disney's 1%. But with the lower interest rate I would be more likely to earn a bonus, rather than just have the card in my wallet for emergencies. I'd be more likely to want to use more
Photo of Shane E.
Jan 12, 2014
Hi, I love Disney so I had to try the Disney Rewards Visa Credit Card! The intro rate of 0% is great, unlike my bank credit card MasterCard, which was much higher. I use it where i can and enjoy the benefits. It's hard to beat the $50 bonus. If you get this card check out the Disney store rates!
Photo of Cameron M.
Dec 26, 2013
What I like about this card is the relatively low fees that one needs to pay. The $0 intro rate and the regular rate of 14.14% are relatively superior to other cards. On top of that, if you are an avid Disney Land enthusiast, you receive extraordinary discounts. Discounts off of purchases at Disney Land stores, free special treatments, and other perks that make this card fantastic. A couple of things that I am not too fond about are the APR and cash advance fees which are a bit higher than other cards, but other than that, this card is fantastic. I can compare this card most to my VentureOne more
Photo of Travis T.
Nov 27, 2013
The Disney Visa Rewards card is great. I've had VISA cards in the past with no problems, but if you are a Disney fan, this one has a few kickbacks that make it extra special. First of all, any purchases you make at Disney World or a Disney Store will be discounted. Getting 10 percent off at Disney World is a BIG deal considering how expensive it is just to go. As an extra perk, being a card holder entitles you to a free private photo session with some "secret" characters at certain parts of the theme park. When we went to Disney World last time, we didn't know this more
Photo of Jason F.
Oct 18, 2013
Me and my wife absolutely love this card. We got this card several years ago when my kids were younger. We started going to Disney World when my daughter was 2 1/2 years old. we made it an annual trip up until last year (my daughter is 12 now). We got this card for the Disney Rewards Dollars which can be used for theme park tickets, dining plans, souvenirs, at the Disney Store or any Disney location. you also get 15% off (I think) when you use it at a Disney owned store The APR is kind of high but we pay it off every month. We've put most of more
Photo of Anita G.
Oct 12, 2013
I got an offer in the mail where by signing up for the card and using it, I would receive an extra amount of points. I believe it was $200 worth. We used this money to go to Disneyland. I loved being able to pick my favorite character for the card, Tinker Bell! It would always be a discussion when I presented the card to pay. The amount of points you get for purchases thereafter is not substantial, it's about 1%. However, it is great to charge certain things on this to be my Disney Store or Disneyland allotment. I also like the discount I get at the Disney Store more
Photo of Stephen M.
Oct 12, 2013
If you are a fan of Disney, you will be a fan of the Disney Premier Credit Card. While the APR is average, you can choose different disney images for the card itself, which is great. The best part of the card would have to be the point system. You can earn Disney points which can be redeemed in Disney stores, or even better, at Disneyland or Walt Disney World! The card is made by Chase, and their mobile application on my iPhone is great to use. Their customer service is great and I've never had problems. Minus the APR not being the greatest, I have to say I truly more
Photo of Betheny S.
Oct 11, 2013
I love my Disney card. It has so many extra features for use with the Disney parks.I was thrilled with the 15% off on my first purchase. I shop at the Disney store a lot due to having two children.You can earn Disney points to redeem in the Disney stores. They work the same as cash. You can also save your points if you like and use them when you go to Disney and redeem them for park tickets, dine plans and much more! The card has a fun appearance. The interest rate is on the high side but I have seen much higher. Pay off the bill with each more
Photo of Nadia H.
Oct 6, 2013
The Disney credit card is great. I made my first purchase with this card on the Disney Store website. I got 15% off my first purchase and the card took 50 dollars off my purchase also, which was perfect since it was Christmas time. You are also rewarded with points for your purchases on the card. For every 100 dollars you accrue, you receive 1 point in Disney Rewards. One point equals 1 dollar. These points can be redeemed at the Disney Store and specific places on Disney property. I used my points to take my daughter to the Bippity Boppity Boutique. I also love that there are no annual fees.
Photo of Andrea T.
Sep 20, 2013
We've had a Disney Rewards Visa Credit Card for at least five years and we love it. As frequent Disney World visitors, we know we will be able to use the points when on vacation. I put almost everything on this card and then pay it off each month. We have used the points towards our dining plan and annual passes, paying very little out of pocket. This card is a must-have for anyone who plans to travel to Disney. You can even get a rewards card at Downtown Disney once you arrive. The Chase app is super easy to use, too, making it even more convenient.
Photo of Allen M.
Sep 16, 2013
I love this credit card. My wife and I use it on everything we purchase throughout the year and pay it off each month. At the end of the year we have always saved enough rewards for our family of four to go to Disney for free. All we pay for is the travel (guess what credit card we use then!) and food, hotels, park tickets, and souvenirs are paid for. The interest rate could be lower but honestly I do not keep a balance so it has never been an issue to me. I like the 5000 dollar credit limit because we can spend comfortably throughout the month and more
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Last updated on: Sep 6th, 2015 at 7:03 EDT

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