Emigrant Direct Credit Card

Emigrant Direct Credit Card
  • Minimum Credit Required:Excellent, Good
  • Annual Fee:None
  • Network: VISA
  • Rating:
    5.0
    10 votes - Cast your vote
 
 
 
Rewards: Yes Type:  Points - Generic
Initial Bonus 2,500 points Base Earn 1 point / $1 Max Earn 1 point / $1 Earn / Redeem Limit No
Reward Details:
  • 2,500 bonus points with your first purchase.
  • Receive 1 point for every dollar spent - Effectively 1% cash back on all purchases.
  • Redeem points for: cash back, unrestricted travel rewards, gift cards from popular retailers, brand-name merchandise.
 
 
Purchases:
Intro Rate 0% Intro Period 6 months Regular Rate 9.99% - 20.99%
Balance Transfers: 
Intro Rate0% Intro Period6 months Regular Rate9.99% - 20.99% Balance Transfer Fee 3%
Cash Advances:
Cash Advance Rate 23.99% Cash Advance Fee 4% (min $10)
 
 
Additional Info:
  • No Annual Fee for Account Holders.
  • 0% Introductory APR on Balance Transfers for 6 months.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  None
  • Max Penalty APR:  None
  • Grace Period:  24 days
  • Online Response:  Yes
  • Foreign Transaction Fee:  3%
Proceed
 
 
Your Recommendation
5.0
Your Rating: 1 2 3 4 5  
Overall Rating: 5.0 / 5 from 10 users

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About the Issuer: Emigrant Bank

Emigrant Bank was founded by Irish emigrants as a mutual savings bank in 1850. By the 1920s it had grown to become the largest savings bank in the nation."

 
 
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