So, if you are using a prepaid card as a replacement checking account, you can likely find a less expensive option. I like the GreenDot card since it does not charge a monthly fee when you deposit at least $1,000 per month (you could easily meet this requirement by directly depositing your paycheck) and offers free ATM withdrawals. If you’re using the card as a teaching tool for your child, well, the Farmville Card could be a decent choice since it has low fixed costs. I would probably just get them the standard American Express Prepaid Card though because it has the same fees and does not bring the Farmville aspect into things. I would be nervous that my kids would overspend just to earn some stupid in-game rewards. I suppose that could be a quality teaching opportunity though because I would just laugh if they tried to hit me up for more cash!
Ultimately, the Farmville Prepaid Debit Card is decent, but that’s not because it’s Farmville branded, it’s because its terms mirror the standard Amex Prepaid Card. The Farmville aspect doesn’t really bring much to the table, aside from the dubious lure of earning virtual rewards on your real money.