First National Bank of Omaha Platinum Edition® Visa® Credit Card

first national bank of omaha platinum edition visa card
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188 reviews   Write a Review
Info about the First National Bank of Omaha Platinum Edition® Visa® Credit Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
Existing Cardholders
Change my rating to: Excellent

First National Bank of Omaha Platinum Edition® Visa® Credit Card’s Rewards

Base Earn
Max Earn
  • Earn $25 statement credit when you make a purchase within the first 3 billing cycles.
  • Earn an additional $50 statement credit when you make a purchase in the first 3 billing cycles

First National Bank of Omaha Platinum Edition® Visa® Credit Card’s Key APRs & Fees

Purchase Intro APR
Not Offered
Transfer Intro APR
0% for 15 months
Regular APR
10.24% - 18.24% (V)
    3% (min $10)

First National Bank of Omaha Platinum Edition® Visa® Credit Card’s Additional Info

  • MAX LATE FEE   $37
  • GRACE PERIOD   21 days
    25.49% (V)
    5% (min $15)
  • SMART CHIP   Yes, chip-and-signature
  • Free FICO® 8 Bankcard Score Online.
  • Zero Liability Protection.
  • Travel Accident Insurance.
  • Auto Rental Insurance.
  • Purchase Protection.
  • Extended Warranty.
Apply Now
at First National Bank of Omaha’s
secure site

Customer Questions and Answers

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Do I have to pay all the money at once for an unsecured deposit?

-3 Votes 3 6

Customer Reviews

Share your insights and review the First National Bank of Omaha Platinum Edition® Visa® Credit Card.

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3.5 out of 5

188 reviews
Photo of Rachel D.
Aug 27, 2014
I was nervous when I first got this card cause of all the horrible reviews. So I decided to call the company to get answers in regards to the reviews. Both times I had amazing customer service and they were so quick to help me understand and figure out all my doubts. I feel so satisfied with this and will Def feel more secure using this credit card
Photo of Pat D.
Jun 3, 2014
Received pre approval letter in mail...filled out app online and did not receive instant approval, was told I would receive decision in 2 weeks...what decision? Was told I was preapproved which means you had already made a decision to give me the card. What kind of tactic is this?? My credit is fine and I am responsible with the credit I have. Is this some sort of bait and switch??
Photo of Card H.
Jun 6, 2014
I know it is confusing but pre-approval does not necessarily mean approval and up to 10% of pre-approved applicants may get rejected in the end.
Photo of Del H.
Jun 29, 2014
I got the same message but then got the card a week later then i got another preapproval letter from them with a lower interest rate. wonder if i should apply again
Photo of Kimberly V.
Oct 28, 2015
Be glad you did not get the card. I have made all of my payments on time and have never gone over my credit limit. I received a letter yesterday that my credit limit had been decreased. What a horrible thing to do to a customer. I called the company and was informed that they have an automated system that does this. I talked to several people and was informed that I could apply for an increase in my credit limit; however, it would be another ding on my credit report.
Photo of Clay H.
Aug 14, 2013
If you meet the credit requirements of this card then I think you might be hard-pressed to find a better deal. It offers a 0% introductory rate on purchase for the first 12 months and an interest rate as low as 9.99%. It also offers some decent perks, such as travel accident insurance, purchase protection and zero liability protection in the case of fraud. I'm less impressed with the cash advance fee, however... $15 or 5% seems excessive, in my opinion, but as I'm not very familiar with cards that allow this it's possible this is actually standard.

To summarize, this card offers enough features and perks that the very few more
Photo of Stephen B.
Aug 8, 2013
You will be hard pressed to find rates as good as these on a commercially available credit card. With rates as low as 9.99% it's hard to give this card anything lower than 4 stars, however the lack of a rewards program really hinders this. Rewards programs are great for people who use their card a lot, and even for people who don't. The constant gain of points any time you use it is great for everyone, even if you use your card once a month, in 3 or 4 years it's possible you could have a free vacation on your hands. I absolutely love what this card offers rate-wise more
Photo of Reylin B.
Aug 2, 2013
The First National Bank of Omaha Platinum Edition Visa Credit Card is a good, yet simple credit card. I like a lot of the benefits it offers, but I dislike that it does not offer rewards. Rewards with credit cards are one of the things I look for when getting a new credit card, so this is a little bit of a let down, but other than that, it is still a good card; especially for those of you do not care about rewards at all and just want a simple credit card. With that said, there are cards with rewards, such as The Honda Rewards card, that do have more
+183 users submitted a rating without a full review
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Last updated on: Sep 23rd, 2016 at 10:16 EDT

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