First PREMIER® Bank MasterCard Credit Card
- ONE-TIME FEES $95
- ANNUAL FEE $75 1st yr, $45 after
- MONTHLY FEE None 1st yr, $6.25 after
- REGULAR RATE 36% (V)
- GRACE PERIOD 27 days
First PREMIER® Bank MasterCard Credit Card’s Highlights
- This card requires a one-time up front Processing Fee of $95.00 to be paid in full before the Credit Account is opened. If the Processing Fee is not paid in full within 85 days, the application will be withdrawn.
- Your account history reports to the major Consumer Reporting Agencies
- Use your card everywhere MasterCard® cards are accepted.
- Each time your Credit Account is eligible for and approved for an unsecured credit limit increase, a Credit Limit Increase Fee in the amount of 25% of the amount of the credit limit increase will be assessed to your Credit Account.
- * We are not affiliated with or authorized by First PREMIER Bank. The information herein has not been reviewed or approved by First PREMIER Bank.
First PREMIER® Bank MasterCard Credit Card’s Additional Info
- MAX LATE FEE $38
- MAX PENALTY APR None
TRANSACTION FEE 3%
- SMART CHIP Yes
RATE 36% (V)
FEE 5% (min $6)
First PREMIER® Bank MasterCard Credit Card Reviews
The terms and fees associated with this card make it difficult to keep up with payments and pay down balances.
The card has a $95 processing fee, plus an annual fee that is $75 in the first year. I do not care for, nor have any credit cards that charge any type of fee. On top of this the First PREMIER Bank Credit Card also has a monthly fee that starts on the 13 month. The interest rate is also very high, 36%, compared to standard credit card rates which generally hover around 10-20%.… more
I have a bank credit card that was free, has no annual fee, a line of credit, and even some decent rewards. While it's nice to offer a helping hand to those who need credit, it seems like it's an overall bad deal.… more
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Last updated on: Jul 26th, 2015 at 2:57 EDT