First Progress Platinum Select MasterCard® Secured Credit Card
- ONE-TIME FEES None
- ANNUAL FEE $39
- MONTHLY FEE None
- REGULAR RATE 14.99% (V)
- GRACE PERIOD 25 days
First Progress Platinum Select MasterCard® Secured Credit Card's Highlights
- Full-feature Platinum MasterCard secured credit card.
- No credit history or minimum credit score required for approval.
- Monthly reporting to all 3 major credit bureaus to help build credit.
- Set your own credit limit, which is secured by your deposit of $300 - $2,000.
- Deposit held at FDIC-insured bank.
- 24/7 access to your account online.
- The First Progress Platinum MasterCard Secured Card requires no credit history or minimum credit score for approval, but the refundable security deposit must be provided before a card can be issued. The new CARD Act regulations also require all credit card issuers to verify the identity of every applicant before approval. We can usually complete this identity verification using fast, automated methods, but it is sometimes necessary for us to contact an applicant in order to verify his or her identity. Applicants will receive their cards more quickly if they respond promptly to our call or letter relating to this verification process. Virtually every applicant who successfully provides the refundable security deposit and passes the identity verification step will be approved for the card. If you have applied for the card and have a question or want to check the status of your application, please call First Progress toll-free at (888) 403-4783.
- Get your card in as little as 5 days with Express Processing ($19.95 fee).
First Progress Platinum Select MasterCard® Secured Credit Card's Additional Info
- MAX LATE FEE $35
- MAX OVERLIMIT FEE None
- MAX PENALTY APR None
- CASH ADVANCE RATE 19.99% (V)
- CASH ADVANCE FEE 3% (min $10)
First Progress Platinum Select MasterCard® Secured Credit Card Reviews
Great card , haven't had any issues at all with it. I didn't have bad credit I am the opposite end of the spectrum, I don't have any. With the help of this secured card and another I have built up enough credit history to hopefully get into a real credit card. Never an issue and works everywhere.
I did not complete application but First Progress immediately without authorization charged my account by $300 and did not respond to my req to refund it.
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Last updated on: Apr 7th, 2014 at 4:11 EDT