First Progress Platinum Select MasterCard® Secured Credit Card
- ONE-TIME FEES None
- ANNUAL FEE $39
- MONTHLY FEE None
- REGULAR RATE 14.99% (V)
- GRACE PERIOD 25 days
First Progress Platinum Select MasterCard® Secured Credit Card’s Highlights
- Full-feature Platinum MasterCard secured credit card.
- No credit history or minimum credit score required for approval.
- Monthly reporting to all 3 major credit bureaus to help build credit.
- Set your own credit limit, which is secured by your deposit of $200 - $2,000.
- Deposit held at FDIC-insured bank.
- 24/7 access to your account online.
- The First Progress Platinum MasterCard Secured Card requires no credit history or minimum credit score for approval, but the refundable security deposit must be provided before a card can be issued. The new CARD Act regulations also require all credit card issuers to verify the identity of every applicant before approval. We can usually complete this identity verification using fast, automated methods, but it is sometimes necessary for us to contact an applicant in order to verify his or her identity. Applicants will receive their cards more quickly if they respond promptly to our call or letter relating to this verification process. Virtually every applicant who successfully provides the refundable security deposit and passes the identity verification step will be approved for the card. If you have applied for the card and have a question or want to check the status of your application, please call First Progress toll-free at (888) 403-4783.
- Receive your card more quickly with new Expedited Processing option.
First Progress Platinum Select MasterCard® Secured Credit Card’s Additional Info
- MAX LATE FEE $38
- MAX PENALTY APR None
TRANSACTION FEE 3%
- SMART CHIP Yes
RATE 19.99% (V)
FEE 3% (min $10)
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I had none of these issues that I know of. I applied for it, was approved very quickly and now hve my card. What it will do for my credit score is yet to be determined but I will update asap.… more
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Last updated on: May 24th, 2016 at 8:42 EDT