Fred Meyer Credit Card
Fred Meyer Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
19.24% - 29.99% (V)
Balance Transfer
APR: 19.24% - 29.99% (V)
Balance Transfer Fee
Rewards
Earn 5 points (5% cash back) for every $1 in eligible net purchases on mobile wallet transactions (excluding Kroger Pay) up to $3,000 per calendar year.
Earn 5 points (5% cash back) for every $1 in eligible net purchases on Kroger Pay non-fuel transactions, up to $3,000 per calendar year, and earn 2% cash back after reaching that limit.
Earn 2 points (2% cash back) for every $1 in eligible net purchases inside Kroger Family of Companies (excluding Kroger Family of Companies Fuel Centers).
Earn 1 point (1% cash back) for every $1 spent on all other eligible net purchases.
Save up to $1.25 per gallon of fuel each time you redeem up to 1,000 fuel points at Fred Meyer and Kroger Fuel Centers for the first year and thereafter when you spend $6,000 in a calendar year. Terms apply.
Once you earn a minimum of $10 in Rewards you can redeem your cash back via a statement credit or Real-Time Rewards. Earn a minimum of $25 in Rewards to redeem for a Kroger Family of Companies Gift Cards.
Earn 2x Fuel Points and a FREE Next-Day Delivery Boost Membership for a year ($59 value) after you apply for the card, and complete your Boost Enrollment.
Fred Meyer Credit Card's Additional Info
Travel and Lifestyle Benefits: gain access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in class travel companies across hotels, air travel, tours, cruises, car rentals and more.
Zero Fraud Liability and virtual assistance with Mastercard Global Service™.
Mastercard ID Theft Protection™.
cash advance fee | 5% (min $10) |
cash advance APR | 29.99% (V) |
foreign transaction fee | 0% |
smart chip | Yes, chip-and-signature |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 24 days |
Fred Meyer Credit Card Pros & Cons
No membership fees
High rewards rate
Bonus rewards categories
No foreign fee
No initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Requires good/excellent credit
Compare The Fred Meyer Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR19.24% - 29.99% (V) | Regular APR19.24%, 25.24% or 27.99% (V) | Regular APR21.24% - 29.24% (V) |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about Fred Meyer Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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What credit score do I need for this card?
What credit bureau does the Fred Meyer Credit Card use for approval?
The Fred Meyer Credit Card uses all three major credit bureaus: Experian, Equifax, and TransUnion. Either one or more credit bureaus may be used when evaluating a Fred Meyer Credit Card application.
Keep in mind that, regardless of the credit bureau(s) the issuer chooses to use, you will always see a hard pull on your credit report after you apply.
If you get approved, the Fred Meyer Credit Card will report your account information monthly to all three major credit bureaus.
Does the Fred Meyer Credit Card do a hard pull?
Yes, the Fred Meyer Credit Card does a hard pull on your credit report when you apply for the card. A hard pull usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time. The hard inquiry allows the issuer to determine your credit risk and ultimately decide whether you'll be approved for an account.
The Fred Meyer Credit Card is meant for people with good credit or better. You...
How long does it take to get approved for the Fred Meyer Credit Card?
You can get approved for the Fred Meyer Credit Card in under a minute after applying, if your application meets the issuer's exact criteria. However, if you don't get a decision immediately after applying, it doesn't mean you won't have a shot after your application is reviewed in more detail. In that case, you should receive a decision in the mail in 7-10 business days after applying.
You can check the status of your application by calling...
How can I redeem my Fred Meyer Credit Card points?
To redeem Fred Meyer Credit Card points, sign in to your online account and select the “Rewards” tab, which will show the available points, along with the different redemption options. It's also possible to redeem points over the phone, by calling customer service at (877) 373-6194.
How to Redeem Fred Meyer Credit Card Points Online
- Log in to your online account.
- Go to the “Rewards” tab.
- Choose your redemption option.
- Select the number of points to redeem.
- ...
Fred Meyer Credit Card Reviews
Share your insights and review for the Fred Meyer Credit Card
What's Your Rating?
Talk about legalized theft—they couldn't just be content with their increased profits from the interest hikes. They also used it against me to raise my interest rates to the highest they could charge me, with no missed payments or problems, and a four-year history with them and a recent credit score increase of 30 points.
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