Gardner-White Credit Card
Gardner-White Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 6 - 88 months, 29.99% APR after that
Balance Transfer
Balance Transfers Not Allowed
Gardner-White Credit Card's Additional Info
Deferred Interest Details: No interest if paid in full within 6 months on clearance purchases.
Equal Payments Financing: 0% APR for 7 or 13 months on furniture and mattress purchases of $699 or more.
Deferred Interest Details: No interest if paid in full within 12 months on clearance purchases of at least $999.
Equal Payments Financing: 0% APR for 25 months on furniture purchases of $699 or more and mattress purchases of $1,499 or more.
Equal Payments Financing: 0% APR for 24, 30 or 50 months on mattress purchases of at least $699, $1,299 or $1,499.
Equal Payments Financing: 0% APR for 40 months on furniture purchases of at least $699. 10% down payment required on furniture purchases.
Equal Payments Financing: 0% APR for 60 months on Tempur-Pedic mattresses and other mattress purchases of $1,499 or more.
Equal Payments Financing: 0% APR for 60 months on furniture purchases of at least $1,499. 25% down payment required.
Equal Payments Financing: 0% APR for 88 months on Aireloom, Beautyrest Black, and Tempur-Pedic mattress purchases of $2,199 or more. 20% down payment required.
Earn 5% back as a statement credit on qualifying mattress purchases of $1,499 or more with your card.
Earn 3% back in the form of statement credit on qualifying stearns & foster and Temper-pedic mattress purchases of $1,499.
Credit up to $15,000.
Exclusive sales events.
Dedicated customer service.
cash advance fee | N/A |
cash advance APR | N/A |
foreign transaction fee | N/A |
smart chip | No |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 23 days |
Gardner-White Credit Card Pros & Cons
No membership fees
Qualify with fair credit
No rewards
High regular APR
Deferred interest
Compare The Gardner-White Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$39 |
Purchase Intro APR0% for 6 - 88 months | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR29.99% | Regular APR29.99% (V) | Regular APR35.99% Variable |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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