GM Extended Family Credit Card
GM Extended Family Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 9 months, 20.24% - 29.99% (V) APR after that
Balance Transfer
Balance Transfers Not Allowed
Rewards
Get $100 in Earnings to redeem at GM when you spend $1,000 in your first three months of account opening.
Receive 1% Earnings on your purchases redeemable toward an eligible new GM vehicle or redeem your 1% earnings for statement credits in $50 increments.
There are no limits to the amount of Earnings you can receive — plus, no limits on what you can redeem — on an eligible, new Chevrolet, Buick, GMC or Cadillac.
Earnings can be used up to 7 years on accounts in good standing.
$5 Lyft App credit every month after 3 rides and free ShopRunner membership, valued at $79, which provides free 2-day shipping and free returns.
GM Extended Family Credit Card's Additional Info
Get up-to-date news and offers, and manage your Earnings.
Combine Earnings with the GM Employee or Supplier Discount (if eligible).
cash advance fee | $0 |
cash advance APR | 29.99% (V) |
foreign transaction fee | $0 |
smart chip | Yes, chip-and-signature |
max late fee | $40 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
GM Extended Family Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
$100 initial rewards bonus
No foreign fee
No balance transfers allowed
High regular APR
Requires good/excellent credit
Questions & Answers
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Can I redeem GM Extended Family card rewards as an authorized user?
No, you cannot redeem GM Extended Family Credit Card rewards as an authorized user. Only the primary cardholder can do it.
The GM Extended Family Credit Card authorized users can only make purchases and earn rewards for the account, but they can't log in to or manage the account, add users, or redeem rewards.
How do I get a GM Extended Family Credit Card credit limit increase?
You can request a GM Extended Family card credit limit increase over the phone at 1-800-955-7070. To be eligible for an increase, you must have an unsecured credit card, your account must be at least 3 months old, and you can't have had a credit increase or decrease on the same account within the last 6 months.
How do I apply for the GM Extended Family card?
The only way you can apply for the GM Extended Family Credit Card is online. Applying online is fast and convenient, because you can do it at any time and you usually get an instant decision.
Keep in mind that the GM Extended Family Credit Card accepts applicants with good credit or better, so it would be best to wait until you meet the credit score requirements before you apply. You can check your credit score for free on WalletHub, if you don't know where you stand.
Can you get approved for the GM Extended Family Credit Card with a bankruptcy on my file?
No, you cannot get approved for the GM Extended Family Credit Card with a recent bankruptcy on your file. This card requires at least fair credit, so a credit score of 640+ is needed.
The best to do after bankruptcy is to get a secured card to help you rebuild your credit, like the OpenSky® Plus Secured Visa® Credit Card. This card doesn't do a credit check when you apply and has a $0 annual fee.
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