Harley-Davidson® Visa® Credit Card

harley davidson credit card
Required Credit Score:
Excellent, Good
4.5 154 reviews   Write a Review!
Existing Cardholders

Harley-Davidson® Visa® Credit Card’s Rewards

Base Earn
1 points / $1
Max Earn
3 points / $1
Earn / Redeem Limit
  • Earn 3 points for every $1 spent at Harley-Davidson® dealerships.
  • Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants.
  • Earn 1 point for every $1 everywhere else, No limit to how many H-D™Genuine Rewards points you can earn
  • Redeem 2,500 points for a $25 H-D™ Gift Card.
  • Visa Signature Concierge Service, Premium Offers and Special Dining Privileges.
  • Receive a $10 H-D™ Genuine Rewards Certificate.

Harley-Davidson® Visa® Credit Card’s Key APRs & Fees

Intro Rate on Purchases
Not Offered
Intro Rate on Transfers
Not Offered
Regular Rate
13.99% - 22.99% (V)

Harley-Davidson® Visa® Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • GRACE PERIOD   24 days
  • CASH ADVANCE RATE 23.99% (V)
  • CASH ADVANCE FEE 3% (min $10)
  • Benefits: Travel Accident Insurance, Zero Fraud Liability, Fraud Protection, Travel and Emergency Assistance Services, Auto Rental Collision Damage Waiver and more
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Harley-Davidson® Visa® Credit Card Reviews

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Your Rating:
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Overall Rating: 4.7 / 5
Total Ratings: 154
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Dec 16, 2013
Photo of Gary S.
Dec 16, 2013
I WANT a Harley Sportster. I needed another credit card that did not charge a yearly fee, yet, gave spending credits in the form of cash. Harley gives away a Harley EACH month to some lucky card holder ! I haven't won my Harley-YET..but I will ! In the mean time I pay off my balance to avoid the charges, while ringing up those cash credits for almost any kind of purchase I make with my Harley card.
I highly recommend this card-especially if you want to win a Harley!
Dec 19, 2012
Photo of Mike K.
Dec 19, 2012
I don't even own a Harley Davidson - let's get that out of the way right up front. My brother applied for this and since a Harley store opened up right by our hometown, he has been getting a lot of use out of this card. So he insisted that I apply for one also and as long as I won't be using the points for myself, he asked me to let him use any rewards that I've accumulated. Since I was looking for a new 'hassle free' credit card anyway, I said okay, why not. No annual fee on this, you can imagine that would be a big deal more
Dec 14, 2012
Photo of Alex A.
Dec 14, 2012
I got this Harley card because I am a Harley fanatic! I love their bikes, and it might not be the best idea to get a credit card just because it has your favorite brand name on it, but I could not resist. The good thing about this card for me is that you get triple reward points when you spend money at Harley dealerships. This is great as I am always getting new accessories for my motorcycle. Double points are also given for gas, which keeps me on my bike and on the road more often. I do have to say that this is a bit of a gimmicky more
Dec 14, 2012
Photo of Frank T.
Dec 14, 2012
I actually got this card because my father insisted that I do! Its pretty funny, as he's a Harley man, and had a card of his own, but wanted me get one as well so that he could use my points. In the long run, it actually worked out pretty good for me! I needed a second credit card for emergencies, and those "just in case" moments, so I agreed. The rates for this Harley Visa are not that fantastic and some of the fees are a bit high, but other than that, the service has been good, and the online system is very simple and user friendly. I would more
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+150 users submitted a rating without a full review
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Last updated on: Feb 16th, 2015 at 11:45 EST