Harley-Davidson® Visa® Credit Card

Sponsored Card

Minimum Credit Required: Excellent
Annual Fee:None
Network: VISA

Rating:
4.54.5 / 5 from 129 votes - Cast your vote!

Rewards: Yes Type:

Points

Initial Bonus

$10

Base Earn

1 point / $1

Max Earn

3 points / $1

Earn / Redeem Limit

Reward Details:

Earn 3 points for every $1 spent at Harley-Davidson® dealerships.
Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants.
Earn 1 point for every $1 everywhere else, redeem points for Harley Chrome® Cash.
No limit to how much Harley Chrome® Cash you can earn.
Chances to win a new Harley-Davidson® motorcycle every month.

Purchases:

Intro Rate

Not Offered

Intro Period

N/A

Regular Rate

13.99% - 22.99% (V)

Balance Transfers:

Intro RateNot Offered

Intro PeriodN/A

Regular Rate13.99% - 22.99% (V)

Balance Transfer Fee

Cash Advances:

Cash Advance Rate

23.99% (V)

Cash Advance Fee

3% (min $10)

Additional Info:

No annual fee.

Max Late Fee: $35
Max Overlimit Fee: None
Max Penalty APR: None

Grace Period: 24 days
Online Response: No
Foreign Transaction Fee: 3%

Your Recommendation

4.5

If you currently have the Harley-Davidson® Visa® Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

About Harley-Davidson

Harley-Davidson is an American motorcycle manufacturer. Founded in Milwaukee, Wisconsin, during the first decade of the 20th century, it was one of two major American motorcycle manufacturers to survive the Great Depression. The company sells heavyweight (over 750 cc) motorcycles designed for cruising on highways. Harley-Davidson motorcycles (popularly known as "Harleys") have a distinctive design and exhaust note. They are especially noted for the tradition of heavy customization that gave rise to the chopper style of motorcycle. Except for the modern VRSC model family, current Harley-Davidson motorcycles reflect the styles of classic Harley designs. Harley-Davidson's attempts to establish itself in the light motorcycle market have met with limited success and have largely been abandoned since the 1978 sale of its Italian Aermacchi subsidiary. Harley-Davidson sustains a loyal brand community which keeps active through clubs, events, and a museum.

Share your experiences, thoughts or just ask a question:

Mike Kaduce:
I don't even own a Harley Davidson - let's get that out of the way right up front. My brother applied for this and since a Harley store opened up right by our hometown, he has been getting a lot of use out of this card. So he insisted that I apply for one also and as long as I won't be using the points for myself, he asked me to let him use any rewards that I've accumulated. Since I was looking for a new 'hassle free' credit card anyway, I said okay, why not. No annual fee on this, you can imagine that would be a big deal since I'm not even using the rewards. Other information like APR and late fees are pretty run of the mill. It's a standard credit card with extraordinary awards if you are a Harley enthusiast. If not...maybe someone in your family is. :)
December 19, 2012 at 06:17pm
Alex Alexson:
I got this Harley card because I am a Harley fanatic! I love their bikes, and it might not be the best idea to get a credit card just because it has your favorite brand name on it, but I could not resist. The good thing about this card for me is that you get triple reward points when you spend money at Harley dealerships. This is great as I am always getting new accessories for my motorcycle. Double points are also given for gas, which keeps me on my bike and on the road more often. I do have to say that this is a bit of a gimmicky card, but I do think it is pretty good regardless of the shallow marketing gimmick. That being said, there are much better cards out there.
December 14, 2012 at 04:43pm
Frank Thomas:
I actually got this card because my father insisted that I do! Its pretty funny, as he's a Harley man, and had a card of his own, but wanted me get one as well so that he could use my points. In the long run, it actually worked out pretty good for me! I needed a second credit card for emergencies, and those "just in case" moments, so I agreed. The rates for this Harley Visa are not that fantastic and some of the fees are a bit high, but other than that, the service has been good, and the online system is very simple and user friendly. I would only really suggest this card to anyone who wants to use it purely for the Harley points, as there are for sure better cards with better rates out there, but all in all, this Harley Visa card is Ok...
December 14, 2012 at 02:32pm

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The card information shown on this page was last updated: June 6th, 2013 at 5:14 EDT

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