| Initial Bonus |
Base Earn |
Max Earn |
Earn / Redeem Limit |
- Earn 3% rebate after the first 60 days on eligible Hess gas, merchandise, and food purchases up to $400.
- Earn a 1% rebate for each $1 of all other net purchases (excluding purchases made at merchants where non-Hess fuel is sold)
- For the first 60 days from your enrollment date, you will earn a 10% rebate for each $1 of eligible Hess net purchases
- No reward cap for 1% rebate
- Beginning with the first full billing cycle you are earning a 3% rebate on Hess net purchases the maximum rebate accumulation is $12
- Maximum rebate accumulation for billing cycles during the first 60 days you are earning a 10% rebate on Hess net purchases is $40.
| Intro Rate |
Intro Period |
Regular Rate |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate19.24% | Balance Transfer Fee |
| Cash Advance Rate |
Cash Advance Fee |
- Max Late Fee:
$35 - Max Overlimit Fee:
$35 - Max Penalty APR:
29.99%
- Grace Period:
21 days - Online Response:
No - Foreign Transaction Fee:
3%
If you currently have the HESS® Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.
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The card information shown on this page was last updated: May 14th, 2012 at 8:33 EDT
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If youre in the market for a credit card with which to save on gas, you’ll likely start with those with specific stations in their names. In doing so keep in mind that such cards only allow you to save on gas purchased at those specific stations, so if you’re not a brand loyal gas pumper, you won’t get as much value as you’d like from such a card. Nevertheless, let’s see what the Hess Credit Card has to offer, as it’s likely to be a main consideration for a lot of consumers. The Hess Rewards Credit Card gives you different gas savings depending on the time since you opened your account. You see, during the first 60 days your account is open, the Hess Card will give you 10% off each net $1 you spend at Hess locations (up to $400 spent). In other words, you can take up to $40 off your two-month Hess tab by using the Hess Credit card. After that, you get 3% off Hess purchases. The Hess Rewards Card also gives you 1% off purchases made everywhere else (except other gas stations, of course). Overall, while this offer might sound good, you’d basically be sacrificing a better long-term rebate for up to $40 in the short term. Since using the Hess Credit Card also pretty much requires that you only get gas at Hess stations, you also sacrifice logistical flexibility. If you’re a loyal Hess customer, opting for a credit card tied to a different gas station rather than the Hess Credit Card won’t help you because you’d also have to shift your consumption habits, not possible for most people. Going with a generic gas rewards card instead of the Hess Rewards Card would be helpful though as such cards offer gas rewards no matter what station you fill up at. The Pentagon Federal Credit Union Cash Rewards Card for example gives you 5% cash back on gas purchases paid at the pump as well as 1% on everything else. While the Blue Cash Everyday card from Amex only gives you 2% on gas, it also gives you 3% at supermarkets, 2% at department stores, and 1% on everything else. This combination of rewards will match up well with many people’s spending habits, at least a heck of a lot better than the Hess Credit Card’s will.