Hobby Lobby Credit Card

Hobby Lobby Credit Card
Required Credit Score: Excellent, Good
2.5 184 reviews   Write a Review!
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Existing Cardholders
 
 
 

Hobby Lobby Credit Card's Rewards

Bonus
1,000 points
Base Earn
1 point/$1
Max Earn
5 points/$1
Earn / Redeem Limit
No
  • Earn 5 points per net $1 spent at Hobby Lobby.
  • Earn 1 point for every net $1 spent everywhere else Visa Cards are accepted.
  • Receive a $25 rewards gift card/certificate for every 2,500 points you earn.
  • Get 1,000 bonus points after your first purchase.

Hobby Lobby Credit Card's Key APRs & Fees

Intro Rate on Purchases
Not Offered
Intro Rate on Transfers
Not Offered
Regular Rate
12.99% - 23.99% (V)
  • ANNUAL FEE $0 - $29
  • BALANCE TRANSFER FEE 3%

Hobby Lobby Credit Card's Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   None
  • GRACE PERIOD   24 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE RATE 23.99% (V)
  • CASH ADVANCE FEE 3% (min $10)
  • FOREIGN TRANSACTION
    FEE  
    3%
  • 100% Fraud Protection.
  • Travel Accident Insurance.
  • Auto Rental Insurance when you charge your entire car rental on your Specialty Rewards Visa® Platinum Card.
Apply Now
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Hobby Lobby Credit Card Reviews

 
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2.3
Overall Rating: 2.3 / 5
Total Ratings: 184
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Aug 19, 2013
Photo of William R.
5
By:
I like the Hobby Lobby Credit Card since I am a regular customer, and enjoy the perks it offers! I love the fraud protection in case the card gets lost, and that it offers travel accident insurance on top of it. I wish they would do away with the annual fee altogether, but it is a minor inconvenience. The interest rate is average, but if you pay your purchases on time, there won't be an issue. You also get 1000 points when you sign up, which is a helpful and attractive feature! You get points for every buck spend at the store, but also in purchases at other establishments. For more
Aug 15, 2013
Photo of Jason M.
3
By:
I think this card is pretty good for a person that does a lot of crafting and shopping at Hobby Lobby. Earning 5 points per dollar at Hobby Lobby is a great deal. However the interest rates and the chance of an annual fee make this pretty much a generic credit card if you shop anywhere but hobby lobby. I have had a similar card with Amazon and it was great earning points at Amazon because I shop there a lot. So if you think you will be doing a lot of shopping at Hobby Lobby then this is the card for you.
Aug 12, 2013
Photo of Ariyana S.
3
By:
For a person who participates in a lot of crafts and constantly finds themselves in need of items at Hobby Lobby, I think this rewards program is one of the more generous I’ve come across; however, I don’t shop at the store all that much and as such wouldn’t benefit so much from these particular offers. I would also hesitate to get this card because of the slightly above average interest rates. For someone with good credit like mine, I can find better offers elsewhere. Overall, I’m sure this Hobby Lobby Credit Card 5 points: $1 reward system is a great offer for someone who always find themselves buying home more
Aug 5, 2013
Photo of Benjamin X.
3
By:
The Hobby Lobby Credit Card offers an effective 5% cash back when you shop at Hobby Lobby, which I've never seen in California. This is really similar to the Bed Bath & Beyond Credit Card, which offers 5% cash back for Bed, Bath & Beyond purchases. Both cards also offer the standard 1% return for shopping anywhere else. However, the initial bonus offering, 1000 points for your first purchase, cannot be redeemed instantly like the Bed Bath and Beyond reward. Unless you have a hobby that can be found at their store, the Hobby Lobby Credit Card feels limiting and I would look elsewhere for a rewards card.
Aug 2, 2013
Photo of Johnna H.
4
By:
For a smaller store like Hobby Lobby, the Hobby Lobby credit is alright. It gives you an opportunity to earn back for your continual shopping at the store. The initial bonus is pretty sweet giving you 1000 points which is half the way to a $25 gift card. After that you get 5 points per dollar spent at hobby lobby which is actually very high compared to other stores. Purchases elsewhere are the standard less lucrative 1 point per dollar spent. Sadly they do not have an introductory APR rate but still this car is pretty good if you love Hobby Lobby. Get that money back!
Aug 1, 2013
Photo of Shoshi J.
3
By:
I think that the Hobby Lobby Credit Card is a pretty decent card. Earning 5 points for every $1 at Hobby Lobby is pretty decent. Every $500 dollars that you spend there gets you a $25 Hobby Lobby gift card. The 1 point per $1 spent everywhere else is pretty average compared to the cards I have used in the past. I don't like how it has a $29 annual fee based on your credit. There shouldn't be one. It's a good card for use at this store, but if you want to use it elsewhere I recommend looking at a different card.
Page: 1
+178 users submitted a rating without a full review
 
Dec 7, 2012
Photo of Amy D.
By: Amy Davis
I want to pass this to families for Christmas.
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Last updated on: Apr 14th, 2014 at 6:20 EDT