How does the HSBC Premier World Mastercard travel insurance work?
The HSBC Premier World Mastercard travel insurance works by offering a coverage of up to $1,000,000 while on a common carrier covered trip. To benefit from it, the entire cost of the fare has to be charged to your Premier World Mastercard.
The insurance covers:
- Accidental loss of life
- Loss of speech, hearing or sight
- Loss of limbs
Exclusions:
- Passengers acting or training as a pilot or crew member
- Passengers with any pre-existing conditions that lead to covered incidents
- Passengers committing felony or illegal activity
- Intoxicated passengers
- Parachuting
- Attempted suicide
To file a claim, call 1-855-378-9448 within 20 days of occurrence or as soon as reasonably possible.