Sponsored Card
Points - Hotel Specific
| Initial Bonus 2 free nights |
Base Earn 1 point / $1 |
Max Earn 3 points / $1 |
Earn / Redeem Limit No |
- Begin with 2 Award Nights at Hyatt properties worldwide, after making your first purchase with the Hyatt Credit Card.
- Receive 1 Anniversary Award Night each year in category 1-4 properties.
- 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties.
- 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere.
- There are no limits to the points you can earn.
- Award nights with no resort, Internet or redemption fees.
| Intro Rate Not Offered |
Intro Period N/A |
Regular Rate 15.24% (V) |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate15.24% (V) | Balance Transfer Fee 3% |
| Cash Advance Rate 19.24% (V) |
Cash Advance Fee 3% (min $10) |
- No foreign transaction fees on international purchases.
- Benefit from smart card technology that allows you to make purchases where only chip-and-pin credit cards are accepted abroad.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: 29.99% (V)
- Grace Period: 21 days
- Online Response: No
- Foreign Transaction Fee: None
If you currently have the Hyatt Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.
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Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Hyatt Credit Card shown on this page.
The card information shown on this page was last updated: May 23rd, 2012 at 3:33 EDT
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The Hyatt Credit Card is decent, but I don’t see it as being a great option for anyone who isn’t a diehard Hyatt customer. The reason is simple, it doesn’t offer enough value for someone who isn’t routinely staying at a Hyatt hotel and earning the 3 points per dollar that the Hyatt Card provides on Hyatt purchases. This is especially true in light of the Hyatt Credit Card’s competition, which will become clear after this quick pro/con list. Pros - 2 Free nights: You get 2 free Hyatt nights after your first purchase, and free hotel accommodations are always nice, especially with summer coming up. - With a Hyatt Credit Card account, you get one free night each year on your cardholder anniversary. Cons - 2 Free Nights: The Hyatt Card’s initial bonus is both a pro and a con given that it’s attractive in a vacuum but unattractive when considered along with the competition. The Hilton Credit Card gives you up to 8 free nights and the Chase Sapphire Preferred offers $500 for travel or $400 in cash. - Annual fee: The Hyatt Credit Card charges a $75 annual fee, which pretty much counteracts the free anniversary night. - Ongoing rewards: One point per dollar for non-Hyatt purchases isn’t great, and neither is the 3 points for Hyatt purchases, unless you’re constantly racking them up. - No low interest rates: Despite its lacking rewards, the Hyatt Credit Card is a rewards credit card through and through, seeing as it doesn’t offer 0% intro rates on purchases or transfers. Long story short, I wouldn’t get the Hyatt Card. Instead, if an initial bonus is what I’m after, I’d go with the Chase Sapphire Preferred or the Hilton Card. If I wanted ongoing travel rewards and I’m not a loyal Hyatt customer, I’d probably go with the Capital One Venture because it gives you basically 2% cash back when you redeem for travel of any kind.
A good rule of thumb for hotel rewards credit cards is to only get a card affiliated with a particular hotel if you stay at it almost exclusively. One caveat to this rule is created by initial rewards bonuses, since you don’t need to be a frequent patron to benefit from free nights doled out after account opening, first purchase or spending a certain amount in the first couple months. That means there are two types of people for whom this Hyatt Credit Card could be a good fit, Hyatt loyalists and deal hunters. Obviously the deal hunters would only really be interested in the two free nights the Hyatt Card provides, one after you make your first purchase and one after you spend $1,000 during the first three months. These nights would be a big draw for Hyatt loyalists too, but they’d also be interested to know that the Hyatt Credit Card offers 3 Hyatt Gold Passport Points for every dollar spent at Hyatt hotels and one for every dollar spent on everything else. The real question though is how this card, which has a $75 annual fee and requires excellent credit, stacks up against the competition. Seeing as the Marriott Credit Card offers up to 6 free nights in initial bonuses and a few other cards offer at least 2 free nights, the Hyatt Credit Card probably isn’t your best bet if you don’t have any allegiance to Hyatt hotels and only really want the most value from your card’s initial bonus. This is especially true, since a number of the other top tier hotel cards don’t charge annual fees in the first year. Hyatt loyalists obviously aren’t going to get credit cards tied to other hotels, but they could decide to pass on the Hyatt Rewards Credit Card in favor of a generic hotel credit card or a cash back credit card. Which you decide to do really depends on just how frequently you stay at Hyatt Hotels because if you’re limiting your rewards to one type of purchase, this type of purchase had better be one of your top 2-3 expenses.