- Required Credit Score: Excellent
- Annual Fee:None
- Network: VISA
|Intro Rate Not Offered||Intro Period N/A||Regular Rate 7.25% - 13.25% (V)|
|Intro Rate1.99%||Intro Period6 months||Regular Rate7.25% - 13.25% (V)||Balance Transfer Fee 2%|
|Cash Advance Rate 12.75% - 19.25% (V)||Cash Advance Fee 5% (min $5)|
- Low variable rate of 7.25%, 10.25%, or 13.25% based on your credit worthiness.
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles.
- Excellent Credit is required in order to get approved. As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections.
- Proof of Income is required on both the applicant and co-applicant (if applicable) to complete an application.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: None
- Grace Period: 25 days
- Online Response: No
- Foreign Transaction Fee: 2%
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the IberiaBank Visa® Classic Credit Card shown on this page.
Last updated on: Nov 16th, 2013 at 9:21 EST
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