IberiaBank Visa® Classic Credit Card
IberiaBank Visa® Classic Credit Card
We're sorry, but the IberiaBank Visa® Classic Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-682-3231
You can write a review about the IberiaBank Visa® Classic Credit Card or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 12 months, 13.99% - 23.99% (V) APR after that
Balance Transfer
1.99% intro APR for 6 months, 13.99% - 23.99% (V) APR after that
Balance Transfer Fee
IberiaBank Visa® Classic Credit Card's Additional Info
1.99% Intro APR on balances transferred within the first 3 months of account opening.
Auto Rental Collision Damage Waiver and Roadside Dispatch.
Verified by Visa online shopping protection.
cash advance fee | 5% (min $5) |
cash advance APR | 24.99% (V) |
foreign transaction fee | 2% |
smart chip | Yes |
max late fee | $37 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
IberiaBank Visa® Classic Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
1.99% intro APR on balance transfers
No rewards
No initial rewards bonus
Balance transfer fee
Foreign fee
Compare The IberiaBank Visa® Classic Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 12 months | Purchase Intro APR0% for 15 months | Purchase Intro APR0% for 21 months from account opening |
transfer intro apr1.99% for 6 months|Transfer Fee: 2% | transfer intro apr0% for 15 months|Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time | transfer intro apr0% for 21 months from account opening on qualifying balance transfers|Transfer Fee: 5% (min $5) |
Regular APR13.99% - 23.99% (V) | Regular APR19.99% - 29.99% (V) | Regular APR18.24% - 29.99% Variable |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about IberiaBank Visa® Classic Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
- Most Popular
- Most Upvotes
IberiaBank Visa® Classic Credit Card Reviews
Share your insights and review for the IberiaBank Visa® Classic Credit Card
What's Your Rating?
There are three credit cards from Citi that offer 0% for 21 months (Platinum Select, Diamond Select and Simplicity). Those would be the best choices for people looking for the lowest possible rates. In terms of rewards, it depends on whther you travel, with whom, what else you spend money on, etc., etc. Some notable offers to check out though are the Chase Sapphire Preferred which offers $625 as an initial bonus and has points that can be transferred to a number of airline and hotel rewards accounts for free. The Capital One Venture card offers rewards in miles, but basically acts as a 2% cash back credit card when theyre redeemed for anything travel related. The Capital One Cash Credit Card offers 1.5% cash abck across all purchases. Any of these cards would be better and far less hassle than the IberiaBank Classic Credit Card.
+ 150 WalletHub users submitted a rating without writing a full review
Important Disclosures
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
People Also Apply For