IberiaBank Visa® Platinum Rewards Credit Card

IberiaBank Visa® Platinum Rewards Credit Card Sponsored Card
  • Minimum Credit Required: Excellent
  • Annual Fee:None
  • Network: VISA
  • Rating:
    4.04.0 / 5 from 63 votes - Cast your vote!
 
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Rewards: Yes Type:  Points
Initial Bonus None Base Earn 1 point / $1 Max Earn 1 point / $1 Earn / Redeem Limit No
Reward Details:
  • Earn up to 17,000 bonus points in the first year.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases.
  • Redeem for merchandise, travel, events, more.
 
 
Purchases:
Intro Rate Not Offered Intro Period N/A Regular Rate 9.25% - 15.25% (V)
Balance Transfers: 
Intro Rate1.99% Intro Period6 months Regular Rate9.25% - 15.25% (V) Balance Transfer Fee 2%
Cash Advances:
Cash Advance Rate 14.75% - 21.25% (V) Cash Advance Fee 5% (min $5)
 
 
Additional Info:
  • Low, variable rate APR of 9.25%, 12.25%, and 15.25% based on your creditworthiness.
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles.
  • Travel accident coverage up to $1,000,000.
  • No annual membership fee.
  • Online access to credit card account information.
  • Excellent Credit is required in order to get approved. As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections.
  • Proof of Income is required on both the applicant and co-applicant (if applicable) to complete an application.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  None
  • Max Penalty APR:  None
  • Grace Period:  25 days
  • Online Response:  No
  • Foreign Transaction Fee:  2%
 
 
Your Recommendation
4.0
Your Rating: 1 2 3 4 5  
Overall Rating: 4.0 / 5 from 63 users

If you currently have the IberiaBank Visa® Platinum Rewards Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
 
 
 
 
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The card information shown on this page was last updated: May 24th, 2013 at 9:37 EDT


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