- Required Credit Score: Excellent
- Annual Fee:None
- Network: VISA
|Initial Bonus None||Base Earn 1 point / $1||Max Earn 1 point / $1||Earn / Redeem Limit No|
- Earn up to 17,000 bonus points in the first year.
- Earn 1 bonus point for every $1 in qualifying net retail purchases.
- Redeem for merchandise, travel, events, more.
|Intro Rate Not Offered||Intro Period N/A||Regular Rate 9.25% - 15.25% (V)|
|Intro Rate1.99%||Intro Period6 months||Regular Rate9.25% - 15.25% (V)||Balance Transfer Fee 2%|
|Cash Advance Rate 14.75% - 21.25% (V)||Cash Advance Fee 5% (min $5)|
- Low, variable rate APR of 9.25%, 12.25%, and 15.25% based on your creditworthiness.
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles.
- Travel accident coverage up to $1,000,000.
- No annual membership fee.
- Online access to credit card account information.
- Excellent Credit is required in order to get approved. As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections.
- Proof of Income is required on both the applicant and co-applicant (if applicable) to complete an application.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: None
- Grace Period: 25 days
- Online Response: No
- Foreign Transaction Fee: 2%
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the IberiaBank Visa® Platinum Rewards Credit Card shown on this page.
Last updated on: Nov 7th, 2013 at 11:19 EST
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