- Required Credit Score: Excellent
- Annual Fee:$35
- Network: VISA
|Intro Rate 0%||Intro Period 0 - 12 months||Regular Rate 7.5% - 11.5% (V)|
|Intro Rate1.99% - 7.5%||Intro Period12 months||Regular Rate7.5% - 11.5% (V)||Balance Transfer Fee 3%|
|Cash Advance Rate 12.75% - 16.75% (V)||Cash Advance Fee 5% (min $5)|
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases.
- Low Introductory APR on Balance Transfers of 1.99 or 7.50% for the first 12 billing cycles.
- Low Ongoing Variable Rate APR after introductory period on both purchases and balance transfers of 7.50%, 9.50%, or 11.50% based on your creditworthiness.
- Excellent Credit is required in order to get approved. As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections.
- Proof of Income is required on both the applicant and co-applicant (if applicable) to complete an application.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: None
- Grace Period: 25 days
- Online Response: No
- Foreign Transaction Fee: 3%
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the IberiaBank Visa® Select Credit Card shown on this page.
Last updated on: Nov 19th, 2013 at 8:03 EST
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