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JCPenney Store Card

JCPenney Store Card
Required Credit Score: Excellent, Good, Fair
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Existing Cardholders
 
 
 

JCPenney Store Card's Rewards

Bonus
Up to 20% discount
Base Earn
1 point / $1
Max Earn
1 point / $1
Earn / Redeem Limit
Yes
  • Earn 1 point for every $1 of qualifying purchases.
  • Open an account and receive a 10-20% discount on your next jcp.com order: 20% off apparel, shoes, handbags and fashion jewelry and 10% off fine jewelry, watches and home merchandise.
  • Earn additional JCP Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points.
  • Earn a $10 jcp reward certificates when you spend $100 on qualifying purchases in-store or at jcp.com, with a limit of ten $10 certificates per month.
  • Birthday gift.
  • Points expire at the end of each calendar month.

JCPenney Store Card's Key APRs & Fees

Intro Rate on Purchases
0% for 12 months
Intro Rate on Transfers
Balance Transfers Not Allowed
Regular Rate
26.99% (V)
  • ANNUAL FEE None

JCPenney Store Card's Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT FEE   N/A
  • MAX PENALTY APR   None
  • GRACE PERIOD   23 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE RATE N/A
  • CASH ADVANCE FEE N/A
  • FOREIGN TRANSACTION
    FEE  
    N/A
  • Deferred Interest Details: No interest if paid in full within 12 months on furniture and mattress purchase(s) of $1000 or more.
  • No annual fee.
  • Fraud Protection.
Apply Now
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JCPenney Store Card Reviews

 
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Jul 10, 2014
Photo of Helen G.
By: Helen GClawges
Hi....I recently 6/28/14 was approved for a card with JCPenney's...I was wondering when I will receive my card and first billing or is this something I need to go to the store and retrieve?? Thank You..
Jul 25, 2014
Photo of Card H.
Card Hub
The card usually arrives in the mail 7 to 10 business days after approval. If 10 business days pass and you don’t receive your credit card you can call customer service at 1-800-527-4403.
Jul 8, 2014
Photo of Tammy W.
By: Tammy Whitfield
How does an existing cardholder add another person, so that person can buy merchandise on the existing cardholder's card?
Jul 29, 2014
Photo of Card H.
Card Hub
Your best bet is to call customer support at 1-800-542-0800.
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Last updated on: Jul 29th, 2014 at 11:27 EDT