- Required Credit Score: Excellent, Good, Fair
- Annual Fee:None
- Network: Store Card
- Rating:3.53.3 / 5 from 206 reviews Write a Review!
|Initial Bonus Up to 20% discount||Base Earn 1 point / $1||Max Earn 1 point / $1||Earn / Redeem Limit Yes|
- Earn 1 point for every $1 of qualifying purchases.
- Open an account and receive a 10-20% discount on your next jcp.com order: 20% off apparel, shoes, handbags and fashion jewelry and 10% off fine jewelry, watches and home merchandise.
- Earn additional JCP Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points.
- Earn a $10 jcp reward certificates when you spend $100 on qualifying purchases in-store or at jcp.com, with a limit of ten $10 certificates per month.
- Birthday gift.
- Points expire at the end of each calendar month.
|Intro Rate 0%||Intro Period 12 months||Regular Rate 26.99% (V)|
|Cash Advance Rate N/A||Cash Advance Fee N/A|
- Deferred Interest Details: No interest if paid in full within 12 months on furniture and mattress purchase(s) of $1000 or more.
- No annual fee.
- Fraud Protection.
- Max Late Fee: $35
- Max Overlimit Fee: N/A
- Max Penalty APR: None
- Grace Period: 23 days
- Online Response: No
- Foreign Transaction Fee: N/A
If you are interested in the JCPenney Store Card, check out the following credit cards as well:
Compare the JCPenney Store Card against other major online credit card offers.
J. C. Penney Company, Inc. is a chain of American mid-range department stores based in Plano, Texas, a suburb north of Dallas. The company operates 1,107 department stores in all 50 U.S. states and Puerto Rico. JCPenney also operates catalog sales merchant offices nationwide in many small markets.
- 0% APR Credit Cards
- Balance Transfer Cards
- Business Credit Cards
- Cash Back Credit Cards
- Low Interest Credit Cards
- Prepaid Debit Cards
- Reward Credit Cards
- Secured Credit Cards
- Student Credit Cards
- Travel Rewards Credit Cards
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the JCPenney Store Card shown on this page.
Last updated on: Dec 6th, 2013 at 6:26 EST
The online credit card
application for this card uses
Secure SSL Technology