Chase Liquid Prepaid Card

liquid prepaid card
Prepaid Card
4 1622 reviews   Write a Review!
Info about the Chase Liquid Prepaid Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
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Chase Liquid Prepaid Card’s Key Fees

  • ACTIVATION FEE None
  • MONTHLY FEE $4.95
  • SIGNATURE TRANSACTION FEE Free
  • PIN TRANSACTION FEE Free
  • ATM TRANSACTION FEE None at Chase ATMs. $2 per trans elsewhere

Chase Liquid Prepaid Card’s Highlights

  • You can use Chase Liquid to make your day-to-day purchases – up to $3,000 a day. Use it at clothing and grocery stores, pharmacies, and more – anywhere VISA® is accepted you can use Chase Liquid. You can also use Chase Liquid to shop online.
  • Get Chase Liquid at your local branch. You'll receive a fully functioning card immediately, with no fees to open or activate. Just add a $25 initial deposit to get started.
  • Use Chase Liquid anywhere VISA® is accepted and get cash at any Chase ATM or branch. Track balances and spending on-the-go with text banking. All free, 24/7.
  • Reload easily without any fees with Direct Deposit or at more than 11,500 Chase DepositFriendlyâ„  ATMs.
  • Pay bills using your 16-digit Card number on merchant sites that accept Visa® debit cards (merchant fees may apply).
  • Zero Liability Protection for any unauthorized card transactions when you notify us promptly.
  • Monthly service fee: $4.95 per month. Waived when linked to a qualifying checking account.

Chase Liquid Prepaid Card’s's Additional Info

  • LIVE CUSTOMER SUPPORT Free
  • AUTOMATED CUSTOMER SUPPORT Free
  • RELOAD OPTIONS Direct Deposit
  • CANCELLATION FEE Free
  • INACTIVITY FEE None
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Chase Liquid Prepaid Card Reviews

 
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3.9
Overall Rating: 3.9 / 5
Total Ratings: 1622
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Nov 10, 2014
Photo of Troy S.
1
By:
This is not a card that I would get or use. Don't get me wrong, if you want the convenience of a credit card but have trouble getting one due to your credit rating, or if you just don't like the idea of owing money and paying interest, a prepaid credit card is the way to go. At first glance with the free activation and free transactions this would be a good card to get, however, the $4.95 monthly fee seems excessive when other cards have none.
Oct 7, 2014
Photo of Chris K.
4
By:
The Chase Liquid prepaid card is overall a great way to put your cash into something that you can use to make electronic purchases. That can help a lot if you don't have a bank account and do not want to walk around with a bunch of cash on hand all the time. Compared to other prepaid cards I have had in the past, I like the fact that there is no activation fee for the Chase Liquid. I do not like, however, the fact that there's a monthly fee and a fee every time you use it at a non-Chase atm.
Sep 19, 2014
Photo of Juno F.
5
By:
Chase Liquid Prepaid card has very attractive features and makes it great for people who want to rebuild or build their credit. You can open it with only $25 dollars and use it to make your purchases.I use this card to avoid the low balance fee of $15 in my bank account when its low. The Liquid Chase charges only $4.95 a month so it is more of an option in emergency situations. Think about the Chase Liquid prepaid before trying any other prepaid cards that could be fraudulent. Chase can offer you zero liability protection for any unauthorized transactions and is accepted almost everywhere.
I recommend it highly.
Aug 11, 2014
Photo of Jimmy L.
4
By:
Excellent card option, I was a first time card user when I first picked up this card and was amazed how helpful the staff were whenever I had a question or issue The Chase staff will always be around to help you if you need it, they actually service the customer unlike most other companies nowadays. Just be logical and pay your monthly bill and everything will be fine. You wont regret getting this card.
Jul 28, 2014
Photo of Jackie L.
4
By:
The Chase Liquid Prepaid Card is a good option for someone who has a variable income or inconsistent paychecks. The monthly fee of $4.95 is not that great when it comes to credit cards, especially secured credit cards such as this one. My secured credit card with Bank of America has a $25/yr fee. However, when you compare it to the monthly charges that Bank of America charges on their Checking Accounts , which is $15.00 when you have a low balance, this is a great alternative. I would recommend this type of card to someone who wants to build their credit and can't get approved for un-secured credit cards. more
Aug 13, 2014
Photo of Ian H.
Ian Harris
The Liquid card doesn't build credit, nor is it a secured credit card - it's a prepaid debit card, powered by a bank.
Jul 18, 2014
Photo of Danielle O.
5
By:
The Chase Liquid is a great prepaid card with a reasonably monthly fee of $4.95 and I like the fact that the fee can be waived when linking to a checking account. Why would you not get this card? The fact that this card is associated with one of the most reputable banks in the country is another huge plus, and the direct deposit feature is great. Would highly recommend this card if you decide to go the prepaid route.
Jul 3, 2014
Photo of Caitlyn Z.
4
By:
I really like the fact that the Chase Liquid pre-paid card allows for direct deposit, so I can get my paycheck automatically put on the card to spend right away. It does however annoy me a little bit that there is a $4.95 a month monthly service fee, since many cards like debit cards allow for no monthly fee if you have a direct deposit. I already have a Chase checking account that I opened recently, and just found out that when you link a chase checking account the $4.95 fee can be waived. So if you can do that, then this card is worth it! I know this works more
Jun 18, 2014
Photo of Danny L.
5
By:
Because this is the best prepaid card that I've been searching for.
But I really don't like those other prepaid cards because they have some fees like reload, withdraw & replacement.
Jun 14, 2014
Photo of Anthony C.
5
By:
If you have gone through some crap and your credit sucks and can't obtain a regular checking or savings, this card will get you through it! There are Chase branches all over Las Vegas and I have yet to be disappointed with this card! The branch manager helped me sign up for mine and also let me in on a little secret.... After 6 months they review your account activity and decide whether or not they would like to invite you to open a regular account and help you get back to where you want to be... Blows my mind that such a large bank is willing to give us more
Jul 1, 2014
Photo of Kymberli C.
Kymberli Calloway
Thanks Anthony,
Seems like you were reading my mind.
Jun 10, 2014
Photo of Cynamin K.
4
By:
The Chase Liquid Prepaid Card is a good card for anyone who doesn't have a checking account and unable to have a debit card. There are some great features to this card such as the direct deposit and the no cancellation fee. However, the downside to this card would be the monthly service fee of $4.95 waived if which is a bit high I think. The only way to waive the fee would be if you linked the card to a qualifying checking account.
Jun 4, 2014
Photo of Bianca H.
5
By:
I only got this card because I was unable to open a checking or savings account anywhere else. You can't do ACH debits from this, but you do have a routing number and account number to receive deposits, just as you would a bank account. You can't transfer from it though which I have found to be very inconvenient.
Jul 1, 2014
Photo of Kymberli C.
Kymberli Calloway
Good points Bianca.....and I do lots of ACH debits as well transfers.
Thnx
May 14, 2014
Photo of Lynn R.
3
By:
The Chase Liquid Prepaid Card offers many of the same features that other Prepaid Cards offer like no activation fee or ATM fees (in network). The $4.95 monthly fee is much higher than that of the AMEX Serve Card which is $1.00. The monthly fee is waived with AMEX if you have any account direct deposited into it. The AMEX Serve Card also offers the AMEX Fraud Protection and Purchase Protection as well as other AMEX Cardhlder benfits. The Chase Card offers reloads by direct deposit only while AMEX Serve offers reloads free at Wal-Mart, CVS, and Seven Eleven stores too. The Chase Card does offer benefits over other Prepaid more
Oct 5, 2014
Photo of Andrew M.
Andrew Markham
Chase Liquid can be reloaded for free at any Chase ATM.
Apr 18, 2014
Photo of Daryl A.
4
By:
While the Chase Liquid Prepaid Card has a slighty higher monthly fee, $4.95, it offsets that by allowing you to use any chase atm without any transaction fee. I personally use the atm often so not having to pay a fee every time saves me quite a bit each month. Also they have no cancellation fees and they have a direct deposit option. These are all things you look for in a prepaid card. The Chase Liquid Prepaid Card is the perfect solution if you're unable to get a checking account for one reason or another.
Mar 26, 2014
Photo of Ja B.
4
By:
I really like this card. The Chase Liquid Prepaid Card seems like a terrific deal! No activation Fees, Transaction Fees, Cancellation Fees, etc., is great. I really like the free Live Customer Support feature too. The $4.95 monthly fee is the only thing that I don't like about this card. I've seen other Prepaid cards like the Prepaid Visa Net Spend Card, which charges a $5.95 Inactivity Fee, up to $2.00 Transaction Fees, depending on whether you sign for purchases or use a PIN and up to a $9.95 monthly fee, depending on which plan you have with them. The Chase Liquid Prepaid Card seems to be the way to go!
Mar 12, 2014
Photo of Bryant M.
4
By:
This card seems like a great deal. The only draw back that I can see is the $4.95 monthly fee. However, if you have a checking account, it's waived, which is definitely a plus. The cash back offer for online buys is a great positive. While I'm normally adverse to prepaid cards, since they require you to constantly add money, this card seems like the positives greatly outnumber the negatives of the card. Other cards don't allow you to waive the monthly fee, if they have one, also, some other prepaid cards aren't backed by such a strong bank. Compared to other cards I've had, this one seems like one more
Mar 3, 2014
Photo of Dawn A.
1
By:
The monthly fee makes this card very unappealing. You can tie it to a checking account to avoid the monthly fee, but then you essentially just have a normal debit card. Commerce Bank offers a similar card, called the My Spending card, that only charges a 1 time activation fee of $5.95. Since the Commerce Bank card has no monthly fees, it is a great way to keep spending money separate from a checking account that is used to pay bills.
Mar 3, 2014
Photo of Paul P.
2
By:
The chase liquid card seems like a great option for someone who does not have a standard debit or check card and enables you to make purchases online and anywhere that accepts Visa cards. the benefit to having this card is it is backed by chase bank. If you have any issues you can always walk into a chase branch and talk to a human being to resolve your issue. I like my Capital One credit card better because it offers a line of credit that I can spend and then pay a portion or the entire balance at the end of the month. I also know from experience that more
Feb 20, 2014
Photo of Aleja S.
3
By:
The Chase Liquid sounds like any standard prepaid credit card, it will help you increase your credit rating if that is what you are looking for, but can get a "real" credit card. If you are specifically looking for a prepaid credit card, this one sounds like a good option, it belongs to a major chain so you won't have any problems finding an ATM, but if you do the fee is $2 which sounds pretty comparable to other cards (I'm specifically thinking of Capital One) If you are not set on your card being prepaid I would recommend the Capital One Venture card over this one. You won't have more
Feb 18, 2014
Photo of Amanda W.
4
By:
Chase Liquid PPC seems to have a lot of advantages that other PPCs don't offer... I used NetSpend a couple years ago for my taxes (TurboTax had partnered with them) and wasn't super thrilled. There is no way to link a checking account like you can with this Chase card. Also, there were no benefits related to Social Media. I don't use these PPC's anymore, but this might be a good one for anyone that needs to...
Feb 17, 2014
Photo of Sam S.
4
By:
The Chase Liquid Prepaid Card offers some nice benefits such as no cancellation fee, as well as no fees for other benefits such as customer support. The main concern is the monthly fee of $4.95, but since it can be waived under certain circumstances, it is not so bad.
Feb 2, 2014
Photo of Jake F.
4
By:
The Chase Liquid Prepaid Card, is an acceptably well card for the average american. This card is more praiseworthy than the typical American Express Card. Some features of this card that I personally like are the: free cancellation and also the free customer service. However the reason this card did not get 5 stars is because of the $4.95 monthly fee that is charged.
Jan 28, 2014
Photo of Brian O.
4
By:
Anyone that gets a government direct deposit and doesn't want to deal with the US Direct Express card the government signs you up with, should check out this card. Low monthly fees, and keeping the government a bit more out of your business are both great attributes of this card. In this day and age, it's so much easier to have a card that will allow you to buy and pay online. This one is recommended.
Dec 19, 2013
Photo of Rob D.
5
By:
The Chase Liquid Prepaid Card is a wonderful card for anyone that can't get a bank account or just doesn't want a bank account but needs access to a card. You can pay your bills with this online and also order things online with it. You can use it just like a regular credit card or debit card it's great. There are no fees for transactions which other cards will have a lot of times. The only time you might get a fee is at a non-chase accepting ATM but that's how it is with any card. There is no fee for inactivity or cancellation which a lot of cards more
Oct 6, 2013
Photo of Takela B.
1
By:
Sadly...you cant apply for this card online, There are no CHASE banks here in Columbia, SC.....TRULY dissappointed :-(
Sep 6, 2013
Photo of Calvin H.
4
By:
The Chase Liquid Card is just like any other prepaid card, like AmEx's Serve. You load in money, and then spend it. It's just like having a debit card. However, I like that it's with Visa, which is accepted almost worldwide. It's a lot better than American Express which is sometimes not taken by smaller mom and pop shops. This card is great for teenagers who want to buy stuff online on their own without going through mom or dad first. The fact that you can only spend as much as you have makes it even better to teach younger kids money management. The customer service is also great with more
Sep 3, 2013
Photo of Karen B.
4
By:
The Chase Liquid Prepaid Card is easy to use and convenient to use, because I live really close to a Chase branch. I used to use the BuyRight Prepaid MasterCard, but didn't like it as much one of the main problems with the BuyRight card was the price per month. Chase Liquid is much cheaper. I also really like the no activation fee and no fee if I want to cancel it. If I had to say one thing I don't like it would have to be the fee for using a non-Chase ATM, because sometimes you can't find a Chase ATM. Other than that the card is handy and more
Aug 28, 2013
Photo of Michael M.
3
By:
A Chase Liquid Prepaid Card is an alright prepaid card if you do not mind paying a monthly fee. It is great that you can quickly get the card instantly from any Chase bank and for free with a $25 deposit. Unlike most prepaid cards, this one allows you to deposit more balance for free, which I really like. This is probably the best feature about the Chase Liquid Prepaid Card, and more cards on the market should adopt that policy. The $4.95 fee every month for just having the card is a huge negative to me and if you do not plan to use the balance right away, can more
Aug 21, 2013
Photo of Lydia W.
4
By:
The Chase Liquid Prepaid Card is one of the best of the prepaid cards I've checked into. The monthly fee of $4.95 is lower than most, and there is no transaction fee! Only a $2 ATM fee, and that's only for NON Chase ATMs. Chase ATMs are free also! And no activation fee is amazing! The Rushcard has a $14.95 fee just for activating, and then $9.95 for monthly fees, and $1 for each PIN transaction. That's hardly worth the "cute designs" you can get from Rushcards (And some of those cute designs are an additional $14.95. Yikes!). I'll take the standard blue Chase Liquid Card with the Chase name more
Aug 9, 2013
Photo of Nancy J.
5
By:
I love love ,love,love this card. The main perk for me is being able to deposit checks at the ATM and getting cash back right away even if the check is not drawn on a chase account. I think it's the only prepaid card that you can do that with. It's better than having to run to a check cashing place and check cashing places don't take personal checks so if someone writes you a personal check your SOL if you don't have a checking or saving account.
Jul 17, 2013
Photo of Torrie S.
5
By:
I have this card, and I do love it. However, I am going overseas to Italy, and was curious, can I use this overseas? Or only in the US?
Jul 17, 2013
Photo of Card H.
Card Hub
You'll be able to use the card overseas at any location that accepts VISA.
Apr 3, 2013
Photo of Christina G.
2
By:
WHY cant there be an authorized user for this card? That would make everything about this card perfect. I don't need to use it myself, but my authorized user who doesn't have a card would be able to use this (think college/High School kids?) and I can deposit however much is needed into the account... Disappointing. :(
Jan 15, 2013
Photo of Tara M.
5
By:
I have no prob I love CHASE LIQUID, a prettier card is over at READYDEBIT, i mean baby phat rush is light pink, Prettiest for girls/women is READY DEBIT, hot pink darker fuschia gorgeous. but not worth around 10 bucks! READY DEBIT CHARGE TEN BUCKS to use it, for the fact (even when your not uploading cash on it)for bills etc.they still charge per month 10.00 clearly outlandish. I am now using ONLY CHASE and western union pretty GOLD card, debit both are around same per month no probs, with either, and fee per month is well worth it! I even get money transfer if needed, from western union put more
Mar 4, 2013
Photo of MissTruth H.
MissTruth Hurts
Is this DUMB broad really basing her review on how "pretty" and girly each card is? *smh* I swear the only job this girl is smart enough to work is stripper pole....*ha*
Dec 28, 2012
Photo of Jessica J.
5
By:
I love it! ive had it for 5 months now and I shop and pay bills online hassle free. the only problem I have is that it overdrafted which I found weird since its prepaid. other than I love the low fee and free withdrawals at the chase atms. and the other free services.
Dec 26, 2012
Photo of Deborah D.
5
By:
I have a Chase checking account. Attached to my checking account is a debit card, which I use often. This debit card is processed through MasterCard. I have often heard that it might be better to use a credit card than a debit card. I would appreciate it if you would provide a list of pros and cons for the use of a credit card as opposed to continuing the use of my debit card, other than the obvious affect that using a credit card has on my over all credit rating with the three major credit reporting agencies. Thank you very much.
Dec 26, 2012
Photo of Shelley D.
Shelley Van Dyk
NO CREDIT UGH
Dec 26, 2012
Photo of Carmela M.
2
By:
My experiences with using the Chase Liquid card have been okay. It's a little weird to me that I cannot use this card to pay my bills online (I can do that with my other cards why not this one?). Though it does have a somewhat low monthly fee (positive), and the minimum deposit is around $25 (that’s good). But can also close your account after three months if it thinks that the information you gave them is bad (negative). I am inbetween cancelling this card or just giving it one last chance to secure itself back to my good side, because it does have some potential.
Dec 24, 2012
Photo of Akilah-ma L.
1
By:
I suggest for anyone and everyone that is thinking about getting one of these beautiful laced liquid cards don't do it. Read all the comments regarding this card! JUST READ EVERYTHING!
Dec 24, 2012
Photo of Jake G.
Jake Goldgrub
Good point ;)
Jan 6, 2013
Photo of Nakaji M.
Nakaji Mitchell
Thank You!! I got my little sister the "Blue Bird" Card (NO MONTHLY CHARGES, PAYBILLS, ATM WITHDRAWALS, DIRECT DEPOSITS & WITH CHECK PHONE APP, DISCOUNTS ON TICKETS, THEN GET THIS THEY PROVIDE FREE ROADSIDE ASSISTANCE) and its great but she runs into problems. This card has a American Express logo and has limitation sometimes. Reading all of the above comments made me chose not to get this "Chase Liquor" Card. I agree with Ms. Zskyla what's the purpose if you cant use it online. This is 2013 HELLO!!! I'll just stick there for her.
Jan 15, 2013
Photo of Tara M.
Tara Mills
really lol I love it no issue here !
akilah lol
Dec 9, 2012
Photo of William W.
4
By:
The features and the monthly fee for this card is great, but certain Chase branches will run you through ChexSystems. Some branches will not. I'd keep this card open for at least 3 months and make free cash or check deposits at a Chase branches or ATMs. The reason I say this is because Chase may close your card (stupid, I know) after three to four months and say "the information you gave us is bad". If they don't close your card, then you can switch to direct deposit for this card.Free loading at Chase ATMs and branches, along with free withdrawals make this a better card than most. more
Jan 15, 2013
Photo of Tara M.
Tara Mills
omg seriously?CHEX "horror systems i didn't yet experience such invasion"so far for almost a long six months no prob.but i m favorable more to a GREAT WESTERN UNION GOLD mastercard/debit and or the visa one,or check on i also got W.UNION MONEYWISE so great.
fair fee,per month
even upload money transfer if i have one.etc.
just a great card NO Fret about chex horror system.
Jan 15, 2013
Photo of Card H.
Card Hub
While it is true that you can be rejected for the Liquid card and that you can have your card closed, that only happens in a very small number of cases.
Nov 30, 2012
Photo of Bradley B.
1
By:
They. Approved me then after three months use closed out my account because said all my info was bad even thought I gave them everything they asked for loved card horrid customer service
Nov 11, 2012
Photo of Aj W.
2
By:
There is no 100 % approval this is suppose to be a prepaid card they run your credit and they run your name thru chex system they don't approve everyone its a scam
Nov 30, 2012
Photo of Card H.
Card Hub
If you go into a Chase branch to get this pre-paid card, and they run a Chexsystem check, that is because the banker is trying to figure out how responsible you have been with your debit and checking accounts in the past. It is possible that you can be denied for this card though.
Dec 14, 2012
Photo of Mary D.
Mary Donaldson
if its a prepaid card then how can you get denied sounds like a scam to me i was going to get this but since they do all that forget it how stupid is that
Dec 23, 2012
Photo of Adan H.
Adan Hernandez
they run your checksystem to figure out whats the best account they can set u up in im in the chexsystem for 2 banks and i just told the banker i want the liquid thats it not interested in the second chance banking account which is more expensive at 11.95 a month, and thats it they set me up took like 15 minutes
Oct 26, 2012
Photo of John J.
5
By:
The best card ever. A+++++
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Sep 18, 2014
Photo of Michael W.
By:
Can you load cash onto the chase liquid card?
Sep 30, 2014
Photo of Card H.
You can go to a Chase branch or Chase DepositFriendly ATM and load cash to your Chase Liquid card.
Aug 27, 2014
Photo of Theo H.
By:
Does the chase liquid card have direct deposit?
Aug 29, 2014
Photo of Card H.
You can have your payroll check (and any tax refunds and/or government benefit checks) direct deposited to your Chase Liquid account.
May 5, 2014
Photo of No M.
By:
Does this card help build your credit?
May 5, 2014
Photo of Card H.
Prepaid cards do not report to the major credit bureaus, so Chase Liquid cannot help you build your credit score. The best way to build your credit is by using a secured credit card.
Mar 23, 2014
Photo of Mike M.
By:
Can you cash a check with this type of account?
Nov 29, 2013
Photo of Mahogany B.
By:
do i need the actual card to put reload money or can i give the teller the card number
Dec 5, 2013
Photo of Card H.
The Liquid Card's terms and conditions page does not specify whether your physical card is needed to reload funds at a bank branch. As a result, it's probably worth giving your local branch a call. In addition, if the card is no longer in your possession, you should report it as being lost and order a replacement card. Not only will that solve your reload problem, but it will also ensure that your existing funds do not get stolen.
Jul 18, 2013
Photo of Todd M.
By:
can the card receive money from paypal.
May 30, 2013
Photo of Fetter F.
By:
can I load the card with funds and rent a vehicle?
May 30, 2013
Photo of Card H.
Not at most rental companies. Only a select few will rent to someone using a debit card or a pre-paid card.
May 5, 2013
Photo of MrSaxo B.
By:
do I need ssn to get this prepaid?
May 6, 2013
Photo of Card H.
Yes, you'll need to create an account with Chase in order to open a Liquid card.
May 3, 2013
Photo of Taylor K.
By:
can you be a minor and get one?
May 6, 2013
Photo of Card H.
No, customers must be at least 18 years old to get one in your own name.
May 1, 2013
Photo of Lisa S.
By:
can my liquid card be garnished.
May 2, 2013
Photo of Card H.
That's a legal gray area currently. Just like other accounts, creditors have the legal right to garnish a pre-paid card, but since pre-paid cards do not appear on your credit report, they often do not have a way to discover it's existence.
Apr 25, 2013
Photo of John S.
By:
can I link this card to a paypal account?
Apr 26, 2013
Photo of Card H.
Yes, the Chase Liquid can be linked to a PayPal account.
Apr 24, 2013
Photo of Jeanene P.
By:
I want to get one of these for my son but he has child support issues. Will they attach this card if I get it for him?
Apr 11, 2013
Photo of Maribel M.
By:
I have super bad credit can I still apply for chase liquid
Apr 11, 2013
Photo of Card H.
Most likely, yes. Only a very small number of applicants are rejected, usually only those with a bad banking history, rather than a bad credit history.
Mar 31, 2013
Photo of Barbara N.
By:
I want to know can you get the liquid card if you owe chase?
Apr 1, 2013
Photo of Card H.
Hi Barbara, it will depend on how your account is in standing with Chase. If you're delinquent on past accounts then you probably won't be able to open a Liquid account with them.
Mar 23, 2013
Photo of Fonzie G.
By:
chase liquid prepaid card do chex system... LOL
Mar 14, 2013
Photo of Tiara W.
By:
I have a netspend account and get my paycheck deposited early. Does the Liquid Chase do the same thing?
Mar 24, 2013
Photo of Card H.
Hi Tiara! Does your NetSpend card consistently get your paycheck deposited a few days in advance?
Mar 10, 2013
Photo of Michael Y.
By:
can the monthly fee be taken out of your card?
Mar 11, 2013
Photo of Card H.
Yes, the fee will be collected from your outstanding balance once a month.
Mar 5, 2013
Photo of Sammie W.
By:
How does Chase determine that the information you gave them is "bad" and what happens to any money that is in the account when they close it?
Mar 6, 2013
Photo of Card H.
They don't go into detail about the system they use, but if they do cancel your card (happens in only a tiny number of cases) they will refund your money to you.
Feb 23, 2013
Photo of Zoria D.
By:
How Old do you have to be to get one?
Feb 25, 2013
Photo of Card H.
You need to be at least 18 years old to get a Chase Liquid card.
Dec 3, 2012
Photo of Phoenix N.
By:
what is the difference between a regular bank acct and chase liquid!?!? i declined overdraft protection on my bank acct wouldnt it b the same thing??
Dec 5, 2012
Photo of Card H.
Most prepaid cards do not have all the bells and whistles that come with a traditional checking account. For example. the Chase Liquid Card does not offer online bill pay.
Dec 24, 2012
Photo of Akilah-ma L.
Liquid is a prepaid scam. I had this card about 3 months since Sept. They shut it saying my info was incorrect. How is that? I had a checking account with them for 5yrs, left them to go to a credit union last year. When I opened the liquid account all my old information popped up including my address, phone number, ss#, Id #, everything. Tell me how did I give them the wrong info. SOUND HELLA STUPID TO ME!!! Then they asked me did I want to open a regular account. NO, THE ANSWER IS NO..
Jan 5, 2013
Photo of Card H.
Did Chase try to get you to open a regular checking account with them, when you opened your Liquid card?
Dec 3, 2012
Photo of Marty M.
By:
I have a small home buss.i use pay anyware to take customers credit cards.can I hook this card up to my pay anywar?
Feb 5, 2013
Photo of Card H.
Sorry for the late response! I don't think you should have any problems hooking up your Pay Anywhere account with a Chase Liquid card. By the way, did you end up trying it?
Nov 20, 2012
Photo of Darth A.
By:
Do you have to worry about going over and getting a negative balance?
Nov 30, 2012
Photo of Card H.
You can have a negative balance on a Chase Liquid card. For more information go here: https://www.chase.com/online/prepaid-card/document/m_faq.html
Nov 15, 2012
Photo of Avini A.
By:
How can i get one
Nov 30, 2012
Photo of Card H.
The easiest way is to go into a Chase branch.
Nov 10, 2012
Photo of Christopher B.
By:
Will this card report to credit agencies to build credit score?
Nov 30, 2012
Photo of Card H.
There are no pre-paid cards that report to the major credit bureaus. If you want to build your credit then a secured credit card is your best bet.
Nov 8, 2012
Photo of Cashundra N.
By:
Is it FDIC secured? The american express bluebird is not.
Nov 13, 2012
Photo of Card H.
The Chase Liquid is FDIC insured.

Here is a link to more information about the card:
https://www.chase.com/online/prepaid-card/liquid-prepaid-card.htm#tab-content-features-benefits
Nov 6, 2012
Photo of Clare S.
By:
the prepaid card has a limited amount that have to be in the account?
Nov 12, 2012
Photo of Card H.
To open an account you need to deposit at least $25. But there is no minimum balance that you must maintain after that.
Nov 4, 2012
Photo of Courtney K.
By:
Do they run chexsystem
Nov 12, 2012
Photo of Card H.
Pre-paid card companies will not run a Chexsystem check before granting you a pre-paid card.
Dec 14, 2012
Photo of Mary D.
but above you said they will run it thru chexsystem which is they will or they wont?
Dec 14, 2012
Photo of Card H.
A Chexsystem check will not be run as a part of your pre-paid card application. What can happen is that a particular banker decides to run a Chexsystems check on you while trying to sell you on a checking or a savings account.
Oct 24, 2012
Photo of Dan S.
By:
can you deposit checks or only cash?
Dec 23, 2012
Photo of Adan H.
both in atms or with tellers you get a routing and account number slip like a regular bank without fees
Oct 24, 2012
Photo of Steven R.
By:
can I get this card with a credit check? & am I able to scan my checks with my smart phone and deposit them on to this prepaid card?
Oct 23, 2012
Photo of Kigen S.
By:
I heard if you use this liquid card you could build credit. I have never had a credit card so I guess I do not have any credit good or bad. It's hard to get approved for a first without a parent's signature so I was wondering if it is true about using this card to start building credit. Thanks!
Oct 23, 2012
Photo of Kigen S.
It's just since I've never had a credit card before I'm all for the whole pre-paid credit card idea but I don't want any credit card you know, I would prefer chase since I already have a checking account with them in the first place.
Oct 31, 2012
Photo of Jesse N.
they wave the monthly fee for the "liquid" if you already have a chase account as well ;)
Oct 22, 2012
Photo of Tasha D.
By:
what if you owe a bank can you still get the card
Jan 15, 2013
Photo of Card H.
Chase does look at your past financial history when you apply for a Liquid card, but having past problems will not automatically get you rejected for the Liquid card. If you're interested in it, you should consider going into a branch and getting more information.
Oct 21, 2012
Photo of Curtis S.
By:
can you deposit checks with your phone?
Jul 24, 2013
Photo of Card H.
Chase offers that service for the Liquid Prepaid Card and it's called QuickDeposit. You can take a picture of the front and back of your endorsed check and send it using the Mobile App.
Oct 15, 2012
Photo of Kiara J.
By:
How old do you have to be to get this card?
Oct 15, 2012
Photo of Card H.
The minimum age for someone to apply for the Chase Liquid Card is 18.
Oct 11, 2012
Photo of Aiko A.
By:
I CANT FIND A BRANCH IN MY AREA.
Oct 9, 2012
Photo of Ryanne C.
By:
How old you have to be to get the Chase Liquid Card?
Oct 15, 2012
Photo of Kiara J.
i asked the same question, im 17, im hoping i can get one since its a prepaid card, and not a credit card
Oct 15, 2012
Photo of Card H.
Unfortunately it is 18 years old.
Oct 9, 2012
Photo of Jay W.
By:
Do you need your SS# to apply for one?
Oct 15, 2012
Photo of Kiara J.
yes
Oct 6, 2012
Photo of Le L.
By:
Finally, a prepaid card, I'd recommend to my friends and family. (Which I have).
Oct 5, 2012
Photo of John R.
By:
great card best prepaid card around.
Oct 5, 2012
Photo of JoMo R.
By:
Does it work with the chase app
Oct 11, 2012
Photo of Darius L.
Yes it does.
Oct 4, 2012
Photo of Colley J.
By:
how about at the gas pump.
Oct 18, 2012
Photo of Lisa B.
No. Can't use at d pump or to rent cars.
Sep 30, 2012
Photo of Jessica N.
By:
Can this card be used even without direct deposit?
Oct 5, 2012
Photo of Card H.
Yes, you can load funds with cash at Chase ATMs and bank branches.
Sep 28, 2012
Photo of Jill B.
By:
it says 100% approval but someone on here said they were declined. Do they accept everyone because most people using prepaid do no have good credit?
Jan 15, 2013
Photo of Card H.
You can get rejected for the Chase Liquid card, but that only happens in rare cases even among applicants with bad credit or banking histories.
Sep 26, 2012
Photo of Kate M.
By:
If you don't have direct deposit, how long does it take a check to clear?
Sep 26, 2012
Photo of Mary D.
Depends on where the check is written - in state usually 3 -5 days out of state 5-7 - I'm pretty sure
Sep 26, 2012
Photo of Mary D.
If you take it to the bank it is written from - immediately
Sep 26, 2012
Photo of Kim B.
^^^The last comment is not always true. I tried to cash a check from my job, written from Astoria Federal, AT Astoria Federal and they would only give me $200 from the check and would deposit the rest. So aggravating.
Sep 21, 2012
Photo of Karen B.
By:
Why does it say 100% guaranteed approval? Some people on here said they got declined due to chex system.
Oct 5, 2012
Photo of Card H.
You should have no problem getting a prepaid card even if you've made mistakes with a checking account in the past. With a prepaid card, you're spending your own money and cannot overdraft, so there is no risk from the issuer's perspective. According to Chase's website, "You must be at least 18 years old and provide satisfactory identification to be eligible for Chase Liquid."
Jan 15, 2013
Photo of Card H.
You can get rejected for this pre-paid card, as Chase runs a check of your financial history before accepting your application. Getting rejected only happens in a very small number of cases though and it is not necessarily because of a bad ChexSystems report.
Sep 20, 2012
Photo of Shaniqua M.
By:
Can you deposit a check to this pre paid card.
Sep 20, 2012
Photo of Harley B.
By:
Does it charge a monthly fee?
Oct 15, 2012
Photo of Kiara J.
4.95 a month
Sep 19, 2012
Photo of Michael P.
By:
Does they check chex systems?
Jan 15, 2013
Photo of Card H.
Chase doesn't release information on what systems are used to evaluate applicants, but they do look at a person's past history before accepting them as a cardholder.
May 18, 2013
Photo of Asael D.
My friend did it, they just check to see if you own Chase any more
May 18, 2013
Photo of Asael D.
Money*
Sep 18, 2012
Photo of Christa K.
By:
I know this does direct deposits, but could I go to a chase bank and deposit a personal check onto it? My sister normally pays me for babysitting by check and it's been annoying having to ask my mom to use her bank account to cash it. And I don't want to open a bank account.
Sep 18, 2012
Photo of Card H.
Yes you can.
Sep 26, 2012
Photo of Kate M.
Card Hub how long does it take for a check to clear?
Oct 5, 2012
Photo of Card H.
Kate - The funds from a direct deposit should be available for your use the same business day they are scheduled to be credited.
Sep 17, 2012
Photo of Zola T.
By:
Can you get this card if your name is in ChexSystems or TransUnion? I would like to apply for this prepaid card but am not sure of how the process works.
Sep 20, 2012
Photo of Kellie G.
I went to apply for one and didnt get approve because of chexsystem
Jan 15, 2013
Photo of Card H.
You can get rejected for this card. When you apply Chase will run a check of your past history and will make a decision based on that information.
Sep 11, 2012
Photo of Andres C.
By:
Do you have to give your social security # in order to get one??
Sep 11, 2012
Photo of Card H.
Yes you do.
Sep 9, 2012
Photo of Patrick S.
By:
Do you need an account with chase or any other bank in order to get a card?
Oct 11, 2012
Photo of Darius L.
No account is needed to get the liquid card.
Jan 15, 2013
Photo of Card H.
No, you don't need a standard savings or checking account to get a Liquid card, but there are some perks if you have both.
Sep 6, 2012
Photo of Antoinette W.
By:
Can I transfer money from my Chase account to the prepaid card?
Sep 1, 2012
Photo of ClassyvsBossy T.
By:
HOW MUCH MONEY DOES IT HOLD?
Sep 1, 2012
Photo of ClassyvsBossy T.
By:
CAN YOU GET DIRECT DEPOSIT ON THIS CARD
Sep 2, 2012
Photo of Card H.
Absolutely
Sep 7, 2012
Photo of Meagan B.
Yes, direct deposit is available.
Aug 30, 2012
Photo of Taryn M.
By:
It says not all deposits immediately, does that apply to cash deposits as well?
Aug 29, 2012
Photo of Donald B.
By:
Will I be charged a fee if I use the card to with draw money from a Chase Bank?
Aug 30, 2012
Photo of Lakesha D.
No
Aug 29, 2012
Photo of Edward E.
By:
Does it report to credit
Aug 29, 2012
Photo of Card H.
There isn't a prepaid card that reports to credit bureaus and the Liquid card is no exception. If you need a card to build up your credit history then apply for a secured credit card:
http://www.cardhub.com/credit-cards/secured/
Aug 31, 2012
Photo of Jeanetta S.
no it doesnt and to card hub rush card reports to the credit bureaus i have had that card for 6 years
Aug 31, 2012
Photo of Card H.
Jeanetta NaturalBeauty Stallionaire -- I think that you are referring to the RushCard Transaction Reporting Service:
https://www.rushcard.com/faq/Question.aspx?id=106

The key question is what are the participating consumer credit reporting agencies and correct me if I am wrong but none of the three major bureaus (Experian, Equifax, TransUnion) are in that category. If that is the case your credit building efforts are going to waste and you should get a secured card asap.

Please let us know. Thanks for your help!
Aug 19, 2012
Photo of Valerie M.
By:
Can it be used to rent a car.
Aug 29, 2012
Photo of Card H.
The short answer is that it depends on the car rental company. You can find out more info here: http://www.cardhub.com/edu/credit-cards-and-car-rentals/
Aug 29, 2012
Photo of Casanova B.
Most companies will accept a prepaid credit card, but it requires the full amount plus a percentage to be held or definitely available. A regular credit card would be used just to hold the reservation or rental.
Aug 31, 2012
Photo of Jeanetta S.
no you can not use it to rent anything
Aug 18, 2012
Photo of Laricia M.
By:
How do you apply on line?
Aug 18, 2012
Photo of Card H.
Right now the card is online available at Chase branches. When you go to a Chase branch to apply be sure to bring two forms of ID including a valid photo ID (driver's license, passport, etc.) and initial load of $25 or more.
Aug 15, 2012
Photo of Kimberly M.
By:
Chase has a new prepaid card.
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Last updated on: Nov 10th, 2014 at 10:21 EST