All Credit Cards » Comenity Bank Credit Cards

Marathon Credit Card

marathon credit card
Required Credit Score:
310 reviews   Write a Review
Info about the Marathon Credit Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
Existing Cardholders
Change my rating to: Excellent

Marathon Credit Card’s Rewards

Base Earn
$0.1 per gallon
Max Earn
$0.5 per gallon
  • Earn 50¢ / gallon if you spend $1,000 or more per month everywhere Visa is accepted, including Marathon
  • Earn 30¢ / gallon if you spend $500 – $999 per month everywhere Visa is accepted, including Marathon
  • Earn 10¢ / gallon if you spend less than $500 per month everywhere Visa is accepted, including Marathon
  • When you earn $25 in rebates, you will receive a $25 Marathon Cash Card to use on any future Marathon purchase.

Marathon Credit Card’s Key APRs & Fees

Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
17.24% - 25.24% (V)

Marathon Credit Card’s Additional Info

  • MAX LATE FEE   $37
  • GRACE PERIOD   23 days
    26.24% (V)
    3% (min $10)
Apply Now
at Comenity Bank’s
secure site

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Marathon Credit Card to our community.

What is average credit score to get a card?

Photo of Card H.
Mar 30, 2016
The minimum score needed to qualify for the Marathon Credit Card is 660, which is the bottom of the “good” credit range. With that being said, just having a credit score at or above that number does not guarantee you of approval. Issuers take a variety of other factors into account, including your income and existing debt obligations. Still, getting your free credit score from our sister site WalletHub ( ) will give you a good sense of your odds. Best of luck!
10 Votes 12 2

What gas stations accept the Marathon card?

Photo of Card H.
Mar 3, 2016
This card can be used at virtually any gas station. It is a Visa and can be used anywhere Visa is accepted. Enjoy!
4 Votes 10 6

What is my credit limit?

Photo of Card H.
Dec 30, 2015
That information should be listed in the materials mailed along with your card. Comenity Bank’s customer service department should also be able to tell you, and they can be reached at: 1-866-308-0680. Please let us know if you have any trouble.
4 Votes 6 2

Customer Reviews

Share your insights and review the Marathon Credit Card.

Your Rating
Delete Review

3.8 out of 5

310 reviews
Photo of Stephen M.
Oct 16, 2015
The Marathon Gas credit card has good returns on gas purchases. You can rack up quite a bit in savings just on the gas purchases alone. The only problem comes in the fact that Marathon is often not the cheapest in gas prices where I am, so it usually comes out to about the same as if I had gotten my gas elsewhere. Great if gas prices in your area are low for Marathon.
Photo of Dan M.
Sep 3, 2015
Marathon does NOT offer automatic payments. I have more than 30 credit cards and ALL offer automatic payments. I travel heavily for work, and I am often in very remote areas with no internet access. Payments are due at the beginning of each month, and I am almost always in a remote area during this time. So, even though I pay $200-$500 on every bill, I get hit with a $25 fee EVERY month, and Marathon refuses to implement automatic payments because they are making so much money every month by ripping off people like me. Please boycott their cards as they blatantly robbing people. Even though they are the more
Photo of Kat T.
Dec 15, 2015
They do offer automatic bill pay
Photo of Kat T.
Dec 15, 2015
I'm sorry, you register your card on the comenity website for marathon and set up your payment. I have over 30 cards myself.
Photo of Patricia S.
Jul 10, 2015
I have used other gas cards like Marathon but I am seeing that Marathon has more perks than the others I have used. They have more of a bonus by using them than others which is a good thing especially when you are getting gas. Their interest rates are not that bad either compared to others.
Photo of Matt C.
May 15, 2015
The Marathon Credit Card seems like a normal gas station credit card. It has decent reward levels for purchasing at Marathon locations though the tiers seem rather high, I know I rarely spend $500 a month at gas stations and I'd have to wait a long time to reach the $25 dollar reward limit. I feel that a grocery store membership or CostCo card will save you more on gas in the long run. The no annual fee of the Marathon credit card is nice, I currently pay $99 annually for my credit card.
Photo of Mela B.
Apr 29, 2015
I've had this Marathon Card for a year
now, and it is the main credit
card that I use. My wife and
I drive a pretty far distance to
get to work, so this card is
very convenient to help us
save money on gas.Even if the gas
prices are not as high as they
usually are, it is always nice
to save $0.10 or $0.25 per gallon
at the pump. This really adds
up, and is a great savings.The
above information can still
serve as a fun fact, but why
don’t we get into what the
Marathon Card has to offer. I
this card to my Chase Freedom more
Photo of Dawn A.
Apr 10, 2015
I definitely don't spend more than $500 per month at gas stations, so I would never hit the higher rebate thresholds. Plus, having to wait until you have earned $25 in cash back before getting any benefit is a long time to wait. Basically if I fill up with 10 gallons every fill up, I would get $0.50 cash back. It would then take me 50 separate fill ups to earn enough for the $25 gas card. If my husband and I would both use it, that would cut that time in half, but that still seems like very little benefit compared to other credit card offers out there.
Photo of Alex T.
Mar 26, 2015
The Marathon Card has some really great incentives but the amount threshold needed to spend before those incentives kick in are quite high. This card would be a lot better if you received those incentives every time you used your card. The interest rate is just about on par with others out there. Overall this is a decent card but could be better.
Photo of Jesse E.
Mar 11, 2015
This Marathon Credit Card has some definite advantages. Obviously, if you spend a lot if money on gas like I do, applying for this card would be a wise. For the purpose of comparison, my regular credit card gives me 1 cent back for every dollar I spend, whereas if I use this card when I buy gas, I can earn up to 25 times that much. Another advantage is the low cash advance fee. In combination with a regular rewards card, the Marathon Credit Card is a great choice.
Photo of Brandi A.
Feb 24, 2015
The Marathon Credit Card looks pretty good, especially if you are an avid driver because you seem to be able to accumulate gas rebates pretty with pretty quick. I liken this card to my Chase Freedom cash back card where you certainly have to be using it for a lot of purchases to get huge amounts of cash back, but at the same time, even if you’re not you’re still getting a fair deal of cash back. I would use this card for everyday and larger purchases. The APR rate seems pretty standard, and it’s nice that there’s no annual fee.
Photo of Georgina M.
Dec 16, 2014
The Marathon card gives you reward; this is something I didn't receive with my other credit cards. You can earn $0.25 per gallon when you spend $1000 or more per month, $0.15 per gallon when you spend between $500 and $999, and $0.05 per gallon when you spend less than $500 per month with you Marathon Visa. This is a must have if you purchase a lot of gas!
Photo of Sarah W.
Nov 25, 2014
The Marathon card has terms and conditions highly comparable with my current mastercards. The interest rate,, late-fee, and cash advance fee are all close to USAA and Capital One terms with the added benefit of gas discounts and rebates.
Photo of Andrew F.
Nov 7, 2014
If you buy a lot gas at Marathon this is a must have card. This card would be excellent for a small business person that has to do a lot of driving. The rewards get better with the more money you spend. For a person that only fills up once a week I believe the BOFA Americard Cash Rewards would be a better choice given it pays 3% cash back on gas.
Photo of Billy S.
Oct 22, 2014
I like the Marathon Credit Card. I personally feel that it has a great late fee price and the grace period is well within my acceptable range.
To be a little more specific, I greatly enjoy the amount of customer service I get when I go into a store or call into their line.
Photo of Thomas G.
Oct 22, 2014
This card is great when compared to other gas credit cards. However, I do prefer other cards such as capital one quicksilver, as it allows for rebates for any purchase, not just gas. However, I would still consider this card as well and then only use it for gas purchases.
Photo of Adam W.
Oct 8, 2014
This card seems like a good deal for someone who uses a lot of gas. For me, I prefer cards like the Capital One, Chase freedom, and Discover IT cards that allow you to earn cash back rather than gas rewards, especially because I do not have any Marathon gas stations in my area. Double rebates for the first 90 days would be nice though!
Photo of Bryant M.
Aug 13, 2014
This is an interesting card. The obvious drawback is that it only gains points when you use it at a Marathon. I think there's only 2 in my area, which would limit where I could use it. The APR is high, especially for a card with no introductory rate. I do enjoy the fact that the gains can increase depending how much you spend within a month. The savings would be great for someone who drives a lot. I once had a Kwikfill card that not only offered gains, but gave a discount as you used it (usually $.05 a gallon). If you use Marathon a lot and plan to more
Photo of Andrew D.
Jul 30, 2014
There is only one marathon gas station in the city where I live. When you use the Marathon Card you only get bonuses when you shop with them. I mean, earning $.50 off of gas is awesome but who really spends over $1000 a month on gas?
Photo of Jami B.
Jul 22, 2014
I don't really like this card because you only earn when you use it on Marathon purchases. I like rewards more when I earn them with anything I buy. I use the Disney Rewards Visa now and earn points to use towards Disney with EVERY purchase I make. The Marathon Card would be better if you are using it strictly for gas and only get gas at Marathon stations.
Photo of Brittany L.
Jul 10, 2014
Obviously first thing that's a bummer is the no introductory APR and second thing is that Marathon gas isn't exactly the best gas out there. I do travel a lot and I like the idea of getting so much back when I refuel so much, I also like the grace period they have it allows you a little over three weeks before it will start to charge the late fee and the fee isn't even that large. If your local Marathon has good gas this isn't a bad card but unfortunately mine does not.
Photo of Rob P.
Jun 30, 2014
Great card for the frequent traveler. The more you spend on gas per month, the higher the rebate per gallon. The terms such as the $35 late fee, 25.99% cash advance rate and no over-limit fees seem to be pretty standard across the board today as it is with my Capitol One Quicksilver and Cash Rewards cards. The drawback being a no introductory APR, but that can be offset if you spend a great deal on gas each month. Don't overlook the 90 day double rewards introductory period, that could pay off greatly,
Photo of Futballer C.
May 22, 2014
This card seems good for those who plan on traveling often, as this is obviously a gas station sponsored card. I do enjoy it not having an annual fee even though it does not offer an introductory APR.
Photo of Ikechukwu M.
Apr 15, 2014
it has its positives and negatives. for those who travel a lot this is the card for you. it helps you save on gas but it's not a great card as it does not have an introductory APR like other major cards. but it's only good for those who frequent Marathon gas stations. i would rather stick with my walmart card and live on.
Photo of Jamar F.
Feb 3, 2014
This card has several positives and only a couple of negatives. One of the negatives is that it doesn't offer an introductory APR like most major credit cards. The biggest positive would be that it does not have an annual fee. This card also has no rebate limits which is a big plus. The card has limitations. This is a credit card that can be used only at Marathon gas stations. It's helpful if you are a frequent user of this gas station otherwise it doesn't do anything for you.
Photo of Lucas R.
Jan 17, 2014
For those who travel frequently and spend a lot of money on gas, this is a great card. The unlimited rebates and no annual fee is a nice touch. However, it does not offer an introductory APR like some cards such as the Blue Cash Preferred Card from American Express. If there are many Marathon stations near you and you fill up frequently, this card would be a perfect fit.
Photo of Connie C.
Jan 6, 2014
The Marathon credit card has no annual fee which is nice. The bonus system could use some work as it's only good for gas purchases and on the surface seems like it's less valuable than straight cash back like you'd get from a Capital One Rewards card. The interest rate is average for other cards in this class. I think this card would be a good card for a very specific type of person.
Photo of John R.
Dec 16, 2013
Unfortunately, the Marathon Credit Card does not offer an intro APR rate. My Wells Fargo credit card gave me a 0% APR for six months. I do not own a car, so the gas as an incentive did not work for me—although, I’m sure for the frequent travelers, it would be appreciated.
Photo of Chelsea M.
Dec 12, 2013
Wow if you buy your gas from Marathon stations then The Marathon Credit card is for you. If you spend $1000 or more per month you earn 50 cents back as a reward for every gallon. And from May 1 to December 31 that's doubled. Compared to other cards like Exxon this one is leaps and bounds better. I would highly recommend it if there's any Marathon stations in your area.
Photo of Skye H.
Dec 12, 2013
The Marathon Credit Card is great for those who obviously frequent the Marathon gas station. This card doesn't really do a ton for benefits otherwise. It's much like any other standard credit card with decent rates. This would be a great card though, for those who use Marathon exclusively. The benefits are just too good to pass up.
Photo of Lindsay K.
Dec 9, 2013
While the interest rate may be a little high, the gas rewards on the Marathon Credit Card are definitely rare (especially the $0.50 reward for the first 90 days!). I don't think I've ever seen rewards this good on another card. My Capital One Visa offers a similar interest rate, but I definitely don't get this kind of cash back on gas purchases. I also appreciate the amount of grace period they offer (not that I ever plan on paying late, but just in case of emergencies).
Photo of Jason B.
Dec 3, 2013
The Marathon Credit Card is certainly not the card for people with pristine credit records looking for insanely low interest rates, but it is a great option for people who want to make use of the gas benefits. The rebates are actually unlimited, so as long as you are a regular customer at Marathon then the benefits of using this card have unending potential!
Photo of Jay F.
Nov 24, 2013
This is a very nice card. I have considered a number of different cards like this, such as the Valero gas card, and this one beats or is very competitive with most. The rebate on each gallon of gas is what really makes this card shine. For those who do a lot of driving, you can earn up to 50 cents rebate per gallon which is serious savings. Savings like that would appeal to even those of us who drive much less. My family uses around 20 gallons of gas a week commuting during the weekdays and with small amounts of travel on a typical weekend. That equals out to more
Photo of Katie C.
Nov 15, 2013
Wow! The Marathon Credit Card is the best gasoline rewards card I have seen! I actually did a double take at the 50 cents off per gallon in the first 90 days. 5 cents is what most other gas cards offer. Other credit cards with rotating balances give 5% cash back on gas purchases, but with this card, depending on how much you spend each month, you could get 3-16% back. With no annual fee, if you drive, this is a great card to have. Luckily there is a Marathon gas station right by my house and they are very competitively priced.
Photo of Alyxandra R.
Nov 6, 2013
This is a fantastic gas card, especially the initial 90 day period because you'll get up to 50 cents off per gallon of gas. You just can't beat that! After that, you'll still save yourself some money using your card. From May through December, you'll get double your rebate rewards, so even if you don't use your card a lot, you'll still get back 20 cents a gallon for gas and once you earn $25 worth in rebates, you'll receive a cash card. They don't limit how many rebates you can earn, so if you have to commute a good distance for work or school, this is a must have card.
Photo of Braden B.
Nov 2, 2013
If you are looking for a gas credit card, the Marathon Credit Card is a perfect candidate. It has awesome rewards compared to some other gas cards I have used in the past (Chevron, Shell, etc). If you have a long commute or you like to take road trips like myself, this card gives you an initial $0.50 per gallon! None of my other cards even come close to this. Now, you will need to use this at Marathon gas stations, which are regionally located. I know when I moved out west to California I could no longer use it, so be sure to remember that!
Photo of Carla M.
Oct 30, 2013
I am totally in love with the gas discounts! I drive a lot for work, so I am always refueling and saving the 50 cents the first 90 days was super awesome! Having this card I primarily utilized it for fuel only purchases so I can rack up the fuel discounts and pay off my bill each month! Definitely a great card for a constant commuter like myself!
Photo of Amy S.
Oct 25, 2013
In this day in age, everyone wants to save money on gas. With the Marathon Credit Card, it's yet another way to potentially save on something that you would purchase anyway. However, these types of cards are competition for other rewards programs (such as those that are offered by grocery stores and warehouse clubs) that don't require you to open a line of credit. Another downside to the card is that the rewards are tailored to what you spend on gasoline, even if you are making your purchases elsewhere. Other credit cards (such as the Capital One card, or even many of the cards that Chase offers) allow you to more
Photo of Lily Y.
Oct 17, 2013
This Marathon credit card is essentially a credit card that gives you gas discounts. There is no lie on how attractive 50cents off the gallon is. I commute 50 miles daily so I would like to save money on gas. However now that stores like costco/freddies/safeway provide this discount, I find this card to be obsolete. I am glad that it was free to join because I would not pay a member fee for this card. After the promotion period this card was really useless since I could get 30 cents off the gallon easily at safeway. After the promotional period was over, I just closed the card.
Photo of Pascal J.
Oct 14, 2013
In general I am not a huge fan of gas cards, but I think the Marathon credit card offers some nice incentives. The initial bonus, good for 90 days, of saving up to 50 cents per gallon is a really nice perk. It begs the question: how often will you get the full 50 cents or anything approaching it? The general rewards are 10 cents base earn and 25 cents max earn per gallon. There are also other varying rebates depending on how much you spend. That can add up if you are someone who uses a lot of gas. The biggest issues with this card is the APR that more
Photo of Sam H.
Oct 10, 2013
My Marathon credit card is one of the better gas cards I've had. At first glance it doesn't look as good as my Shell credit card but I saw the rewards add up pretty quickly with the Marathon. The interest rate of 17% is a little higher than some but it's not too bad. The best thing about this card is how much you save on gas after spending your first thousand. I use this as my company card and driving around town all day I pass the thousand mark in the middle of the month. From then on I'm saving 50 cents a gallon which makes a big difference. more
Photo of Aliciadine S.
Oct 6, 2013
I like a few things about the Marathon Card. One is the fact that you can save on gasoline and even get a 25 dollar card to use on future card purchases. I like the fact that you can save up to 50 cent per gallon for the first 90 days. With gas prices the way they are today, that is huge to be able to get that kind of savings. I also like that you can earn double rates for a specified time period. I am not too fond of the maximum penalty APR and the cash advance rate. I have an account now visa prepaid which offers some more
Related Credit Cards

If you are interested in the Marathon Credit Card, check out the following credit cards as well:

Related Credit Card Categories

Marathon Credit Card is related to the following credit card categories:

Other Marathon Petroleum Corporation Cards

CardHub is an independent card comparison service.

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Once you click the "Apply Now" button, you will be directed to the issuer's website. Before applying, we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Marathon Credit Card shown on this page.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted toward the top of the page using the designation "Sponsored Card", when applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.

Regardless of advertiser status, none of the information on CardHub constitutes a referral or endorsement of the respective issuer by us, or vice versa. Furthermore, it is important to note that the inclusion of non-sponsored cards on CardHub does not indicate that issuer's involvement with the site. Information is displayed first and foremost for helping consumers make better credit card decisions.

Last updated on: Aug 12th, 2016 at 10:06 EDT

Your email request has been submitted

Thank You

Go Back

Share by Email

250 Characters Remaining