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Marathon Credit Card

marathon credit card
Required Credit Score: Excellent, Good
4 243 reviews   Write a Review!
Existing Cardholders

Marathon Credit Card’s Rewards

Base Earn
$0.05 per gallon
Max Earn
$0.25 per gallon
Earn / Redeem Limit
  • Earn Double Rebates for the First 90 days:
  • Earn 50¢ / gallon rebate on all Marathon purchases - when you spend $1,000 or more per month with your everywhere Visa is accepted, including Marathon.
  • Earn 30¢ / gallon rebate on all Marathon purchases - when you spend $500-$999 per month with your Card everywhere Visa is accepted, including Marathon.
  • Earn 10¢ / gallon rebate on all Marathon purchases - when you spend less than $500 per month with your Card everywhere Visa is accepted, including Marathon.
  • When you earn $25 in rebates, we'll send you a $25 Marathon Cash Card to use on any future Marathon purchase.

Marathon Credit Card’s Key APRs & Fees

Intro Rate on Purchases
Not Offered
Intro Rate on Transfers
Not Offered
Regular Rate
16.99% - 24.99% (V)

Marathon Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • GRACE PERIOD   23 days
  • CASH ADVANCE RATE 25.99% (V)
  • CASH ADVANCE FEE 3% (min $10)
Apply Now
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Marathon Credit Card Reviews

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Overall Rating: 3.8 / 5
Total Ratings: 243
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Aug 13, 2014
Photo of Bryant M.
This is an interesting card. The obvious drawback is that it only gains points when you use it at a Marathon. I think there's only 2 in my area, which would limit where I could use it. The APR is high, especially for a card with no introductory rate. I do enjoy the fact that the gains can increase depending how much you spend within a month. The savings would be great for someone who drives a lot. I once had a Kwikfill card that not only offered gains, but gave a discount as you used it (usually $.05 a gallon). If you use Marathon a lot and plan to more
Jul 30, 2014
Photo of Andrew D.
There is only one marathon gas station in the city where I live. When you use the Marathon Card you only get bonuses when you shop with them. I mean, earning $.50 off of gas is awesome but who really spends over $1000 a month on gas?
Jul 22, 2014
Photo of Jami B.
I don't really like this card because you only earn when you use it on Marathon purchases. I like rewards more when I earn them with anything I buy. I use the Disney Rewards Visa now and earn points to use towards Disney with EVERY purchase I make. The Marathon Card would be better if you are using it strictly for gas and only get gas at Marathon stations.
Jul 10, 2014
Photo of Brittany L.
Obviously first thing that's a bummer is the no introductory APR and second thing is that Marathon gas isn't exactly the best gas out there. I do travel a lot and I like the idea of getting so much back when I refuel so much, I also like the grace period they have it allows you a little over three weeks before it will start to charge the late fee and the fee isn't even that large. If your local Marathon has good gas this isn't a bad card but unfortunately mine does not.
Jun 30, 2014
Photo of Rob P.
Great card for the frequent traveler. The more you spend on gas per month, the higher the rebate per gallon. The terms such as the $35 late fee, 25.99% cash advance rate and no over-limit fees seem to be pretty standard across the board today as it is with my Capitol One Quicksilver and Cash Rewards cards. The drawback being a no introductory APR, but that can be offset if you spend a great deal on gas each month. Don't overlook the 90 day double rewards introductory period, that could pay off greatly,
May 22, 2014
Photo of Futballer C.
This card seems good for those who plan on traveling often, as this is obviously a gas station sponsored card. I do enjoy it not having an annual fee even though it does not offer an introductory APR.
Apr 15, 2014
Photo of Ikechukwu M.
it has its positives and negatives. for those who travel a lot this is the card for you. it helps you save on gas but it's not a great card as it does not have an introductory APR like other major cards. but it's only good for those who frequent Marathon gas stations. i would rather stick with my walmart card and live on.
Feb 3, 2014
Photo of Jamar F.
This card has several positives and only a couple of negatives. One of the negatives is that it doesn't offer an introductory APR like most major credit cards. The biggest positive would be that it does not have an annual fee. This card also has no rebate limits which is a big plus. The card has limitations. This is a credit card that can be used only at Marathon gas stations. It's helpful if you are a frequent user of this gas station otherwise it doesn't do anything for you.
Jan 17, 2014
Photo of Lucas J.
For those who travel frequently and spend a lot of money on gas, this is a great card. The unlimited rebates and no annual fee is a nice touch. However, it does not offer an introductory APR like some cards such as the Blue Cash Preferred Card from American Express. If there are many Marathon stations near you and you fill up frequently, this card would be a perfect fit.
Jan 6, 2014
Photo of Connie C.
The Marathon credit card has no annual fee which is nice. The bonus system could use some work as it's only good for gas purchases and on the surface seems like it's less valuable than straight cash back like you'd get from a Capital One Rewards card. The interest rate is average for other cards in this class. I think this card would be a good card for a very specific type of person.
Dec 16, 2013
Photo of John R.
Unfortunately, the Marathon Credit Card does not offer an intro APR rate. My Wells Fargo credit card gave me a 0% APR for six months. I do not own a car, so the gas as an incentive did not work for me—although, I’m sure for the frequent travelers, it would be appreciated.
Dec 12, 2013
Photo of Chelsea M.
Wow if you buy your gas from Marathon stations then The Marathon Credit card is for you. If you spend $1000 or more per month you earn 50 cents back as a reward for every gallon. And from May 1 to December 31 that's doubled. Compared to other cards like Exxon this one is leaps and bounds better. I would highly recommend it if there's any Marathon stations in your area.
Dec 12, 2013
Photo of Skye H.
The Marathon Credit Card is great for those who obviously frequent the Marathon gas station. This card doesn't really do a ton for benefits otherwise. It's much like any other standard credit card with decent rates. This would be a great card though, for those who use Marathon exclusively. The benefits are just too good to pass up.
Dec 9, 2013
Photo of Lindsay K.
While the interest rate may be a little high, the gas rewards on the Marathon Credit Card are definitely rare (especially the $0.50 reward for the first 90 days!). I don't think I've ever seen rewards this good on another card. My Capital One Visa offers a similar interest rate, but I definitely don't get this kind of cash back on gas purchases. I also appreciate the amount of grace period they offer (not that I ever plan on paying late, but just in case of emergencies).
Dec 3, 2013
Photo of Jason B.
The Marathon Credit Card is certainly not the card for people with pristine credit records looking for insanely low interest rates, but it is a great option for people who want to make use of the gas benefits. The rebates are actually unlimited, so as long as you are a regular customer at Marathon then the benefits of using this card have unending potential!
Nov 24, 2013
Photo of Jay F.
This is a very nice card. I have considered a number of different cards like this, such as the Valero gas card, and this one beats or is very competitive with most. The rebate on each gallon of gas is what really makes this card shine. For those who do a lot of driving, you can earn up to 50 cents rebate per gallon which is serious savings. Savings like that would appeal to even those of us who drive much less. My family uses around 20 gallons of gas a week commuting during the weekdays and with small amounts of travel on a typical weekend. That equals out to more
Nov 15, 2013
Photo of Katie C.
Wow! The Marathon Credit Card is the best gasoline rewards card I have seen! I actually did a double take at the 50 cents off per gallon in the first 90 days. 5 cents is what most other gas cards offer. Other credit cards with rotating balances give 5% cash back on gas purchases, but with this card, depending on how much you spend each month, you could get 3-16% back. With no annual fee, if you drive, this is a great card to have. Luckily there is a Marathon gas station right by my house and they are very competitively priced.
Nov 6, 2013
Photo of Alyxandra R.
This is a fantastic gas card, especially the initial 90 day period because you'll get up to 50 cents off per gallon of gas. You just can't beat that! After that, you'll still save yourself some money using your card. From May through December, you'll get double your rebate rewards, so even if you don't use your card a lot, you'll still get back 20 cents a gallon for gas and once you earn $25 worth in rebates, you'll receive a cash card. They don't limit how many rebates you can earn, so if you have to commute a good distance for work or school, this is a must have card.
Nov 2, 2013
Photo of Braden B.
If you are looking for a gas credit card, the Marathon Credit Card is a perfect candidate. It has awesome rewards compared to some other gas cards I have used in the past (Chevron, Shell, etc). If you have a long commute or you like to take road trips like myself, this card gives you an initial $0.50 per gallon! None of my other cards even come close to this. Now, you will need to use this at Marathon gas stations, which are regionally located. I know when I moved out west to California I could no longer use it, so be sure to remember that!
Oct 30, 2013
Photo of Carla M.
I am totally in love with the gas discounts! I drive a lot for work, so I am always refueling and saving the 50 cents the first 90 days was super awesome! Having this card I primarily utilized it for fuel only purchases so I can rack up the fuel discounts and pay off my bill each month! Definitely a great card for a constant commuter like myself!
Oct 25, 2013
Photo of Amy S.
In this day in age, everyone wants to save money on gas. With the Marathon Credit Card, it's yet another way to potentially save on something that you would purchase anyway. However, these types of cards are competition for other rewards programs (such as those that are offered by grocery stores and warehouse clubs) that don't require you to open a line of credit. Another downside to the card is that the rewards are tailored to what you spend on gasoline, even if you are making your purchases elsewhere. Other credit cards (such as the Capital One card, or even many of the cards that Chase offers) allow you to more
Oct 17, 2013
Photo of Lily Y.
This Marathon credit card is essentially a credit card that gives you gas discounts. There is no lie on how attractive 50cents off the gallon is. I commute 50 miles daily so I would like to save money on gas. However now that stores like costco/freddies/safeway provide this discount, I find this card to be obsolete. I am glad that it was free to join because I would not pay a member fee for this card. After the promotion period this card was really useless since I could get 30 cents off the gallon easily at safeway. After the promotional period was over, I just closed the card.
Oct 14, 2013
Photo of Pascal J.
In general I am not a huge fan of gas cards, but I think the Marathon credit card offers some nice incentives. The initial bonus, good for 90 days, of saving up to 50 cents per gallon is a really nice perk. It begs the question: how often will you get the full 50 cents or anything approaching it? The general rewards are 10 cents base earn and 25 cents max earn per gallon. There are also other varying rebates depending on how much you spend. That can add up if you are someone who uses a lot of gas. The biggest issues with this card is the APR that more
Oct 10, 2013
Photo of Sam H.
My Marathon credit card is one of the better gas cards I've had. At first glance it doesn't look as good as my Shell credit card but I saw the rewards add up pretty quickly with the Marathon. The interest rate of 17% is a little higher than some but it's not too bad. The best thing about this card is how much you save on gas after spending your first thousand. I use this as my company card and driving around town all day I pass the thousand mark in the middle of the month. From then on I'm saving 50 cents a gallon which makes a big difference. more
Oct 6, 2013
Photo of Aliciadine S.
I like a few things about the Marathon Card. One is the fact that you can save on gasoline and even get a 25 dollar card to use on future card purchases. I like the fact that you can save up to 50 cent per gallon for the first 90 days. With gas prices the way they are today, that is huge to be able to get that kind of savings. I also like that you can earn double rates for a specified time period. I am not too fond of the maximum penalty APR and the cash advance rate. I have an account now visa prepaid which offers some more
Oct 2, 2013
Photo of Jordan W.
The Marathon Credit Card appears to be a fair rewards based card for gas purchases. The rewards program is pretty fair and can earn the user some pretty nice benefits on gas fillups- perfect for someone that’s constantly on the go! The fifty cents off the initial fillup is especially beneficial. However, the regular interest rate on this card is relatively high, although this is pretty normal for this type of card. All in all, I would consider investing in the Marathon Credit Card if I was a frequent user of Marathon, in order to get the most out of the benefits of the card.
Sep 25, 2013
Photo of Michelle F.
The Marathon card's intro reward level (saving 50 cents per gallon on gas) can really save you money if you drive a lot. It helps more than make up for the card's lack of other intro rates/goodies. On an ongoing basis, the card seems to shine when you use it as your main credit card. That is, charging gas, groceries, and all your other everyday needs to make sure you hit the $1,000 monthly spend will continue to net you the 50 cents per gallon rebate rate. If your expenses are lower than this, you can still get decent rewards, and of course you have to balance this with the more
Sep 20, 2013
Photo of Andi R.
The Marathon credit card is a good card if you travel a lot and spend a lot on gas. The terms can help you save up to 50 cents off each gallon of gas (great) but only if you spend over $1000 per month(not so great). As there is no annual fee you don't have to worry if you get the card but don't really use it. My other card is a capital one card and I get high rewards on that so if i'm going away than ill use the marathon card to build up points before the trip but otherwise the capital one works out better for me. more
Sep 13, 2013
Photo of Sheryl P.
What I really don't like about the Marathon Credit Card is that it's tied to how much money you spend in a given month. For example, you'll save 50 cents per gallon which is huge, but only if you spend $1,000 a month on the card! That is a lot of money to be putting on a credit card, and I feel that some people might spend more than their rewards are worth simply to get to that level. Also consider that if you fill your car up once every two weeks, with 15 gallons of gas each time, you are only getting $15 in rewards per month. A credit more
Sep 9, 2013
Photo of Charlie H.
The Marathon Credit card is an alright card if all you want to do is spend money on gas. I've used a Walmart Money Visa Card for most of my card purchasing. The Walmart Money Card has a ton of monthly and yearly fees. This Marathon Credit Card does not. That is a major bonus. It's always good to save a couple of cents on gallons of gas, especially in this tough economy, thanks to the Marathon Credit Card you can do that. The only downside to a Marathon Credit Card is that the money you save on gas is in tiers. It's kind of confusing at first. Another big more
Aug 26, 2013
Photo of Chris M.
The Marathon Credit Card is a great card for buying gas. In these times with gas prices soaring and going higher and higher, being able to save some extra money at the gas pump is a god send. Even if the gas prices are not as high as they usually are, it is always nice to save $0.10 or $0.25 per gallon at the pump. This really adds up, and is a great savings. This card is really a no brainer, no annual fee. No other ridiculous fees. What more can you ask for? Highly recommended card to save a little bit more when buying gas.
Feb 11, 2013
Photo of Alicia W.
I've had this card for a year now, and it is the main credit card that I use. My husband and I drive a pretty far distance to get to work, so this card is very convenient to help us save money on gas. We charge over 1,000 a month on this card, which allows us to get $0.25 off each gallon. We get the $0.25 per gallon back in the form of a marathon gas card, only usable toward gas. Marathon keeps track of your savings, and once you've accrued $25.00 they send you the card out in the mail. This works out just fine for us. We generally more
Nov 14, 2012
Photo of Sandi C.
we love our marathon credit card.your company has always been more then great.
Jun 10, 2012
Photo of John C.
This card is a rip off I have spent close to $1500.00 and no rebate, with the previous card I recieved a 25.00 gift card every 6 weeks
Jun 10, 2012
Photo of Karen E.
Karen Erler
That really sucks!
Jun 11, 2012
Photo of Card H.
Card Hub
Yeah it is really unfortunate that if you spend less than $500 per month you get nothing from the new Marathon Credit Card.

One of our favorite cash back credit cards that will give you 1.5% cash back on everything is this one:
Feb 20, 2012
Photo of Joe W.
I’ve got some very important information for anyone interested in running a marathon. No, I don’t mean people who actually want to run 26.2 miles, rather people interested in owning a Marathon gas station franchise: While Marathon used to be a single company with oil and gas operations under the same umbrella, it has since split into two, the Marathon Oil Corporation and the Marathon Petroleum Corporation. I’m joking anyway, as you’ve likely come to this page because you’re interested in opening the Marathon Credit Card. The above information can still serve as a fun fact, but why don’t we get into what the Marathon Card has to offer. In more
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+208 users submitted a rating without a full review
Sep 21, 2012
Photo of Elizabeth M.
By: Elizabeth Michel
my husband's card got bend and won't work. I tried your 1-866-308-6680 number but I am the primary name and I could not get a replacement card for him.
Sep 19, 2012
Photo of John F.
By: John Fett
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Last updated on: Sep 18th, 2014 at 12:29 EDT