Miles by Discover® Card
Sponsored Card
- Minimum Credit Required:
Excellent - Annual Fee:None
- Network: Discover
- Rating:
Miles - Any Airline
| Initial Bonus 12,000 miles |
Base Earn 1 mile / $1 |
Max Earn 2 miles / $1 |
Earn / Redeem Limit No |
- 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year.
- 1 Mile per $1 on every purchase.
- 2 Miles on travel and restaurant purchases on your first $3,000 each year.
- No limit on the Miles you earn and Miles don't expire.*
- Fly on any airline, book any hotel or car, with no blackout dates.
- Use Miles for travel, merchandise, gift cards or cash.
| Intro Rate 0% |
Intro Period 6 months |
Regular Rate 10.99% - 16.99% (V) |
| Intro Rate0% | Intro Period6 months | Regular Rate10.99% - 16.99% (V) | Balance Transfer Fee 3% |
| Cash Advance Rate 23.99% (V) |
Cash Advance Fee 5% (min $10) |
- This card offer is NOT available to existing Discover card members. You might want to first close your existing Discover card account and then apply for this offer.
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%.
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: 21.99% (V)
- Grace Period: 23 days
- Online Response: Yes
- Foreign Transaction Fee: None
If you currently have the Miles by Discover® Card and are satisfied or you like the terms of this credit card offer please let your friends know.
If you are interested in the Miles by Discover® Card, check out the following credit cards as well:
Compare the Miles by Discover® Card against other major online credit card offers.
Miles by Discover® Card is related to the following credit card categories:
- Business Credit Cards with Rewards
- Low Interest Student Credit Cards
- Credit Cards for Excellent Credit
- 0% APR Miles Credit Cards
- 0% Interest Credit Cards
- 0% Credit Cards for Excellent Credit
- Rewards Credit Cards
- Rewards Credit Cards with No Annual Fee
- Low Interest Miles Credit Cards
- Discover Credit Cards
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Miles by Discover® Card shown on this page.
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I’ve looked at a number of miles credit cards tied to particular airlines, but not everyone is brand specific when it comes to air travel. Those who aren’t can really benefit from a credit card offering generic rewards miles, such as the Miles by Discover Card. This card, which is obviously issued by Discover and is on the Discover network, doesn’t have an annual fee but does offer some interesting rewards, especially in terms of its initial rewards bonus. While most cards with initial bonuses offer them after the first purchase or after you spend a certain amount during the first couple months, the Miles Discover card takes a slightly different approach, giving users 1,000 bonus points each month they make a purchase during the first year of membership. It also gives you 2 miles for each $1 you spend at restaurants and on travel up to $3000 per year as well as 1 mile for each $1 spent on everything else with no spending cap. These miles won’t expire, but you will forfeit them if you close your account, your account is inactive for 18 months or you don’t manage to make a minimum payment for two consecutive months. Discover enables you to redeem these miles for travel on any airline, rental cars, gift cards, cash, even charitable donations. Ultimately though, since you don’t have an affinity for a particular airline, you’re going to get the credit card offering the absolute best rewards. If you’re simply interested in finding a card with the best initial bonus, the Miles by Discover Card is not the best fit, given that it requires monthly spending to garner only 12,000 miles. Compare that to the Chase Sapphire Preferred Card, which is currently offering 50,000 bonus points to cardholders who spend $3,000 in the first three months and allows you to transfer these points to various airlines’ frequent flyer programs without sacrificing value. You can probably do better than the Discover Miles Card if you want ongoing generic airline rewards as well. The Venture Card from Capital One offers 10,000 initial bonus miles as well as 2 miles/$1 spent on all purchases. This rewards structure is what led Money Magazine to dub the Venture Card as the most rewarding credit card in terms of free flights.