Orchard Bank® Classic MasterCards

We're sorry, but the Orchard Bank® Classic MasterCards may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.

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orchard bank classic mastercard
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31 reviews   Write a Review
Info about the Orchard Bank® Classic MasterCards has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
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Orchard Bank® Classic MasterCards’ Rewards

This card does not offer rewards.

Orchard Bank® Classic MasterCards’ Key APRs & Fees

Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
14.99 - 24.99% (V)
  • ANNUAL FEE $39 - $59

Orchard Bank® Classic MasterCards’ Additional Info

  • MAX LATE FEE   $35
  • MAX PENALTY APR   29.99% (V)
  • GRACE PERIOD   25 days
    20.90% (V)
    5% (min $5)
  • The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit. Get prequalified online in just 30 seconds!
  • Reports to 3 major credit bureaus monthly.
  • The Annual Fee is between $39 and $59, and the Processing Fee is between $0 and $59, depending upon your creditworthiness.
  • Orchard Bank's goal is to offer you the credit card that best fits your credit profile, based on your consumer credit report and other information you provide to Orchard Bank.
  • You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.

Customer Questions and Answers

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Customer Reviews

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3.3 out of 5

31 reviews
Photo of Sheena T.
Aug 6, 2012
I have had this card for about 7 years. I have a low limit on it and have been using it to build my credit. The company has always been very fair with me and if financial issues arose unexpectedly they worked with me to adjust my due date. The online payment options are simple and easy to follow. I would recommend this card to another person who alright credit looking to rebuild after a foreclosure or bankruptcy as it doesn't give you access to a lot of credit to spend. I have been offered a credit limit increase quite a few times but it works better for me to more
Photo of Tina B.
May 21, 2012
I think that the Orchard Bank Mastercard is a great card to use for emergencies. I have fair credit and signed up for this card and use it for emergencies only like when I need to pay an expected bill or need money for gas to get to work. I pay what I incur during the month on the date that it is due so I don't have any experience with dealing with late fees or interest. I do know that they have great customer service reps that respond in a timely manner, or at least when I had deal with them when wanting to know about my bill. I more
Photo of Margie C.
Mar 30, 2012
I just took a look at the Capital One Platinum Card, and that got me interested in credit cards for fair credit, which of course brought me to Orchard Bank Classic MasterCards. In looking at cards like the Platinum Card or the Orchard Bank MasterCards, you have to consider what your priorities are. I mean, do you want rewards, low rates, no fees, etc. And since rewards and low rates wont be that rewarding or low, they should take a back seat to no fees. You want to build credit at the lowest possible cost in order to get the good credit one needs to get truly rewarding cards as more
Photo of Joe W.
Jan 27, 2012
Classic MasterCard...No, I’m not referring to a typical MasterCard move, but rather the Orchard Bank Classic MasterCards, which as you will soon learn are some of the worst credit cards you can get. You see, approval for an Orchard Bank Classic MasterCard requires fair to good credit, meaning you have to have established responsible credit use to get one. Despite this requirement, which usually earns you some good rewards or low rates, Orchard Bank Classic MasterCard Credit Cards doesn’t offer rewards at all and does not give you any low introductory interest rate either. Instead, you get a 14.99 – 19.99% APR. Oh, and you have to pay a $39 more
+27 users submitted a rating without a full review
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Last updated on: Aug 6th, 2012 at 7:30 EDT

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