Orchard Bank® Classic MasterCards

We're sorry, but the Orchard Bank® Classic MasterCards may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.

Below you can review the Orchard Bank® Classic MasterCards and find the card's rates and fees according to our latest records, which may be outdated.

Alternatively you can compare the latest credit card offers and save money.

orchard bank classic mastercard
Required Credit Score: Good, Fair
3.5 31 reviews   Write a Review!
JUMP TO: REWARDS | APRs | REVIEWS | Q&A | CUSTOMER SERVICE INFO
 
 
 

Orchard Bank® Classic MasterCards’ Rewards

This card does not offer rewards.

Orchard Bank® Classic MasterCards’ Key APRs & Fees

Intro Rate on Purchases
Not Offered
Intro Rate on Transfers
Not Offered
Regular Rate
14.99 - 24.99% (V)
  • ANNUAL FEE $39 - $59
  • BALANCE TRANSFER FEE 5%

Orchard Bank® Classic MasterCards’ Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT FEE   $25
  • MAX PENALTY APR   29.99% (V)
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   Yes
  • CASH ADVANCE RATE 20.90% (V)
  • CASH ADVANCE FEE 5% (min $5)
  • FOREIGN TRANSACTION
    FEE  
    3%
  • The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit. Get prequalified online in just 30 seconds!
  • Reports to 3 major credit bureaus monthly.
  • The Annual Fee is between $39 and $59, and the Processing Fee is between $0 and $59, depending upon your creditworthiness.
  • Orchard Bank's goal is to offer you the credit card that best fits your credit profile, based on your consumer credit report and other information you provide to Orchard Bank.
  • You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.
back to top

Orchard Bank® Classic MasterCards Reviews

 
Your Rating: 0 edit
Your Rating:
0
1 2 3 4 5
 
3.3
Overall Rating: 3.3 / 5
Total Ratings: 31
Sort by:
Aug 6, 2012
Photo of Sheena T.
4
By:
I have had this card for about 7 years. I have a low limit on it and have been using it to build my credit. The company has always been very fair with me and if financial issues arose unexpectedly they worked with me to adjust my due date. The online payment options are simple and easy to follow. I would recommend this card to another person who alright credit looking to rebuild after a foreclosure or bankruptcy as it doesn't give you access to a lot of credit to spend. I have been offered a credit limit increase quite a few times but it works better for me to more
May 21, 2012
Photo of Tina B.
5
By:
I think that the Orchard Bank Mastercard is a great card to use for emergencies. I have fair credit and signed up for this card and use it for emergencies only like when I need to pay an expected bill or need money for gas to get to work. I pay what I incur during the month on the date that it is due so I don't have any experience with dealing with late fees or interest. I do know that they have great customer service reps that respond in a timely manner, or at least when I had deal with them when wanting to know about my bill. I more
Mar 30, 2012
Photo of Margie C.
3
By:
I just took a look at the Capital One Platinum Card, and that got me interested in credit cards for fair credit, which of course brought me to Orchard Bank Classic MasterCards. In looking at cards like the Platinum Card or the Orchard Bank MasterCards, you have to consider what your priorities are. I mean, do you want rewards, low rates, no fees, etc. And since rewards and low rates wont be that rewarding or low, they should take a back seat to no fees. You want to build credit at the lowest possible cost in order to get the good credit one needs to get truly rewarding cards as more
Jan 27, 2012
Photo of Joe W.
1
By:
Classic MasterCard...No, I’m not referring to a typical MasterCard move, but rather the Orchard Bank Classic MasterCards, which as you will soon learn are some of the worst credit cards you can get. You see, approval for an Orchard Bank Classic MasterCard requires fair to good credit, meaning you have to have established responsible credit use to get one. Despite this requirement, which usually earns you some good rewards or low rates, Orchard Bank Classic MasterCard Credit Cards doesn’t offer rewards at all and does not give you any low introductory interest rate either. Instead, you get a 14.99 – 19.99% APR. Oh, and you have to pay a $39 more
Page: 1
+27 users submitted a rating without a full review
 

CardHub is an independent card comparison service.

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Once you click the "Apply Now" button, you will be directed to the issuer's website. Before applying, we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Orchard Bank® Classic MasterCards shown on this page.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted toward the top of the page using the designation "Sponsored Card", when applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.

Regardless of advertiser status, none of the information on CardHub constitutes a referral or endorsement of the respective issuer by us, or vice versa. Furthermore, it is important to note that the inclusion of non-sponsored cards on CardHub does not indicate that issuer's involvement with the site. Information is displayed first and foremost for helping consumers make better credit card decisions.

Last updated on: Aug 6th, 2012 at 7:30 EDT