Patelco Credit Union Points Rewards World Mastercard® Credit Card
Patelco Credit Union Points Rewards World Mastercard® Credit Card
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
APR on Purchases
13.4% - 21.9% (V)
Balance Transfer
APR: 13.4% - 21.9% (V)
Balance Transfer Fee
Rewards
Earn 20,000 bonus points (worth $200) if you spend $1,500 within the first 3 months of opening your card.
Receive 2 points for every $1 in gas and grocery purchases, and 1 point per $1 in all other purchases.
Unlimited Patelco Rewards points that never expire.
You can redeem points for cash back, gift cards, travel and more.
Patelco Credit Union Points Rewards World Mastercard® Credit Card's Additional Info
Secured with Zero Liability Protection and Mastercard ID Theft Protection.
Travel Benefits: Travel Accident Insurance, Mastercard Global Service™, Luxury Hotel and Resorts Program, Personal Travel Advisor and Airport Concierge.
Cellphone Protection.
cash advance fee | 2% (min $2.5) |
cash advance APR | 16.40% - 24.90% (V) |
foreign transaction fee | 1% |
smart chip | Yes, chip-and-PIN |
max late fee | $15 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
Patelco Credit Union Points Rewards World Mastercard® Credit Card Pros & Cons
No membership fees
High rewards rate
20,000 points initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Foreign fee
Requires excellent credit
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