P.C. Richard & Son Credit Card
P.C. Richard & Son Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 6 - 36 months, 29.99% APR after that
Balance Transfer
Balance Transfers Not Allowed
P.C. Richard & Son Credit Card's Additional Info
Deferred Interest Details: No interest if paid in full within 6 months on all appliance and electronics purchases.
Deferred Interest Details: No interest if paid in full within 6 months on any mattress purchases up to $998.
Deferred Interest Details: No interest if paid in full within 12 months on any Mac computer purchases.
Deferred Interest Details: No interest if paid in full within 12 months on any Samsung, LG, Sony & Hisense TV purchase of at least $999.
Deferred Interest Details: No interest if paid in full within 12 months on any Weber grill purchase of at least $399.
Deferred Interest Details: No interest if paid in full within 12, 18 or 24 months on any mattress purchases of at least $999, $1,499 or $1,999, respectively.
Deferred Interest Details: No interest if paid in full within 36 months on Samsung OLED, NEO & Frame TVs purchases.
cash advance fee | N/A |
cash advance APR | N/A |
foreign transaction fee | N/A |
smart chip | No |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 23 days |
P.C. Richard & Son Credit Card Pros & Cons
No membership fees
Qualify with fair credit
No rewards
High regular APR
Deferred interest
Compare The P.C. Richard & Son Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$39 |
Purchase Intro APR0% for 6 - 36 months | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR29.99% | Regular APR29.99% (V) | Regular APR35.99% Variable |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about P.C. Richard & Son Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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Can I use my P.C. Richard & Son Credit Card anywhere?
No, you cannot use your P.C. Richard & Son Credit Card anywhere.
This is a store card for appliances, electronics, mattresses and bedding. You can use it online and at 66 P.C. Richard & Son store locations.
P.C. Richard & Son Credit Card Reviews
Share your insights and review for the P.C. Richard & Son Credit Card
What's Your Rating?
I no longer live in jersey city anymore. It is a very good ? store love ❤ shopping there. Great deals and customer friendly. I love shopping there.
P. C. Richard & Son for yourself
The bill was only $267 they gave me 6 months to pay interest-free so that's free so that's a really good deal for me to get the air conditioner for me and was really hot in the summer so I took the deal
I would have paid in full at the store but the salesperson said with my credit history it was unnecessary. thank you. I buy all appliances at this store.
+ 24 WalletHub users submitted a rating without writing a full review
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