- Minimum Credit Required: Excellent
- Network: American Express
- Charge Card:Balance must be paid in full each month
- Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership.
- Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™Select, no foreign transaction fees, bypass airport arrival lines with Global Entry.
- Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more.
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more.
- Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®.
- Basic: $450
- Up to $35; however, if you do not pay for two consecutive billing periods, your fee will be $35 or 2.99%
- Terms and restictions apply.
- This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card.
- No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
If you currently have the The Platinum Card® from American Express and are satisfied or you like the terms of this credit card offer please let your friends know.
Share your experiences, thoughts or just ask a question:
- Anonymous User:
I have had The Platinum Card from American Express card for a while now and I love it. The annual fee pricy but it is well worth it for the benefits you get in return. There are too many benefits to list but some of my favorites is the 24/7-premium global assist hotline. If you run into a problem and need assistance with anything the hotline is most likely able to point you in the right direction and help you out. Another highlight is the Airport Club access you gain with the card, it is really nice to pop into these lounges and relax for a bit while traveling.
May 6, 2013 at 04:30pm
- Elizabeth Smith:
This is my go-to card in my wallet. I travel full-time for work, and I use this card for the majority of my airfare, hotel, rental car, and miscellaneous travel expenses. Although the annual fee is high, the perks are fantastic and well worth it. I use the access to airline clubs (American, Delta, and US) every week. I've also taken advantage of their reimbursement for the fees associated with the Global Entry program. Plus the card comes with access to cruise benefits, access to the American Express Fine Hotels and Resorts program, benefits with Hertz rental cars, and gold status with the Starwood Preferred Guest Program. The card earns American Express Membership Rewards which can be transferred to many frequent traveler program or used to purchase gift cards, travel, or other perks.
April 26, 2013 at 01:40pm
- Ryan M. Usher:
I wasn't impressed with this card, to be perfectly honest. I applied for it almost to prove to myself that I could get a good credit card which requires excellent credit, as a reward for painstakingly building it back up. What I got was a card with so many heavy fees and payment requirements that it felt like I had gotten one of those cards for people with poor or no credit. On top of that, there's the expected hassle of finding yourself someplace that just does not take American Express. It was a poor decision on my part and one I would not make again.
April 19, 2013 at 07:13pm
- Anonymous User:
While some may shy from a credit card with fees there are so many benefits from American Express that make it more than worth it! Apps like Foursquare allow you to receive discounts, through American Express that you would not otherwise receive. This would be a perfect card for business or personal spending! Lots off opportunity for rewards and benefits! Also the customer assistance alone is worth that yearly fee, after a bad experience through my Visa card, I really don't use any other card. They ar every helpful, the wait time is short if at all, and the employees are very helpful. If you are looking for a good card I'd recommend giving this one a try.
March 1, 2013 at 05:22pm
- Perrone Ford:
This is my second year on platinum after having the gold card. I travel fairly regularly, and to be honest, I cannot think of a card I'd rather have in my wallet. The Centurion (black) might have a few more perks, but the $2500 annual fee really takes the fun out of it. The benefits are excellent and I've used most of them. Some balk at the $450 annual fee. To be honest, if you travel at all, the annual fee can pay for itself in a single trip. Getting a free room upgrade at a hotel, and a free night covered 3/4 of the annual fee right there. Saving the cost of a $50/day pass to the lounge on the outbound and inbound flight made up the rest of the annual fee. Not to mention the breakfast credit, $100 hotel credit, free car upgrade rental, etc. If you don't travel, but want the service of AmEx, stay on green or gold. If you travel, this is where you want to be. If you have a 7 or 8 figure income, go ahead and move to Centurion. You're more likely to use that private jet service than us lowly platinum folks. :)
February 28, 2013 at 03:22pm
- Anonymous User:
My family has been using this card for as long as I can remember. It is rather expensive to obtain year to year, but the benefits are worth the cost. It is very good for anyone who travels because the card gets really great hotel discounts and travel benefits. It also makes your travels more relaxing because you can take advantage of airport lounges around big cities in the world. My father travels extensively and he has been happy with what the card has offered him to make his travels more relaxing. This is a wonderful credit card to have if you travel often.
February 8, 2013 at 08:57pm
- Kit Lix:
I have had this card for over 10 years. What I like about it, is I can get into the Delta crown room for free. I can also book my travel with a platinum travel concierge. The membership miles program is an added plus, I have flown around the world using points transferred to Delta Airlines. I also transfer the miles into my Starwood Hotel account for discounts on hotel stays. The only real thing I do not like about it, is the large yearly fee (for two cards it runs me around $600). I do wish they had a cheaper fee so I wouldn't get slapped with such a hefty payment every September.
February 8, 2013 at 08:17pm
- Ray Jones:
I have had this card for a while now and it has generally served its purpose. The yearly fee is a bit much but it is worth it to not worry about expenses for a bit. I also enjoy the customer service from American Express. Everytime I have called them they have been helpful and I get an answer to any question I might have very quickly. This is the only card that I have right now and it has been worthwhile to have it. I also have found that it is great for your credit score if you keep up with payments. I just purchased a new car and got a very good rate. Also the entertainment options are great, such as restaurants and also airline benefits. I have only flown once since having the card but I got some very good rewards.Overall I am impressed with this card and am pleased that I got one.
February 8, 2013 at 07:00pm
- Anonymous User:
This card is not cheap for me to maintain, with annual fees of $450 a year, but it is well worth it. American Express is the king of business credit cards, and the Platinum American Express is the best of their card family that you can apply for (The American Express Black is something else entirely). American Express gives exemplary benefits and protection for business travelers around the world. This card also gives you access to 600 airport priority lounges around the world, saving money on memberships with the various airlines. The entertainment options this card offers are exemplary too. Having this card gives access to the American Express Concierge service, with access to all of the best shows, restaurants, etc. This is the best card to pull out when you want to make a serious impression.
January 3, 2013 at 08:08pm
- Al Roker:
I have 4 cards - all have rewards benefits. The 3 non-Amex cards have no yearly fee but it is much harder to accrue points on them.I use my Amex most because of the extended warranty protection (they replaced a phone and a printer in the years I've been with them), ease of disputing charges, 1 bag free, companion ticket, pay with miles program and ease of accruing miles. I'm okay with the fee because I get much more value than I pay for the card. One thing I have never understood over these many years is what benefit MQM's are? What do I get if I accrue these? I've never seen a feature/benefit statement on any literature or offers. Overall, this is a great card for me.
December 14, 2012 at 03:55pm
- Margarita Vargas:
I Love using the American Express Platinum.
October 18, 2012 at 03:17am
- Jennifer Bussiere Leighton:
I've had the American Express Platinum card for a few years now and have been quite pleased with it. The points add up very quickly. While it is true that I use the card for my larger out-of-the-ordinary purchases, I also find months where I use it only for run of the mill every day needs and still find that my points rise pretty fast. There is a requirement that the balance is due every month, which I have never had a problem with meeting. Redeeming the points is also very easy, doable online. When I did need to have some customer service help I found them to be attentive and reasonable. I'm happy to write a positive recommendation for the American Express Platinum Card.
October 11, 2012 at 06:38pm
- Alexander Insco:
The Platinum American Express card has some strict requirements, needing a superb credit rating, as well as paying the balance in full each month, but offers many nice bonuses if you can qualify for the card. The card offers many helpful benefits for travelers, such as extra discounted tickets, hotel and resort bonus programs (offering exclusive upgrades and other features worldwide). On the negative side, the card has a $450 annual fee (at the basic level), and a $35 late fee (or 2.99%). The points system the card uses basically gives 2 points per booked travel trip, as well a 1 point for every other dollar spent, which is quite nice.
October 11, 2012 at 03:41pm
- Tanya Ray:
I have had the Platinum Card from American Express for a few years now and I love it! The benefits are great! It seems like the Membership Rewards points add up quickly and they give you a ton of things to choose from when redeeming them. I love getting something back for making purchases I have to make anyhow! I use my Platinum Card for just about everything these days. The travel benefits are really helpful too! Not to mention the “exclusive” upgrades that I get to a lot of different places. I also want to say that the customer service for the Platinum Card over at American Express is wonderful! Any problem or issue I have and they help me fix it right away! I have never had any problems whatsoever. I highly recommend getting a Platinum Card from American Express to everyone!
September 27, 2012 at 02:33pm
- Andrew Mozeleski:
I recently upgraded to American Express Platinum Card from their Gold card a month ago. My company offered me the card so the annual fee was waived which is pretty high at $450 a year. The new benefits are excellent. I received 25000 reward points for spending $2000 in the first few months of owning card which is huge benefit. I travel heavy sometimes and the card offers annually up to a $200 refund on any airline fees such as baggage fees. The Platinum Concierge is a great luxury. On my last trip, the hotel lost my reservation. I call concierge and within in 10 minutes they book me a room a mile down the road at a much better hotel with a nicer room at no extra charge. I highly recommend this card even if you personally have to pay the annually fee out of pocket. The card easily pays for itself.
September 27, 2012 at 02:07pm
- Anonymous User:
I must say that at first I was pleased with American Express, but over time became more and more disappointed with them, and specifically their customer service. They seem to be too by the book and are often not willing to be flexible. They are very by the book and all business. Something is missing in this approach to customer service. I will likely cancel my account and seek out a bette company to do business with. There are so many good credit card companies out there, that you should expect only the best customer service and benefits. I will be doing a little shopping around in search of a better deal. I like CardHub as it offers a wide range of opinions on a variety of credit card products. This has been a big help.
September 5, 2012 at 05:10pm
- Danny Boatright:
I signed up for this call when I was contacted by an American Express sales rep over the phone. I have not had any problems with it so far.This card is great if you own a business or just spend a lot. It is a high profile card and I would only recommend it if you are going to be using it a lot. The only negative thing I would have to say about it is that the annual fee is a little high and if you don't use the card enough, you might not make enough rewards to make it worth your while. The rewards can be very useful, however, if you are spending with the card on a daily basis. The points rack up fairly quickly and the 25,000 membership rewards points when you spend 2,000 during your first three months is a great deal. I would definitely recommend this card.
August 30, 2012 at 07:06pm
- Barbara Woltmann:
I've been an American Express Card member since 2007. I started with the Gold card and was offered an upgrade to Platinum about a year after that and have loved it ever since. The annual fee is definitely a little steep but it comes along with great benefits and rewards and I've never had a problem disputing charges. Actually, in most cases American Express has gone and fixed the problem themselves before I've even called. I've also done some of the members only events and they were amazing. I took a one night cruise just for cardholders for the christening of the Norwegian Gem cruise ship where John Mayer performed in a very intimate setting, and Bobby Flay designed the menu and on board for a book signing. I especially love that you can now use your points for almost any rewards you can think of, and if its not specifically on their list they will figure out the point amount for you so you can get whatever you want. You can now also pay your bill using points as well. This is a great card that I use almost everywhere I go. Highly recommended.
August 30, 2012 at 04:01pm
- Anonymous User:
I have been using my American Express card for over 5 years now and I have never had any complications/problems with it. My sister signed me up for the card because I informed her that I needed one to build up credit for the future. She was already an Amex member so she decided to sign me up and I am very thankful. I've never had any issues with the card while making purchases. Therefore, I have never had the opportunity to call customer service but I'm sure it's excellent. The benefits are very good and the website is easily accessible. The benefits from the airline miles are worth signing up for if you are an avid traveler. I would highly recommend getting an Amex card for first time users.
August 22, 2012 at 06:53pm
- Anonymous User:
I am quite pleased with my American Express card. I am a relatively new cardholder and this card is a pretty good initiation. My dad also has the same card and he got some kind of deal for both my brother and me! The annual fee is about half because my dad actually pays the full amount. I feel a little above my means using the card, because at the full $450 price, I really doubt that I would have been able to afford it at all since I am still in school. I do travel home to and fro from home to college quite a bit so the access to private lounges is really nice. Despite the perks of the card, it does have a real downside that I just cannot overlook. Often times, I will go to pay at a small businesses establishment, and it turns out that they just do not accept American Express at all! This is kind of annoying to say the least, because I really like little out of the way restaurants and botiques. I think this card is really for the more well off person who visits mostly areas where businesses all accept American Express. This is also the reason, that I may just have to get another card, because I can only carry so much cash on me... Another great thing about the card that I adore is the points! Personally, I don't have enough to get anything fabulous, but my dad amounts enough to get something cool every now and then.
August 6, 2012 at 05:53pm
- Frank Avalos:
I've had this card for a while now and it has proven to be a quality choice many times over. The strengths of this card alone far outweigh any negatives like the $450 annual fee. For example, there is a terrific concierge service, an airport lounge program, and several promotional opportunities. Then there is also protection features like the 3 month coverage from theft, and protection on many items you purchase. You can also send an item to Amex for a complete refund minus shipping if the initial retailer refuses to take an item back, and at up to several hundred dollars per item, which is great for items with no return policy. Customer service has also been absolutely brilliant, and at least as far as I'm concerned, these experiences alone have validated the high value of the credit card.
July 25, 2012 at 05:06pm
- John Antonio Tanne Q:
I have been using the American Express Platinum Card for almost 3 years now and I must say that gives me a lot of benefits. The 25,000 membership rewards points when you spend 2,000 during your first three months of card membership is a great deal. They gave you 1 point for almost every dollar you spend. Well, and you can get access to a lot of good lounges. I travel a lot so these are greats pros. I think their service is what really beats out the competitors. But I have to say that this credit card has an annual basic fee of 450, and you have to pay your full balance credit card every month. If you spend 5,000, you must pay the whole 5,000. Overall, I'm thinking in dropping the card. 450 annual fee is just getting to expensive for me. But I have to say, you get a lot of prestige just by owning the card.
July 25, 2012 at 02:05pm
- Michael Charvat:
This card is a good platinum card for what it is worth. First off the reward you get for spending only 2000 dollars is quite substantial you get 25,000 points for their membership plan which I feel if you use your card for normal purchases and bill payments you will easily make it to the 2000 dollar mark and earn your reward points.with this card you also get 200 dollar airline fee credits which can be very great for extra bags and other uses.To me the best part is you get an exclusive upgrades at quite a bit of hotels and resorts you may visit when you travel. I give this 5 out of 5 and one of the best platinum cards I have had.
July 12, 2012 at 07:43pm
- Bailey Thompson:
This card has treated me very well. The airline miles are great! I have been able to do much more traveling than I expected this year because of this. I traveled abroad to Costa Rica and used this card all of the time. I felt very safe and secure using it, and did not have any problems. I have always paid my balance every month so I have not had any experience with how it works if you don't. But if you can pay your balance off each month, the fees are very reasonable. I had a question about my bill and customer service was able to explain it to me in a way that I understood (after explaining my situation to several different people). I would recommend this card to someone, especially if they travel a lot.
June 21, 2012 at 10:35pm
- Shannon Scott Johnson:
I have always been a huge fan of AMEX, there cards have always been a blessing to me. I didn't care for the annual fee but sometimes we have to accept things we don't want to. The rewards membership is pretty cool to me. Customer service is decent, a little slow, but all in all satisfactory. I have never actually used the airline credit but am planning a trip in the near future and am looking forward to taking advantage of this.
June 21, 2012 at 05:32pm
- Katrina Erck:
I absolutely love my American Express card! I love the customer service that the company provides whenever you call, and I love that when I upgraded from my Gold to Platinum card, they prorated the annual fee (and even gave me back a little bit as a "thank you.") One of my favorite things about the card is the sense of security I have whenever I travel with it, as I know that American Express will take care of me if something bad happens with my card. I love that I can get access to the Admirals Club with American Airlines as a perk for this card. When I travel, I like to be in a quiet, relaxing place before I get on my plane. Also, I love the "Destinations" magazine you get with your Platinum card, as I love to read about traveling and culture in general. If I had to get rid of all of my cards except for one, I would keep my American Express card hands down!
June 21, 2012 at 04:26pm
- Victoria Rose Gawlik:
I've had only good experiences with this card. Last year I went abroad, with help from the airline travel I received from the card, and American Express made it easy for me to get in contact with them and even easier for me to keep track of my funds. I would say the best thing about the card is the company that it is based through, I really feel like the people who I contact are there to help me. Recently, I had some trouble with a certain seller charging my account for items I did not purchase. I called American Express and less than a week later I got a email telling me that the charges were taken care of. All in all I love this card but I mostly love the company and what they are willing to do for their clients.
June 14, 2012 at 03:57pm
- Deidre Rene:
I personally love this credit card! As other reviewers have mentioned, the airline credit is great. This is especially valuable to me as someone who travels a lot. The rewards are also great. Twenty-five thousand bonus points just for spending 2 grand! That's awesome! I always feel like I'm getting something special when I earn points, and there are always extra ways to earn them. I also love that they don't expire which was a major problem I had with lesser cards. Overall, I think the annual fee is very reasonable considering all the perks you get. Overall, it's my favorite card.
June 1, 2012 at 10:12pm
- Won Buddy Lee:
I forgot about global entry rebate, so if you include $200 airline credit, global entry rebate ($100) + 25k points (valued at about $350), u get more than what you pay for first yr, but I still standby what I said: unless you are a high roller, don't get this card.
April 12, 2012 at 04:56am
- Won Buddy Lee:
Dear Margie and Joe. I have one question. I notice u guys commenting a lot on these cards, an I wonder whether you have used them yourself? I have previously owned this card, when I was doing hardcore travelling. As Margie spelled out nicely, this is a wonderful card to have, if you travel often. Lounge certainly is great, but to be honest, if you are someone who can afford $450 annual fee without flinching, that means you either fly higher class cabin (thus you get lounge anyway), or you are probably high tier member for many airlines, and u get lounges anyway. so why is this card good? BESIDES the pros and cons Margie already listed except: 1) 200 airline credit is flat out awesome. You somehow packed too much, and airline charges you money? No problem. Put it on amex plat, and they give you back. had to make changes due to unforseen circumstances? no problem. amex plat got your back. 2) while Margie put this as cons, their "glorified" customer service - aka concierge service is great. You need anything ANYWHERE around the world? just call the number on the back, (they give you number to call for each country, so you don't have to make international calls for 1800 number), and they can direct you to anywhere, and assist as best as they can. I used its service and found them to be so valuable, and each story will be too long to list. 3) Margie is wrong, in that amex DOES have shopping mall, and having amex plat gives you opportunities to earn 4x, 6x, and sometimes 10x points. 4) if you are a fan of exclusive privledge, and high-end resort and hotels, this card can help you tremendously. So what's the final verdict here? Let's be honest cardhub. This card is geared toward high spenders. The prestige that comes with owning amex plat is significant. Its like people asking why do you drive Benz when your good ol' Scion can get you there just fine? Same thing. This card has that special feeling. You have to ask yourself if you are worth it to get this card at $450 per yr. (no first yr free too! sheesh). why do I say let's be honest cardhub? It's because cardhub gets referral fee for people signing up for credit cards. But there are already other websites that cater toward high spenders/prestige group that either have/or be exposed to this card already. i think the major target group for cardhub is either newcomers or those who need 2nd or 3rd card, and not a charge card that on average annual spending is close to $180,000. Yes , that's the average spending each person makes on their amex plat, who owns this card. So unless you aim to put about 80-100k on this card per yr, its not worth it.
April 12, 2012 at 04:54am
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The card information shown on this page was last updated: June 6th, 2013 at 5:14 EDT
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