The Platinum Card® from American Express

The Platinum Card® from American Express Sponsored Card
  • Minimum Credit Required:Excellent
  • Network: American Express
  • Charge Card:Balance must be paid in full each month
  • Rating:
    4.8
    8 votes - Cast your vote
 
Proceed
 
 
Rewards & Benefits: Yes 
  • 25,000 Membership Rewards® points bonus, redeemable for one domestic round-trip Coach-Class airline ticket, when you spend $1,000 during your first three months of Card membership.
  • Earn 2 points just for booking your next trip online and 1 point for virtually every dollar you spend on your Charge Card.
  • New GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass.
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees.
  • Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more.
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide.
 
 
Annual Fees:
  • Basic: $450
 
 
 
Late Fees:
  • Up to $35; however, if you do not pay for two consecutive billing periods, your fee will be $35 or 2
 
 
Proceed Additional Info:
  • This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card.
  • No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
 
 
Your Recommendation
4.8
Your Rating: 1 2 3 4 5  
Overall Rating: 4.8 / 5 from 8 users

If you currently have the The Platinum Card® from American Express and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
 
 
 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Joe Weider:
    You know, people don’t really talk about charge cards that often, but they are actually pretty popular among those with excellent credit scores. The reason for this is that charge cards often have some of the most lucrative, interesting rewards attainable with plastic, and that includes rewards credit cards (the only difference between a charge card and a credit card is that you have to pay your bill in full every month w/ a charge card). American Express is one of the most active major credit card companies on the charge card market, and The Platinum Card is one of the companies premiere charge cards. The first thing that you probably notice about The Platinum Card from American Express is that it has a $450 annual fee. That doesn’t necessarily mean it’s a bad card though because banks sometimes charge high annual fees in return for extra rewards, meaning whether or not you get this card depends on if the rewards it offers are worth at least $450 a year to you. In terms of rewards, American Express’s Platinum Charge Card offers enough bonus points after you spend 1k during the first 3 mo. to get a roundtrip domestic flight. It also gives you $200 in Airline Fee credits each year, a free companion ticket with a first class or business class ticket purchased through Amex’s travel services, airport club access, and deals on upgrades at hotels. Then there’s the typical 1 point for every $1 you spend with the Platinum Card from American Express and double points for trips booked online. I’d have to say that this stuff does seem pretty valuable IF you travel very frequently and you like to do so in style. Still, if free flights, airport lounge access and hotel upgrades are what you’re after, there are likely cheaper options out there. The Southwest Airlines Credit Card is currently offering 2 free flights, so that’s at least one offer worth checking out.
 

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