The Delta Platinum Amex Card is a good airline credit card for people who travel a lot and always fly Delta. Although Amex Delta Platinum has a
$350 annual fee, the card’s many benefits can make it worth the cost for frequent flyers. That is especially true for cardholders who spend
$4,000 within
6 months of opening an account, travel with a companion at least once per year and count dining, Delta airfare and hotel reservations among their top expenses.
That type of spending profile is what’s needed to earn the card’s initial bonus:
90,000 miles. Plus, cardholders can take advantage of its annual companion certificate and ongoing bonus rewards rates. And if you’re planning to apply for TSA PreCheck or Global Entry for faster airport screening, the application-fee credit available to cardholders is yet another reason to apply for the Delta Platinum Amex Card.
On the other hand, you should not apply for the Delta SkyMiles® Platinum American Express Card if you don’t have at least
good credit, aren’t planning any flights or hotel nights anytime soon, or don’t expect to pay the bill in full every month. Applicants need a credit score of at least 700 for high approval odds. There are better, cheaper rewards cards for everyday spending. And this card’s APR is higher than average.
Delta Platinum Amex Review Highlights
Plenty of Delta Platinum Amex Benefits
The top Delta Platinum Amex benefits are airport lounge access, a free checked bag on each Delta flight, an annual companion ticket, a TSA PreCheck or Global Entry application fee credit, and more.
Amex Delta Platinum Companion Ticket
The Amex Delta Platinum companion ticket benefit is a nearly-free domestic, Caribbean, or Central American round-trip companion ticket after each account anniversary, when you renew your account for another year. All you have to pay is up to $80 for domestic flights and up to $250 for international flights in taxes and fees.
Get Closer to Medallion Status
With MQD Headstart, you receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Medallion Status. Plus, for each $20 in purchases made on your card you earn $1 MQD. For context, one of the requirements for the lowest Medallion Status level, Silver, is to earn $5,000 MQDs in a year.
Rewarding Delta Platinum Card Bonus Offer
The current Delta Platinum welcome offer is
90,000 miles after spending
$4,000 in the first
6 months. Each Delta mile is worth an average of
1.15 cents.
Bonus Rewards Rates in Popular Spending Categories
The Delta Platinum Amex Card gives the most ongoing rewards on Delta airfare and purchases made directly with hotels, at 3 miles per $1 spent. Restaurant purchases (including takeout and delivery in the U.S.) and purchases at U.S. supermarkets also earn you 2 miles per $1 spent. All other eligible purchases yield 1 mile per $1, which is a standard base earn rate for a rewards card.
Pricey Delta Platinum Amex Annual Fee
The Delta Platinum Amex annual fee is
$350. For comparison, the average annual fee among current credit card offers is
$21.58, and there are plenty of travel credit cards with no annual fees.
No Delta Platinum Amex Foreign Transaction Fees
The Delta Platinum Amex foreign transaction fee is
0%. In contrast, the average credit card offer has a
1.56% foreign fee.
Finally, the Platinum Delta SkyMiles credit score requirement is
good or better, which means applicants generally need a 700+ credit score for good approval odds. You can
check your latest credit score for free on WalletHub to estimate your chances.