Public Savings Bank Classic Secured Visa® Credit Card

We're sorry, but this offer may have been discontinued and may no longer be available to new applicants. Below is the card's latest information according to our records from when it was last available to new applicants through this website.

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Public Savings Bank Classic Secured Visa® Credit Card
  • Minimum Credit Required: Bad
  • Network: VISA
  • Online Response:No
  • Secured Credit Card:Min Deposit of $375
 
 
 
Details
  • No Annual Fees or Monthly Maintenance Fees
  • Choose your credit limit from $300 to $2000
  • The minimum security deposit is $300. However, the application fee of $75 needs to also be paid upfront, which means that you need a minimum of $375 before you can open a Public Savings Secured Card.
  • After the first year, Public Savings Bank will charge you a Credit Limit Increase Fee of $25.00 each time you add Deposit Funds and increase the Credit Limit and a Credit Limit Decrease Request Fee of $25.00 each time you request a reduction in your Credit Limit.
 
 
Fees
Annual Fee None Monthly Fee None One-time Fees $75
 
 
Purchases & Cash Advances:
Purchase Rate 11.24% (V) Grace Period 25 days
Cash Advance Rate 18% (V) Cash Advance Fee 3.5% (min $5)
 
 
 
Rewards: No 
 
 
Penalties:
Max Late Fee $20 Max Overlimit Fee None Max Penalty APR None
 
 
Your Recommendation
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Overall Rating: 0.0 / 5 from 0 users

If you currently have the Public Savings Bank Classic Secured Visa® Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
 
 
back to top Reviews & Discussion

Share your experiences, thoughts or just ask a question:

  • Robinson Htfcom:
    Does anyone have a numbe for Public Bank?
    December 19, 2012 at 11:36am
 

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Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Public Savings Bank Classic Secured Visa® Credit Card shown on this page.

The card information shown on this page was last updated: May 2nd, 2013 at 11:37 EDT


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