The Ritz-Carlton Credit Card

The Ritz-Carlton Credit Card
  • Minimum Credit Required:Excellent, Good
  • Annual Fee:$395
  • Network: VISA
  • Rating:
    4.24.2 / 5 from 32 votes - Cast your vote!
 
 
 
Rewards: Yes Type:  Points - Hotel Specific
Initial Bonus 50,000 points Base Earn 1 point / $1 Max Earn 5 points / $1 Earn / Redeem Limit No
Reward Details:
  • In recognition of your status as a Founding Member, we'll award you with 50,000 Ritz-Carlton Rewards points after you use your card for the first time.
  • Earn 5 Ritz-Carlton Rewards points per $1 spent at The Ritz-Carlton.
  • Earn 2 Ritz-Carlton Rewards points per $1 on qualifying airfare, car rental and dining purchases.
  • Earn 1 Ritz-Carlton Rewards point per $1 on all other card purchases.
  • Redeem your points for complimentary stays, room upgrades and other distinguished rewards. Or transfer your points into miles with a leading airline miles program as a benefit of The Ritz-Carlton Rewards Program
  • Special hotels privileges when you stay: $100 credit for dining, spa and hotel recreational activities with each two-night stay or longer; Automatic Gold Elite status your first year.
  • Exceptional travel privileges: Airport lounge access, $200 airline incidentals credit, 24-hour J.P. Morgan Premier Concierge Service
 
 
Purchases:
Intro Rate Not Offered Intro Period N/A Regular Rate 15.24%
Balance Transfers: 
Intro RateNot Offered Intro PeriodN/A Regular Rate15.24% Balance Transfer Fee 3%
Cash Advances:
Cash Advance Rate 19.24% Cash Advance Fee 3% (min $10)
 
 
Additional Info:
  • Travel planning - including airline tickets, car rental and hotel accommodations.
  • Dining reservations - everything from a group gathering to an intimate dinner for two.
  • Our comprehensive travel insurances and comprehensive protections will give you peace of mind wherever you go, including trip cancellation/delay insurance, emergency medical coverage, 24-hour travel and emergency assistance services, lost luggage reimbursement and several others.
  • Premium cardmember travel advantages.
  • Ticket procurement - concerts, sports, shows and other special events.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  N/A
  • Max Penalty APR:  29.99%
  • Grace Period:  21 days
  • Online Response:  No
  • Foreign Transaction Fee:  None
 
 
Your Recommendation
4.2
Your Rating: 1 2 3 4 5  
Overall Rating: 4.2 / 5 from 32 users

If you currently have the The Ritz-Carlton Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
 
 
 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

 

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the The Ritz-Carlton Credit Card shown on this page.

The card information shown on this page was last updated: May 14th, 2012 at 10:01 EDT


Secure Online Applications The online credit card
application for this card uses
Secure SSL Technology