All Credit Cards » Synchrony Bank Credit Cards

Sam's Club® Business Credit Card

sams club business credit card
Required Credit Score:
Good
4 175 reviews   Write a Review
JUMP TO: REWARDS | APRs | REVIEWS | Q&A | CUSTOMER SERVICE INFO
Existing Cardholders
 
 
 

Sam's Club® Business Credit Card’s Rewards

Bonus
None
Base Earn
1%
Max Earn
5%
Earn / Redeem Limit
Yes
  • 5% on gas at gas stations and on gas at Sam’s Club (on the first $6,000 per year in purchases, then 1% on purchases after)
  • 3% on dining and travel
  • 1% on other purchases

Sam's Club® Business Credit Card’s Key APRs & Fees

Intro Rate on Purchases
Not Offered
Intro Rate on Transfers
Balance Transfers Not Allowed
Regular Rate
14.9% - 22.9% (V)
  • ANNUAL FEE None

Sam's Club® Business Credit Card’s Additional Info

  • MAX LATE FEE   $39.99
  • MAX OVERLIMIT
    FEE  
    $35
  • MAX PENALTY APR   29.9% (V)
  • GRACE PERIOD   20 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE
    RATE
    19.9% - 25.9% (V)
  • CASH ADVANCE
    FEE
    3% (min $5)
  • FOREIGN
    TRANSACTION FEE  
    3%
  • SMART CHIP   Yes
  • MasterRental, Purchase Assurance and Extended Warranty.
Apply Now
at Synchrony Bank ’s
secure site
back to top

Sam's Club® Business Credit Card Reviews

 
Your Rating: 0 edit
Your Rating:
0
1 2 3 4 5
 
3.8
Overall Rating: 3.8 / 5
Total Ratings: 175
Sort by:
Mar 25, 2015
Photo of Michael F.
1
By:
Mar 25, 2015
Their interest rates are terrible. You have to have an 825 credit score to get their best. I have almost an 800, and the interest rate they gave me is 22.9%. My other cards are around 9-12%. Not worth the rewards when you can get similar ones with cards that offer lower interest rates, like Costco and AARP.
Mar 20, 2015
Photo of Andre B.
1
By:
Mar 20, 2015
I have had my account with Sam's club for a couple of years now. The credit card through Symphony bank, initially a Discover card now MasterCard, has never issued any rewards to me. Each time I called to find out about the rewards the story changed or they pushed the date out or just outright lied about sending the check. I just got off the phone with them and was told it was sent Feb 21. I asked to where they sent the check and Mike (Employee ID: 469952) stated it was sent to the address I gave them when I gave him in the beginning of my conversation. I more
Feb 3, 2015
Photo of Cassandra V.
1
By:
Feb 3, 2015
I applied for the Card for the Cash Back Perks. I went into Sams club to apply specifically for the Sams Mastercard. I emplyee tried to sign me up multiple times and said I was not approved for the master card. From there they sent me to customer service where she then signed me up for the card. Come to find out she signed me up for the Store card with NO BENEFITS for a $3000 limit, HA!. I was furious, I had not given them permission to do so. I fought with phone customer service to have the card taken off of my credit and to close the account. more
Sep 19, 2014
Photo of Norma T.
5
By:
Sep 19, 2014
Sam's Club credit card is easy to use.
Sep 4, 2014
Photo of Charles M.
1
By:
Sep 4, 2014
The customer service for this MasterCard which is issued by Synchrony Bank(aka formally GE Financial) is a real disaster!!! I believe they dragged people off the street to man the phones! Need I say more.
Aug 19, 2013
Photo of Bela K.
2
By:
Aug 19, 2013
The Sam’s Club Business Card is not my favorite. Out of all the cards I own, I probably dislike this one the most. There are a few downsides to using this card. First of all the cash advance fee is a minimum of five dollars. I don’t how many other people often use cash advance, but I do, so this really bugs me. Secondly, the late fees and overlimit fees are too high for my taste. The few good things about this card are, one, there is no annual fee, and two, they have a nice rewards program. Really weigh the pros and cons before opening a Sam’s Business Card. more
Aug 15, 2013
Photo of Craig G.
3
By:
Aug 15, 2013
I don't see why the Sam's Club card (same company as Wal-Mart) would use the Discover network. That is the biggest drawback of this card since Discover is not a popular card and is not accepted in many places. The rewards program is good but it is capped at a certain level. I'm not really feeling that, I think that if you use a credit card, there should be no limits on earning. There is no annual fee which is nice, but there are other problems. The cash advance fee is high and the grace period is really short. I think that this card could hurt people if they aren't more
Aug 15, 2013
Photo of Jenny M.
5
By:
Aug 15, 2013
The great thing about the Sam’s Club card is that you can only use it at certain places. I like a card that is not available to use basically at the store and not available to use everywhere else. The fact that it is only offered through Discover is a little disappointing, but it is still a good card. If you are a business owner, the car is also good because of the 2% that you get back after so many purchases. Overall this is a very good card for businesses or for regular users. I have owned my card for many years now and I love it. In contrast, more
Aug 12, 2013
Photo of Ariyana S.
4
By:
Aug 12, 2013
The first thing that is worth mentioning is that the Sam’s Club credit card is offered through the Discover network, which is slightly less popular than Visa, but effective all the same. It shouldn’t be an issue for concern, but it’s just to note that it deviates from the standard of most other credit card offers a bit. As for the actual value of the card, it seems perfect for the business owner who finds themselves purchasing in bulk. It seems like this card was developed to enhance the Sam’s club experience by offering base percentage rewards instead of using a points system. I like that they deal in percentages more
Aug 9, 2013
Photo of Edward D.
4
By:
Aug 9, 2013
If you're a business owner and do a lot of purchases through Sam's Club, Sam's Club Business Credit Card
honestly isnt that bad for you. 2% back over a long time and many purchases at Sam's Club will net you a lot of savings. 1% for everything else isn't that bad, it just isn't what makes the card worth it. APR is alright too, probably could get better but it just is another credit card and you probably will find something better. The one downside is that it doesn't have an introductory rate. This card would be amazing if it had that but you can't get everything you wish from more
Aug 5, 2013
Photo of Benjamin X.
4
By:
Aug 5, 2013
This credit card seems helpful if you're a business plus member at Sam's Club only, I wouldn't even consider it otherwise. The Sam's Club Business Credit Card offers 2% back on all purchases if you were a business, which is amazing. 2% is already unheard of almost for most cards (you do need to spend quite a bit to get the 2% back though), although the 1% cashback for a regular business member is not nearly as exciting, and equivalent to a regular card. If I was a business owner, I would much rather consider this card over my current TrueEarnings Card from Costco and American Express, but perhaps not more
Aug 2, 2013
Photo of Mike G.
4
By:
Aug 2, 2013
Current members of Sam’s Club might want to consider getting a Sam’s Club Business Credit Card as a way to get a little extra cash back on your regular purchases. Since Sam’s Club only accepts Discover, Master Card and debit cards, chances are you are not able to take advantage of any Visa cards you have with high rewards programs on them. There is no annual fee for this card, but take into consideration that you are paying a yearly membership fee for the privilege of shopping in their store. If you are already making regular trips to Sam’s Club for your business though, you can earn 2% cash back more
Aug 1, 2013
Photo of John W.
3
By:
Aug 1, 2013
The Sam's Club card does not seem to be as generous as other cards available. I use an Amazon Rewards Visa and I earn 3% back on purchases made at Amazon. I feel that this cards 2% cashback reward for making purchases at Sam's Club is very low. I would prefer something a little more competitive to other cards available. However, the interest rates seem to be inline with my Amazon card so it is competitive in that aspect. In the end I don't think this is a card I would change to because the reward at the store are not that enticing.
Page: 1
+162 users submitted a rating without a full review
 
Related Credit Card Categories

Sam's Club® Business Credit Card is related to the following credit card categories:

CardHub is an independent card comparison service.

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Once you click the "Apply Now" button, you will be directed to the issuer's website. Before applying, we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Sam's Club® Business Credit Card shown on this page.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted toward the top of the page using the designation "Sponsored Card", when applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.

Regardless of advertiser status, none of the information on CardHub constitutes a referral or endorsement of the respective issuer by us, or vice versa. Furthermore, it is important to note that the inclusion of non-sponsored cards on CardHub does not indicate that issuer's involvement with the site. Information is displayed first and foremost for helping consumers make better credit card decisions.

Last updated on: Apr 27th, 2015 at 11:03 EDT