Sheetz Credit Card

sheetz credit card
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167 reviews   Write a Review
Info about the Sheetz Credit Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
Existing Cardholders
Change my rating to: Excellent

Sheetz Credit Card’s Rewards

Base Earn
1 point / $1
Max Earn
5 points / $1
  • 5 points for every qualifying $1 inside Sheetz.
  • Up to 5ยข off for every gallon of gas purchased at the pump at Sheetz locations when you use your Card
  • Earn 1 point for every $1 spent everywhere else.
  • Hundreds of ways to redeem reward points; including Sheetz gift cards, retail merchandise, cash back as a credit to your account, and more

Sheetz Credit Card’s Key APRs & Fees

Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
16.24% - 20.24% (V)

Sheetz Credit Card’s Additional Info

  • MAX LATE FEE   $37
  • GRACE PERIOD   21 days
    25.49% (V)
    5% (min $15)
  • SMART CHIP   Yes, chip-and-signature
  • No Annual Fee.
Apply Now
at First National Bank of Omaha’s
secure site

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Sheetz Credit Card to our community.

Where can I see a list of items I can use to redeem some of my reward points?

Photo of Card H.
Dec 10, 2015
You can see a full list of redemption options after signing in to your online account at: . At the very least, we know that you’ll be able to redeem for a statement credit, a Sheetz gift card or merchandise. Hope that helps.
5 Votes 6 1

Can a person get a cash advance with the Sheetz Visa and how do they do this?

Photo of Card H.
Jun 7, 2016
Yes, you can get a cash advance at any ATM, provided that you have obtained a PIN from the card’s issuer. To get your PIN, you can call customer service at 888-295-5540.

Just take into account that cash advances are quite expensive, as you’ll have to pay a fee equal to 5% of the amount that you withdraw or $15 (whichever is higher) and interest will immediately begin accruing at a rate of 25.49% (V).

You can learn more about cash advances in our article here: .
2 Votes 3 1

Is it better to use the credit card at the pump and save 5 cents/gallon or pay inside and receive 5 points for every dollar spent and use the rewards to pay off credit card?

Photo of Card H.
Mar 3, 2016
Unfortunately, Sheetz fuel purchases, whether you make them in-store or at the pump, will not earn points. Rather, you will benefit from an immediate price reduction of $0.05/gallon. You will only earn points on non-fuel purchases at Sheetz (5 points per $1 spent) and purchases made elsewhere (1 point per $1 spent). Hope this helps.
1 Votes 1
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Customer Reviews

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4.5 out of 5

167 reviews
Photo of Jane G.
Oct 15, 2014
tried to use card at sheetz for gas It wouln't take it had to use other card
Photo of Jennifer F.
Aug 19, 2013
If you frequently go to Sheetz gas stations, then the Sheetz Credit card would be beneficial for you. There is no annual fee on the card, so that is one of the benefits to this card, as well as able to earn 5 points for every $1 you spend inside Sheetz. You will also make 5 cents per gallon when you use your card at the pump, and 1 point for every $1 you spend. Another benefit to this card is that you will receive free gas, free food, and anything free in the Sheetz store. There is nothing but positives to this card, and it should definitely be considered.
Photo of Edward D.
Aug 12, 2013
If you shop at Sheetz gas stations, Sheetz Credit Card is actually better than most gas station cards and worth picking up. You get 5 cents per gallon of gas you pump which definitely will add up over time and save you a great amount of money. When you go inside for a soda or any snack foods, its 5 points for every dollar you spend. Those things are amazing deals and will net you gas, food, and other free stuff inside Sheetz. The APR is decent, but just pay off your card right away and thats no issue right? Sadly it doesn't offer an introductory APR though, probably the more
Photo of Harry K.
Aug 9, 2013
If your like me you love Sheetz, the food, the friendly staff and the cheap gas prices. The only issue is that you don't always have enough cash to go. Well Sheetz has answered our prayers with the Sheetz Credit Card. This great card has some amazing offers that come with it, like saving 5 cents a gallon on gas when you use your card at the pump, they also offer reward points in the store when you purchase items that can be used at a later date for things like free food, free gas or even cash back. You get all of that plus a low 16-20 APR. Talk more
Photo of Frank P.
Aug 5, 2013
I don't really like this card when you consider it's base amount of cash back if pretty much equal to any other Visa card's standard reward program. 5 cents per gallon is the same as 1.25% back when gas is $4/gallon, and the reward rate goes down as gas gets more expensive. My Capital One Venture card gets 1.25% back on every single purchase and is also a Visa, I see no reason to get this card because of that. Purely looking at this card from a rewards perspective I would not advice getting it when there are better cards out there.
Photo of Alan T.
Aug 5, 2013
I do not think that the Sheetz credit card is that great. There interest rate that they charge is higher than the current national average, and in my opinion, that is much more significant than most other factors. They do offer some decent rewards, but I think that this is all fairly standard these days for most credit cards, so I don't really give them any advantage in that department. I wouldn't consider getting this card until they have a more competitive interest rate. I think that there are other cards with similar rewards that charge less, so I don't see much reason for it.
Photo of David B.
Aug 2, 2013
As is the case with many specialty rewards cards, the Sheetz Credit Card has no intro rates for either balance transfers or purchases. Unlike the Valero Gas Card, it does offer the ABILITY to transfer balances, but with a sky high fee of 5% tacked on. The regular interest rates are quite good in comparison to other reward cards however, and since the Sheetz Credit Card has no annual fee and doesn't require a spotless credit history, I can recommend it to people who will be able to take advantage of this specific reward program. The grace period is noticably shorter than some, though...if only by a few days.
Photo of Mike G.
Aug 2, 2013
If you live in one of the six states that have Sheetz locations and visit it frequently, the Sheetz Credit Card is a great way to save even more money at this convenience store and gas station. You will get 5% back at the pump or in the store and 1% everywhere else, with the option to redeem for gift cards, cash back, or savings at Sheetz stores. While other cards offer sign up bonuses when getting the card, Sheetz doesn’t have any sort of incentive for new members which is disappointing. The interest rate is also pretty standard compared to other Visa cards with a similar rewards program.
Photo of Michael H.
Aug 1, 2013
The Sheetz card does not match up to some other cards in the same class. I have a Bank of America cash back card that has a lower interest rate, better rewards, and a lower balance transfer fee. I think this would be a good card for people who don’t have perfect credit and can’t get something better, as long as they’re not really concerned about the rewards which seem sub-par. While my Bank of America cash back card and other rewards cards aren’t quite so restrictive, Sheetz limits you to spending their rewards inside their store. While that’s understandable given their business, it’s not great for the consumer. more
Photo of Andre F.
Jul 31, 2013
At first glance, I can see that the Sheetz card does not match up to the card I have now. Using a Chase freedom has gotten me used to terms and services which grant me freedom while also giving me the most bang for my buck. Starting off with no offerings for intro rate for purchases of balance transfers makes me a little scared as I'm still building credit and the offer of 0% on the Freedom card for 15 months makes it more attractive. The issue with rewards is there too, no offering of an initial bonus, you can get back money on all purchases, not just whatever is more
Photo of Jordan W.
Jul 31, 2013
The Sheetz Credit Card seems like a standard credit card with some benefits, but drawbacks as well. The rewards program seems to be lucrative and allows for easy customization, but the lack of an initial bonus kind of turns me off to the program. I also don’t like that there isn’t a lower interest rate when you begin using the card. However, all of the rates seem to be standard and fair for a credit card, and the 3 week grace period seems to be very lenient to me. While this card is nice, it doesn’t stand out enough to make me switch from my current Union Bank credit card. more
Photo of Frederick C.
Jan 8, 2013
Sheetz credit card makes one of the lowest gas station prices even lower. Compared to other stations around my city, Sheetz is typically on par with the lowest or even a few cents cheaper. Using the Sheetz credit card, it allows me to save an additional 5 cents on top of that, which can add up quickly in savings. The APR is in line with other credit cards, but many of those don’t offer the types of rewards Sheetz does. They have a points system that has proven to be exceptional value for purchases made inside the store, and that can come in handy when looking for a late night more
+155 users submitted a rating without a full review
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Last updated on: Jul 21st, 2016 at 9:21 EDT

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