Sony® Card from Capital One®

sony card
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460 reviews   Write a Review
Info about the Sony® Card from Capital One® has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
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Change my rating to: Excellent

Sony® Card from Capital One®’s Rewards

5,000 points
Base Earn
1 point / $1
Max Earn
5 points / $1
  • Earn 5,000 bonus points after first purchase in your first 90 days
  • 5 points per $1 spent on Sony┬« purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on movie theaters, movie rentals, music downloads and digital streaming and subscription services
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more

Sony® Card from Capital One®’s Key APRs & Fees

Purchase Intro APR
0% until August 2017
Transfer Intro APR
Not Offered
Regular APR
14.24% - 24.99% (V)

Sony® Card from Capital One®’s Additional Info

  • MAX LATE FEE   $35
  • GRACE PERIOD   25 days
    23.24% (V)
    3% (min $10)
  • SMART CHIP   Yes, chip-and-signature
  • 0% intro APR on purchases until August 2017, 14.24% - 24.99% variable APR after that
  • No annual fee

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Sony® Card from Capital One® to our community.

Can I manage my account online?

Photo of Card H.
Nov 15, 2011
Absolutely - the Sony Credit Card is issued by Capital One so you can just go to and manage your account online
12 Votes 12

Are you able to make purchases with the Sony Credit card everywhere at many different stores like Walmart, or gas stations, the movies theaters, or restaurants?

Photo of Card H.
Aug 27, 2015
Yes, you can use it anywhere that accepts Visa.
8 Votes 9 1

What is minimum payment?

Photo of Card H.
Nov 18, 2015
Your minimum required payment should be listed on your monthly statement, which you can access through your online account, at: Generally, the minimum payment on this card is the greater of $25 or 1% of your revolving balance, plus interest and fees. If your balance is less than $25, your minimum payment will be equal to your balance. Hope that helps!
5 Votes 6 1
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Customer Reviews

Share your insights and review the Sony® Card from Capital One®.

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3.9 out of 5

460 reviews
Photo of catgirl
Mar 4, 2016
I got the Sony card because I love Sony products. I wanted a Capital One card because my mom had one for many years and always had a good experience with it. Overall, I am very satisfied. I really like the rewards I get. I haven't had the card that long and so I am still on the introductory 0 percent interest rate and that is nice. I will know more after I have the card longer. So far, though, I would recommend it! I haven't had any experience with customer service yet, so I can't comment on that. In general, I am really happy with the card right now.
Photo of Sara A.
Oct 6, 2015
The Sony card seems great if you like Sony products and can get a good limit and keep the interest rate down. I have a Chase credit card and feel the rewards are better since they're not limited to a specific brand. An important thing to consider with the Sony card is no annual fee - that is definitely a plus! I'd say it's better than most, not as good as some.
Photo of Michael W.
Jun 24, 2015
I like the fact that you get rewards on different levels, but I am not a big fan of Sony products, so the highest level does not necessarily appeal to me. The no interest intro rate is always nice. The standard interest rate is better than some, but not all. And unfortunately this card does not have a smart chip.
Photo of Mela B.
May 13, 2015
The Sony Card from Capital One definitely has some nice perks, although I wouldn't say any of them are all that unique. I would say the best feature of the card is the 0% interest rate for a year (give or take) when you sign up. The rewards structure is nice if you buy a lot of Sony products, but my Chase Freedom card has a similar rewards system but does not limit my points based on the brands that I buy. I also prefer a card with a more fixed interest rate. I find myself being somewhat of a brand loyalist and I have gotten a lot from Sony more
Photo of Elliot K.
May 13, 2015
The Sony Card from Capital One seems like a great card as long as you get a good credit limit that allows for 0% interest rate until February 2016. The no annual fee is really great as well. The only negative would be if you had the highest interest rate, since if you do not pay your balance in full by February 2016, the interest owed could really add up. The benefits are better than another "shop" card that I have, like the Gap credit card, since on the Sony card from Capital One you get extra points for purchases outside of Sony, like 3 % on dining out and more
Photo of Stephen Q.
Apr 27, 2015
I have been investigating the Sony rewards and QuickSilver 1.5% cash back cards from Capital One. Overall it looks like the QuickSilver card fits my spending habits better than the Sony card. If I was more interested in the Sony games and movies I would probably lean towards the Sony card, but I often have purchases to make for my house, and the 1.5% cash back will work better in the long run for me. Also, the interest rate on the Sony card seems a bit high at 24.9%. Two items that are attractive about the Sony card are the grace period and lack of an annual fee.
Photo of Carol Y.
Apr 24, 2015
I was just approved for this card 2 days, ago. It said after approval that my credit score was 644 Equifax and Credit Karma was showing 701.I was shocked when I was instantly approved with a $1000 credit line, since it states excellent credit is needed and have a medical collection that was just place against my credit. I have two MasterCard's with Capital One and wanted a Visa. After I was aprroved, I wished I had applied for the Quick Silver Visa. I will never use the Sony rewards because I am not into games and movies. I was mortified with the interest rate of 24.9. After introductory period more
Photo of Heather H.
Apr 8, 2015
What I like about this Sony card is the lengthy introductory period of time where there is 0% finance charge. This is just for purchases though and I would really like to use it to transfer a balance. It is a little scary thinking that the interest rate could be as high as 24%. That is crazy high! If you got into a pinch that could put you in a spot where you could get very behind on payments. I like that the points are generous. I like that there is no annual fee on this card. That makes it pretty desirable. If you are in a stable situation with more
Photo of Jackie F.
Mar 24, 2015
The Sony Card from Capital One is one of the best cards overall. The rewards points are one of the best I have found. I do alot of shopping with a large family and 2 kids in college. I am pleased because when I use the card, I get rewarded with points. With today's economy, that's a win win for me. This card has a low interest rate and no annual fees. That is very important when deciding on any card. I am pleased I choose this card for myself and family needs.
Photo of Andrea J.
Mar 9, 2015
I really like the points system that is set up with this card. My current card has the same 1 point/$1 and I have been able to redeem a lot of points. One downside to their rewards is that you only get 5,000 points. My Chase Shappire card gives me 40,000 bonus points after spending $3,000 in the first 3 months. I think that the 0% interest rate until December is a great deal and allows me to not have to pay off my entire bill while not getting charged a ridiculous interest fee. Another huge perk is the no annual fee.
Photo of Mary L.
Feb 20, 2015
I really like the 0% interest until December of 2015. I can pay off quickly without interest fees eating up my payment. The Sony card from Capital one has a great rewards/points system that provides for more value to me on my dollars spent. 3 points for every dollar spent is very generous. The 1 Pt to be spent anywhere is not as good as my Citibank which gives 5 pts to be spent anywhere. Also the cash advance fee of 4% is higher than my other Capital One card which only charged a 3% transfer fee with no minimum charge.
Photo of Taylor S.
Feb 20, 2015
Overall this seems like a good card; if you can get approved for it. The points feature is one of the best I've seen in terms of earning but a cash-back option would be better. While there isn't a foreign transaction fee,it is unfortunate that there isn't a pin&chip so it might not be valid in some foreign countries.
Photo of Bridgett G.
Jan 29, 2015
I have had good experiences with Capital One in general, and the Sony Card seems like a good card. The zero percent into interest rate is an eye catching feature and the regular interest rate of 13.9 to 24.9 is decent. I have seen higher on several cards, these rates seem to be an average rate.


There is no annual fee with this card. This is an important feature. I always look for low annual fees, so no annual fee is fantastic and can save a lot of money in the long run. There is also no balance transfer fee or foreign transaction fee. Sony fans will appreciate that you more
Photo of Amanda C.
Jan 7, 2015
The last card I had through Bank of America had just about the same rates, but didn't have nearly as good of a rewards program as the Sony Card from Capital One. I eat out nearly every night of the week so the 3 points I get when paying my restaurant tabs really add up. I recommend this card for anyone looking for a good reward program from a card with reasonable rates.
Photo of Alison S.
Dec 11, 2014
The Sony Card from Capital One seems decent, especially since you can also earn points from non-Sony purchases. The tiered points system is kind of like the 3-2-1 system with the Bank of America Cash Rewards card, and I think it makes sense; 5 for actual Sony products, 3 for dining and movies, and 1 for everything else. I also like that it gives an extra 5000 point bonus for signing up.

I do wonder how redemption of points works. The description of what you can redeem them for is a little vague, and it's not clear how much each point is worth. Other cards like Bank of America Cash more
Photo of Justus J.
Nov 24, 2014
I signed up for this credit card when I was buying a Sony Vaio for University. I wasn't planning on using a credit card that much, but the rewards this card offers make it worthwhile to have. The starting bonus is incredible and gets you a good amount towards a bunch of Sony items. I am still saving up for a PS3 because I don't use my card for every purchase, but I am excited for the day when I can redeem my points for a PS3. This card is great and if you are a Sony fan (or just like free electronics), this is the card for you.
Photo of Ryan W.
Sep 8, 2014
I love that I won't have interest on the card until June of next year. Also love how the Sony Card from Capital has no annual fee. You can earn points no matter where you shop and redeem the points for great things. I love how you get 5,000 bonus points from your first purchase made within 90 days.
Photo of Anchoret S.
Aug 1, 2014
I like the no annual fee and no balance transfer fee. What I don't like are the rewards. At first glance the rewards read to be just the same as Discover and other similar cards. Then you notice that the rewards offered are specifically for Sony's store. This card would be more interesting to me if they offered cash back instead of points. Overall I don’t think I would apply for this card.
Photo of Chris G.
Jul 14, 2014
The Sony Capital One card seems very similar to other rewards cards, as the reward is decent at 1-5% of all spending and there is no limit on how much you can earn. The 0% introductory interest rate is also very similar to other cards, but I have seen other cards with a longer term at 0%, as this cards term is for less then a year. The other drawback with this card is the rewards are only able to be used with Sony and cards that offer cash back are much more desirable to me.
Photo of Angie C.
Jun 26, 2014
The Sony Capital One card looks like a good card to use and is very comparable to a Chase or Discover Rewards Card. The thing I like most about this card vs. the Discover is that the elevated rewards rates on dining out and movies is constant, and those are probably the parts of the entertainment industry that people spend the most on and purchase most frequently. I also like that the APR after the 0% period is based on your credit score, thus rewarding people with a good credit score by giving them a lower interest rate, but still allowing those with a lower credit score to build their credit.
Photo of Jennifer T.
May 13, 2014
I always look for cards with no annual fee and a 0% interest rate for at least the first year. My Discover card is that way as well and I love that I can get the Sony Card from Capital One the same. A 25 day grace period is also really good, some only give you 10! I am really pleased with this card and can't wait to start using it! Bonus points are also a BIG perk for me and this Sony card will not disappoint that is for sure.
Photo of Lois A.
Feb 27, 2014
I like the sounds of this card! First off, I always look for cards that have no annual fee. I don't understand why anyone would pay an annual fee when there are so many out there that have none.
At first thought that I would not care for this card, that it would not do me a lot of good as far as points earned. We don't have a lot of extra money and don't spend a lot on electronics, even though if I did I do like the brand name of Sony. But, then I saw that dining out and movies and other purchases earn points which I can more
Photo of Scott B.
Jan 15, 2014
If you like Sony you will like this card. The card provides significant bonus point opportunities when using it for Sony purchases and even other purchases and offers generous bonus point opportunities. The rates aren't spectacular but decent and it would be great if it offered more cash back opportunity.
Photo of Scott M.
Nov 29, 2013
I originally signed up for the Sony card from Capital one a few years ago under a much better promotion. The card was good for the original offer and gave you a large statement credit after making a purchase from the Sony store. The card was only used for that purchase, I love Sony products, but the prices in their storefront are often times beat by large electronics retailers, making it a better choice to buy the same product at a reduced price, than ordering from the Sony store iteself. The current terms of the offer are nice, but can be beat by lots of other current offers out there. more
Photo of Blair W.
Nov 27, 2013
The Sony Card from Capital One is a great credit card. I should know because I just got one. If you have Good credit then this is the card for you. Not only is there no Annual fee but there is a 0% interest rate up until October 2014. After that the regular interest rates are anywhere from 13-24.9%-- still pretty good! This card has a point/redemption system set up where you earn points from your purchases. You earn 5 points per every dollar you spend at Sony, 3 points for going out to eat and 1 point for everything else and all your other shopping. After your first purchase more
Photo of Kyle C.
Nov 20, 2013
I really like the points program with this card. I love to play video games, so I have been a big fan of Sony since they came out with the original Playstation. I love that you get 5000 bonus points on the first purchase. I also love the fact that I am one of the lucky people that live within 30 minutes of a local Sony outlet store. I usually make a trip to it at least three or four times a year. I love to stock up on games, and other electronics, at a great price. This card allows five times the points on all purchases at the Sony more
Photo of Neal A.
Nov 17, 2013
I liked this card in terms of bonus points. The initial 5000 bonus points on first purchase is good offer. And additional points on specialized purchases is also great deal. The annual fee which is none is positive point for this card. Couple of things which I did not like about this card is required credit score which excellent or good. My discover card is available for average credit score also. Another thing which I didn't liked about this card is the limited options in the rewards which we can redeem which are mostly on sony products. I can redeem my points on lot of products and cashback and statement more
Photo of Billy M.
Nov 13, 2013
The Sony Card from Capital One is a pretty good credit card for earning points and cash back.It is very similar i think to the American Express Green Card except that with the Sony card you do not have an annual fee and the American Express Green Card has a $0 fee for the first year but every year after that you pay $95 annually.I certainly like this Sony Card from Capital One better simply because of the annual fee differences although it has a higher interest rate than the American Express Green card.I would recommend this Sony card for anyone who is looking for a good credit card and more
Photo of David M.
Nov 7, 2013
The Sony Card from Capital One would be an excellent card for audiophiles, tech geeks, and really anyone who spends time appreciating different forms of media. It requires excellent credit but charges no annual fee, which in itself can be seen as a benefit. The rates may not be particularly outstanding, but they are fair for a card with the reward power of this magnitude. You can quickly accumulate points with a bonus of 5,000 followed by 5 points for every dollar spend at the Sony Store. Other purchases will only garner one point per dollar, but dining out and movies earn points at three times that rate (three points more
Photo of Georgeia M.
Mar 1, 2014
I agree, David! I got this card last year to grab the 5,000 bonus points. I was in the market for a new laptop at the time, and they had a great sale going on in the Sony Outlet. I figured that this was a great way to get a discount on the Playstation 4 when it came out. Between this and the points I earned purchasing e-books and games through my Playstation Plus Account, I had a huge discount when I bought the Playstation 4. If you are a tech geek, this is the best card out there.
Photo of Brandon H.
Nov 1, 2013
The Sony Card from Capital One is a very solid credit card offering for this holiday season. With no annual fee and 0% APR for almost an entire year, this is the perfect card to use for PlayStation 4 purchases this holiday season. And since there's no earning limit, I could easily see myself racking up 7-10k points by the end of the year. Of course, you're forced to redeem your points through Sony's store, which may be a negative to some who like cashback cards that leave you free to spend your points/money as you wish (though some of those, like my AmEx, charge an annual fee of $75 more
Photo of Alexis B.
Oct 27, 2013
Ahh! Love the Sony Card from Capital One. For the Sony-heads, this is great. 5 points for every dollar spent through them (either their store front or online store) is such a great incentive. Your points can be redeemed for Sony products, movies, music, etc. and the initial bonus is 5,000 points so it's a great head start toward earning rewards! There is no limit on earnings, either--huge plus! What I also love about this card is that there is no annual fee--a big perk! This card totally rules over my Saks card; the interest rate is such a stark difference!
Photo of Rafael M.
Oct 22, 2013
I really like the point-reward system of the Sony Capital One card, especially as a person who likes his fair share of Sony products. Penalty APR is kind of high, but if you're responsible with credit cards, this shouldn't really be an issue. I'll definitely consider applying for this card. My current credit card is a Bank of America Mastercard and the only rewards it has is 1 point per dollar, this one has a much better deal! I like anything Sony related so I will definitely look into applying for this card. I think I would make much use of it! Looking forward to the mass amount of points more
Photo of Bela K.
Oct 16, 2013
The Sony card from Capital One is a pretty good card. I've enjoyed making many nice purchases with this card. It provides an ease of purchase which makes the shopping experience that much better. The best things about the sony card is that the interest rate is so low compared to most credit cards. 14 percent is not bad at all for a store card. The bad part about this card is that the penalty APR is pretty high. All in all, a good card. I would recommend this to anyone who loves Sony. This card is definitely for those of you!
Photo of Alex S.
Oct 11, 2013
I really like the Sony Card from Capital One. I've always liked Sony, and will be purchasing a PS4 soon. Since Sony makes so many things, I feel this is a great card since you can get discounts on all their items with points. Sony is a huge seller of electronics, making everything from TVs to headphones to gaming consoles, so if you like technology you probably have bought a Sony product before. I feel like I am always racking up points easily, which is great. If you're not into technology or are against Sony, though, this card won't be for you.
Photo of Jesse S.
Oct 7, 2013
The Sony Card from Capital One is a really great credit card. If you like all the complications of having a points card, then this is a pretty good card. It has no annual fee. Which a really big deal for me. It also has a 0 percent intro rate for the first 12 months. Which is also pretty great. The interest rate after that is about 14 percent, which is pretty low for a credit card. It offers a lot of points towards things, especially if you like electronics. I currently have the Citi ThankYou Credit Card. It is a very similar credit card but it 0 percent intro more
Photo of Gary S.
Sep 30, 2013
I like the company-SONY. They have excellent customer's amazing.And they have highest quality electronic products at very reasonable prices. They offered me this Visa/Capital One Credit Card after I bought yet another item [desktop computer stereo] from their Sony Store. I love the special introductory offer-0% intro APR on purchases until August 2014 ! And after that date-13.9-24.9 variable applies { so make sure to pay it off within the 0% offer-August 2014 end date].
Also- this card has those perks we all appreciate. A point system based upon purchases.
You get 5,000 bonus points after your first purchase[within 90 days] and 5 points/every $1-Sony Store purchase; 3 points/$1 for every more
Photo of Ben M.
Sep 24, 2013
This Sony Credit Card is great if you are looking to upgrade your home theater but don't have the cash right away. They are offering 0% ARP on purchases up to August 2014. That's almost a year to pay them back before getting an interest charge. If you do have the money to pay it off immediately, they are offering 5x points on all purchases made in the Sony store which is pretty sweet. I would recommend this card if you are going to make a big purchase at a Sony store, other than that it's a pretty average credit card.
Photo of Chris B.
Sep 16, 2013
This is a pretty solid card that has a number of good features. If you're planning on buying an expensive television or other electronic item, you can get 5 rewards points per dollar spent. You also get 1 point per dollar for all purchases and double for eating out and going to the movies, so this card is more versatile than something like a Best Buy store card. It offers an introductory financing period with no APR similar to what Best Buy offers, but with no dollar minimum attached. If you don't mind having your rewards in the form of points instead of straight cash back, this might be the more
Photo of Sheryl P.
Sep 11, 2013
The Sony Credit Card is pretty standard for it's every day rewards on common purchases, as you get the standard 1% back on almost everywhere you shop. Where this card shines though is 5% you get back on Sony products at authorized retailers. If you are planning on making a big Sony purchase such as a home theater, you might want to get this card to maximize your cash back. You can also benefits from their 0% interest rate in the first year. Just think twice before using this for your every day purchases. Instead go with a card that has a default amount of cash back in the 1.25%-2% range.
Photo of Terry J.
Sep 4, 2013
The Sony Card from Capital One definitely has some nice perks, although I wouldn't say any of them are all that unique. I would say the best feature of the card is the 0% interest rate for a year (give or take) when you sign up. The rewards structure is nice if you buy a lot of Sony products, but my Chase Freedom card has a similar rewards system but does not limit my points based on the brands that I buy. I also prefer a card with a more fixed interest rate. I can be pretty certain that my Chase Freedom card will have the same rate month to more
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Last updated on: Sep 21st, 2016 at 11:02 EDT

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