Southern Methodist University (SMU) Credit Card
Southern Methodist University (SMU) Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
1.99% intro APR for 6 months, 20.49% - 30.49% (V) APR after that
Balance Transfer
1.99% intro APR for 6 months, 20.49% - 30.49% (V) APR after that
Balance Transfer Fee
Rewards
Earn 3% Cash Back (3 Points) on Ride-Sharing services, Streaming & Cable; 2% Cash Back (2 Points) on Gas and Restaurants.
Earn 1% Cash Back (1 Point) for every dollar in Net Purchases.
There is no limit to the amount of Cash Back you can earn. Earnings expire after 5 years.
Redeem for 1% Cash Back or choose from gift cards, travel, merchandise and more.
Southern Methodist University (SMU) Credit Card's Additional Info
View your FICO Score every month.
Receive suspicious card activity alerts.
Temporarily lock your card until you find it.
cash advance fee | 5% (min $10) |
cash advance APR | 30.49% (V) |
foreign transaction fee | 2% |
smart chip | Yes, chip-and-PIN |
max late fee | $40 |
max overlimit fee | $0 |
max penalty APR | 32.49% (V) |
grace period | 25 days |
Editor's ReviewFact checked
Southern Methodist University (SMU) Credit Card Pros & Cons
No membership fees
1.99% intro APR on purchases
1.99% intro APR on balance transfers
High rewards rate
No initial rewards bonus
Balance transfer fee
High regular APR
Foreign fee
Compare Southern Methodist University (SMU) Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$95 |
Purchase Intro APR1.99% for 6 months | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro apr1.99% for 6 months|Transfer Fee: 5% (min $10) | transfer intro apr0% for 18 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer | transfer intro aprNot Offered |
Regular APR20.49% - 30.49% (V) | Regular APR19.24% - 29.24% (V) | Regular APR19.99% - 29.99% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about Southern Methodist University (SMU) Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
- Most Popular
- Most Upvotes
Southern Methodist University (SMU) Credit Card Reviews
Share your insights and review for the Southern Methodist University (SMU) Credit Card
What's Your Rating?
Important Disclosures
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
People Also Apply For