Santander Bank Sphere Credit Card
Santander Bank Sphere Credit Card
We're sorry, but the Santander Bank Sphere Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 877-768-2265, Ext.
You can write a review about the Santander Bank Sphere Credit Card or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 18 months, 14.74% - 24.74% (V) APR after that
Balance Transfer
0% intro APR for 18 months, 14.74% - 24.74% (V) APR after that
Balance Transfer Fee
Rewards
Earn one reward point for every dollar spent, with no limits.
Points you can redeem for cash, travel or gift cards.
Santander Bank Sphere Credit Card's Additional Info
0% Intro APR on balance transfers requested within 90 days of account opening.
Online and Mobile Banking
Pay in a simple, secure and convenient way with Apple Pay
Real-Time Fraud Monitoring
cash advance fee | 5% (min $10) |
cash advance APR | 26.74% (V) |
foreign transaction fee | 3% |
smart chip | Yes, chip-and-PIN |
max late fee | $35 |
max overlimit fee | $0 |
max penalty APR | N/A |
grace period | 21 days |
Santander Bank Sphere Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
Reports to the three major credit bureaus
No rewards bonus
Balance transfer fee
Foreign fee
Requires excellent credit
Compare The Santander Bank Sphere Credit Card vs. Popular Alternatives
Questions & Answers
Can't find what you are looking for? Submit your question about Santander Bank Sphere Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
- Most Popular
- Most Upvotes
What's the Santander Bank Sphere signup bonus?
The Santander Bank Sphere did not carry a signup bonus and is no longer available to new applicants.
What stores or restaurant can I get a gift card for?
I signed up for this card in Jan 2013 - am I eligible for the 0% APR on purchases?
Is Santander Sphere Visa or Mastercard?
The Santander Sphere is a Mastercard, which means you can use it pretty much anywhere in the world that accepts plastic.
Furthermore, you can check out our study to see where Mastercard's benefits rank when it comes to features such as rental car insurance, extended product warranties, price protection and more.
How can I check the Santander Sphere card points balance?
You can check your Santander Sphere card points balance by signing in to your Online Banking account, or using the Santander Mobile Banking App.
If you would like to talk with a Santander representative to find out, call 877-768-2265.
How can I set up autopay for Santander Bank Sphere?
After the initial setup in online banking, you can set up bills to AutoPay. Just select the "AutoPay" option in the Bill Pay Payment Center in online banking.
What credit score do you need for the Santander Bank Sphere credit card?
The credit score you needed for the Santander Bank Sphere Credit Card was 750 or better. This means you needed excellent credit to get this card. However, the Santander Bank Sphere Credit Card is no longer available to new applicants.
If you're looking for a balance transfer credit card similar to the Santander Bank Sphere Credit Card, you should check out the Citi Simplicity® Card. The card has a transfer intro APR of 0% for 21 months and a $0 annual fee. Plus, you only need good credit to qualify for...
What is the minimum credit score requirement?
You need excellent credit -- we suggest a score above 750 -- to be approved for this card and to be able to enjoy its perks and bonuses. Before submitting an application, check your credit score for free on WalletHub. Best of luck!
How can I redeem my Santander Bank Sphere card rewards?
To redeem your Santander Bank Sphere rewards for gift cards, travel perks, or cash back via statement credit, log into your Santander Rewards account here.
Santander Bank Sphere Credit Card Reviews
Share your insights and review for the Santander Bank Sphere Credit Card
What's Your Rating?
+ 384 WalletHub users submitted a rating without writing a full review
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
People Also Apply For