What's the TD Bank Cash card credit score requirement?
You need a credit scored of at least 750 to get approved for the TD Bank Cash card.
That's excellent credit, but the rewards make up for it.
Excellent Credit
$0
20.24% - 30.24% (V)
0% intro APR for 15 billing cycles, 20.24% - 30.24% (V) APR after that
Balance Transfer Fee
Bonus Cash Back: Earn $200 Cash Back when you spend $500 within 90 days after account opening.
Choose your top two spend categories to earn unlimited 3% and 2% Cash Back.
Earn unlimited 1% Cash Back on all other purchases.
Switch spend categories up to four times a year.
No annual fee
Contactless Payments/Digital Wallet
Instant credit card replacement
Must be a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT.
cash advance fee | 5% (min $10) |
cash advance APR | 30.49% (V) |
foreign transaction fee | 3% |
smart chip | Yes, chip-and-PIN |
max late fee | $40 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
No membership fees
0% intro APR on balance transfers
High rewards rate
$200 initial rewards bonus
Above-average regular APR
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro apr0% for 15 billing cycles|Transfer Fee: 3% (min $5) | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR20.24% - 30.24% (V) | Regular APR29.99% (V) | Regular APR29.99% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now | Sponsored Apply Now |
Can't find what you are looking for? Submit your question about TD Cash Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
You need a credit scored of at least 750 to get approved for the TD Bank Cash card.
That's excellent credit, but the rewards make up for it.
You should be able to receive a TD Bank Cash card decision instantly in most cases, but in some cases it may take up to 30 days for them to collect additional information.
You can make a TD Cash Credit Card payment online, by phone, through the Capital One mobile app, by mail or at a branch. To pay a TD Cash Credit Card bill online, log in to your online account and click on “Manage Card.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Capital One does allow cardholders to set up automatic payments, too.
Ways to Make a TD Cash Credit Card Payment
Sorry, but there's no way to say with certitude, as that depends entirely on your credit history/credit score. A credit limit is determined after reviewing your score, income and debt.
You can request a TD Bank Cash Credit Card credit limit increase online. After logging into your acount, on the left menu, click Request a Credit Limit Increase and follow the steps outlined to complete the request.
Alternatively, you can request a credit limit increase by phone by calling 1-800-983-2582, seven days a week, 7 a.m. to 12 midnight (ET).
If your request is approved, or if you are approved for a lower...
TD Bank Cash card cash advance limits can differ from one account to another.
According to their terms, TD Bank, the issuer, may "set a credit limit for the total dollar amount of cash advances that may be outstanding from time to time that is lower than the overall credit limit for your account."
The TD Bank Cash Credit Card does not have an annual fee.
Your TD Bank Cash Credit Card balance transfer limit is subject to your available credit limit.
The minimum balance transfer amount is $250 (plus the applicable balance transfer transaction fee for the account).
If you're looking for a credit card with great purchase protection, an option would be Chase Sapphire Reserve.
Share your insights and review for the TD Cash Credit Card
Love Merrick Credit Card. They have done nothing but raise my credit limit and using the card is extremely easy. I would hight recommend this card.
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