UC Berkeley Credit Card
UC Berkeley Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 15 months, 18.24% - 28.24% (V) APR after that
Balance Transfer
0% intro APR for 15 months, 18.24% - 28.24% (V) APR after that
Balance Transfer Fee
Rewards
$200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.
Earn 3% cash back in the category of your choice (gas & EV charging station, online shopping including cable, streaming, internet, and phone plan, drug stores & pharmacy, home improvement & furnishings, dining or travel) and automatic 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
Earn unlimited 1% cash back on all other purchases.
When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
Preferred Rewards members earn 25%-75% more cash back on every purchase.
Rewards are automatic and do not expire. Go to Online Banking to change your choice category for future purchases, or it stays the same.
UC Berkeley Credit Card's Additional Info
0% Introductory APR for 15 months and 3% intro fee (4% after) on balance transfers made within 60 days of account opening.
Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more.
cash advance fee | 5% |
cash advance APR | 21.24% - 29.24% (V) |
foreign transaction fee | 3% |
smart chip | Yes, chip-and-signature |
max late fee | $40 |
max overlimit fee | $0 |
max penalty APR | 29.99% (V) |
grace period | 25 days |
Editor's ReviewFact checked
UC Berkeley Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate
Spending caps on rewards
Balance transfer fee
High regular APR
Foreign fee
Compare The UC Berkeley Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$95 |
Purchase Intro APR0% for 15 months | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro apr0% for 15 months|Transfer Fee: 3% | transfer intro apr0% for 18 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer | transfer intro aprNot Offered |
Regular APR18.24% - 28.24% (V) | Regular APR19.24% - 29.24% (V) | Regular APR19.99% - 29.99% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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UC Berkeley Credit Card Reviews
Share your insights and review for the UC Berkeley Credit Card
What's Your Rating?
The Cal Alumni Association Platinum Plus® MasterCard® credit card with WorldPoints® rewards--which is issued by Bank of America, requires at least a “good” credit score for approval, and has no annual fee—offers 0% on purchases for 12 months and gives you 1 point/$1 spent, which can be redeemed for travel, merchandise, etc. Unfortunately, after examining the UC Berkley Credit card’s online application, it doesn’t appear that card use automatically results in donations being made to the Cal Alumni Association, which is strange, given that most alumni credit cards are basically charity credit cards. So, for all you Golden Bears looking to give back to the institution that educated you, I recommend getting the best possible cash back credit card because you then have the option to use your rewards for whatever you want, including charitable donations, merchandise, memorabilia, travel, etc.
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