United MileagePlus® Explorer Card

united credit card Sponsored Card
Required Credit Score:
Excellent
3.5 542 reviews   Write a Review
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United MileagePlus® Explorer Card’s Rewards

Bonus
30,000 miles
Base Earn
1 mile / $1
Max Earn
2 miles / $1
Earn / Redeem Limit
No
  • Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months
  • Check your first bag for free – save up to $100 per roundtrip
  • Enjoy priority boarding privileges and visit the United Club with two one- time-use passes every year
  • Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases
  • Your miles don’t expire as long as you’re a Cardmember, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United flight

United MileagePlus® Explorer Card’s Key APRs & Fees

Intro Rate on Purchases
Not Offered
Intro Rate on Transfers
Not Offered
Regular Rate
15.99% (V)
  • ANNUAL FEE None 1st yr, $95 after
  • BALANCE TRANSFER
    FEE
    3% (min $5)

United MileagePlus® Explorer Card’s Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT
    FEE  
    None
  • MAX PENALTY APR   N/A
  • GRACE PERIOD   21 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE
    RATE
    24.99% (V)
  • CASH ADVANCE
    FEE
    5% (min $10)
  • FOREIGN
    TRANSACTION FEE  
    None
  • SMART CHIP   Yes, chip-and-PIN
  • No foreign transaction fees
  • $0 intro annual fee for the first year, then $95
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United MileagePlus® Explorer Card Reviews

 
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3.7
Overall Rating: 3.7 / 5
Total Ratings: 542
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Jul 30, 2015
Photo of Peacenow P.
1
Jul 30, 2015
Chase Visa will not protect you from unscrupulous internet sellers. Extremely indifferent to law breaking internet scams. They'd rather support scammers than their card customers.
Jun 22, 2015
Photo of Kevin H.
1
Jun 22, 2015
I signed up from United.com after seeing the ad. Got instant approval. Clicked pay for my flight. Error. And that's where the fun starts. Called United's customer service and wait an hour. They say I can't pay using the card since I don't already have it (the ad on United's website says you can pay and use it right away). They send me to Chase's card assistance. Which in turn sends me to Chase's customer service. I finally learn that I've been charged for the full value of the flight without actually getting my flight. Now I have to call United back and wait another hour.

Thanks guys. more
Jun 9, 2015
Photo of Melanie P.
1
Jun 9, 2015
I used my card for car rental in UK. Ithe car was damaged - trying to get them to pay out is a nightmare. I have sent 30 pieces of documentation to date and am still waiting. They keep asking for more, yet debited my credit card immediately. Don't use this card for international rentals.
Jun 1, 2015
Photo of Patty C.
1
Jun 1, 2015
I have made 2 trips using my United Airlines Explorer card. Both trips I had to fight to get one bag checked free even though that is the terms of the card. Also forget about Priority Bosrding. Not happening! Trying to get a refund from United Airlines for $50 for first bag checked has been impossible. Web site not accepting information. Tried 3 times. Took 8 calls to corporate offices to finally connect with a name I pulled off Google. Still no word. We will be avoiding this airline going forward and cancelled the card yesterday saving $95 of agony down the road. Your rating system should include taking away stats!
May 22, 2015
Photo of Kyle C.
5
May 22, 2015
This was my first high limit credit card and it has been a life-saver. I was interested in going with the United Mileage Plus Explorer’s Card for a few reasons. First, the card is done in partnership with my bank, Chase, which boosts it’s credibility and familiarity. Also, it is a Visa that is done through United Airlines. I travel to and from Europe and this card has come in handy with some of my expenses. The APR is very reasonable and the mileage point/rewards are great!
Apr 25, 2015
Photo of Turk S.
3
Apr 25, 2015
I initially got this card to receive airiline miles to use on United when traveling frequently. The bonus points and and perks that came with card were worth it for the first year, and I saved a ton with no baggage fees. Now that I travel less internationally, I fine it is not as worth it to pay the $95 annual fee for the one time a year I travel internationally. There are other reqard programs that are just as good or better and you are not limited to only using United airlines.
Mar 16, 2015
Photo of Nora G.
4
Mar 16, 2015
I got this card for the benefits with United and it's definitely been great for that. The premier boarding was very useful before I got status and free bags definitely make a difference for family trips. I love that they added the free foreign transactions feature since it's the only card I have that offers that. Getting Untied Club passes once a year is not bad either even though I usually find my experience at the clubs not so great. Haven't had any major issues with them at all.
Jan 22, 2015
Photo of Jessica E.
1
Jan 22, 2015
Would give them 0 stars if I could. Worst credit card company ever! Paid a credit card bill and they claimed they never received the payment checked with the bank and check was cashed. They would call me every 30 minutes starting at 8 am and would end at 8 pm.
Dec 17, 2014
Photo of Patricia J.
4
Dec 17, 2014
This is a great card for frequent travelers. The points accumulate quickly and you can use them for hotel stays and rental cars as well. There is also a nice bonus of 50,000 points when you sign up. The rates are reasonable although not as good as some other cards. Overall I am quite pleased with this card.
Dec 16, 2014
Photo of Ruth B.
4
Dec 16, 2014
When I signed up for this card it gave a bonus of 50,000 miles. I have used this card for several years and have found the miles useful for our travel, although I have other credit cards that offer better miles and double miles for every dollar spent. Overall, I have been pleased.
Nov 10, 2014
Photo of Joe K.
5
Nov 10, 2014
I signed up for this card with a 50,000 mile offer bonus. We also took a flight with United, so my wife and I got free baggage checks, saving $100 roundtrip! I signed up for this card with a 50,000 mile offer bonus, but 30,000 is still pretty good.
Oct 15, 2014
Photo of Daniel C.
1
Oct 15, 2014
Don't fall for the credit card scam. Why they haven't been sued or prosecuted is beyond me. They get you to sign up for their United Airlines credit card card by promising that your baggage fees will be waived if you use your card when buying your tickets. When you get to the airport there is no record and they act like they have no knowledge of the program. So you have to pay the fees. When you complain after the fact they play dumb and you get a run around. When you file a credit card dispute, they lie, play dumb (something they do quite well) again and you more
Feb 24, 2015
Photo of Nick S.
Nick Soleman
Feb 24, 2015
This is why I print out the itinerary and/or boarding pass, making sure the ''baggage fees will be waived'' portion can be easily read.
Aug 24, 2014
Photo of Patrick S.
1
Aug 24, 2014
they are stupid and do not listen. i have written the most insulting emails and they do not respond. the service suck and they suck.
Sep 29, 2014
Photo of David D.
David Daly
Sep 29, 2014
Perhaps they don't reply BECAUSE your emails are insulting !!
Aug 24, 2014
Photo of Sue B.
1
Aug 24, 2014
I am not sure I am thrilled with this card at all. I thought it would be a good one giving me 30, 000 miles after spending only 1,000 dollars the first 3 months of use. But now, when they say i have enough miles for a free RT ticket.......when i go to book, it says that there are no flights available.....not sure how they can state use your miles on ANY united flight without restrictions!!! WHAT??? think this card is a big mistake!!!
Sep 29, 2014
Photo of David D.
David Daly
Sep 29, 2014
Have you tried Customer Services?
Aug 11, 2014
Photo of Lisa F.
5
Aug 11, 2014
Would I qualify for a United Explorer card with a Fico score of 700? I received an invitation only offer since Ive booked 4 trips with them to travel between Oct and Jan...
Aug 18, 2014
Photo of Card H.
Card Hub
Aug 18, 2014
Your credit score seems to be close to the “acceptable range”, however, no one can tell you for sure whether a FICO of 700 is sufficient to garner approval. The reason for that is because while your credit standing is a very important factor it’s not the only one. There are other variables that may play a role such as outstanding debts, your job status and income. Since you were already preapproved my personal assessment is that you have a good chance of getting approved for the card if you apply.
May 8, 2014
Photo of Daniel W.
5
May 8, 2014
I've been very happy with the MileagePlus Explorer card. While I haven't had the opportunity to use the free one-time club passes that cardholders receive annually, the free checked bag benefit is great, and if you fly United even a few times a year you can recoup your annual fee on that alone. The best part about the card, though, is the miles you earn. First, the initial bonus for getting and using the card is generous and gives you a great head start. The miles also add up quickly with purchases, though, and I try to use the card as much as possible to earn more miles, including the more
Apr 3, 2014
Photo of Christiana T.
4
Apr 3, 2014
I absolutely love this credit card. The miles that you can earn are amazing. Within the first three months I received the bonus 30,000 miles and I am planning a trip to Asia very soon thanks to it! The only downside for me is the annual fee of almost $100. However, this is easily overshadowed by the cool perks (free checked bag, United Club passes, etc.). I would definitely recommend this card to any traveler or anyone who flies.
Mar 26, 2014
Photo of Hal P.
4
Mar 26, 2014
I have been able to accrue a lot of FF miles by using this card. Mileage Plus is an excellent rewards program with lots of opportunities to earn extra miles using this card. I only give it 4 stars instead of 5 because recently United has started to limit the opportunities to book flights with Award Miles that don't involve more than one stop or ridiculous itineraries.
Mar 26, 2014
Photo of Evan P.
5
Mar 26, 2014
Thanks to this card I got a really nice hotel room in Chicago using the points I had built up. The points earned are fair. This is a great card for travelers. This card along with my CapOne Venture card are my go to when I'm traveling abroad. Also, the United club passes are really cool. Unlike my other credit cards this one has more features than any of the others. I would highly recommend this card to frequent travelers!
Feb 6, 2014
Photo of Jim L.
5
Feb 6, 2014
I really enjoy having this United card because I frequently have to check bags. On one occasion, I was taking my girlfriend on a trip to see her parents and decided to use my United club passes. She really enjoyed the United club and I felt great because this is something that was free with the card. The benefits of this card, as a frequent United flyer, are great and I highly recommend this card, or the other versions for more frequent flyers.
Feb 6, 2014
Photo of Sarah M.
4
Feb 6, 2014
I got my MileagePlus card to use for a big travel purchase – plane tickets out of the country for myself and 3 of my friends. That initial purchase qualified me for 30,000 bonus miles and over 5,000 miles for my ticket purchase since it was also through United. This was enough to get an additional round trip flight for free, from this purchase alone. I have considered dropping the card after the first year so that I don’t have to pay the annual fee starting in August. I may reconsider, so long as I am still a frequent traveler. The first bag free policy has been wonderful. I could more
Jan 26, 2014
Photo of Peter C.
1
Jan 26, 2014
Terrible Customer Appreciation
When i tried to book a trip with reward miles for my partner and I they would not put us on the same plane even though the plan was barely booked. They stink and as far as I'm concerned their mile program is a scam. When i called Chase they would not help me. I cancelled my cards with Chase
Dec 5, 2013
Photo of DonnaRose D.
4
Dec 5, 2013
I think that this card has the most benefits compared to any other credit card out there that offers travel miles. After you spend $1000 you get 30,000 miles and if you add say your husband or significant other to the account 5,000 miles is added immediately. There are no restrictions in regard to where you can fly as long as you fly through United Airlines. As it turns out 35,000 miles is enough for a roundtrip ticket from Portland to Panama City. So I would definitely recommend this card for those budget travelers out there. It is awesome!
Nov 24, 2013
Photo of Shawn P.
4
Nov 24, 2013
The United MileagePlus Explorer Card from Chase, is the least expensive credit card branded by the airline, and it has so many great benefits and perks that is worth getting for any one that flies United. The card’s $95 annual fee, interest rate and rewards program are in line with the industry standard. The Card’s more best features are priority boarding privileges, free United Club passes per year and free checked bags. You can take advantage of all the card’s benefits if you do not mind paying the annual fee BUT the benefits far outweigh the fee so it is worth the cost.
Aug 29, 2013
Photo of John W.
4
Aug 29, 2013
Rewards cards can be great if you use them to their full benefit and my United MileagePlus is no exception. I applied for this card after it became apparent to me that I was going to be traveling a few times a year for business and vacation. One of the perks of this card is that you get priority boarding when waiting for your flight. This may seem like a trivial perk, but after going through security and waiting at the airport you just want to get on your plane and not be hassled. This card allows me to do just that. The rewards points are competitive with other cards more
Mar 1, 2013
Photo of Shayla G.
5
Mar 1, 2013
The United Mileage Plus Explorer card is a great airline credit card offering many benefits. I always earn miles when I fly on United and get miles even for my daily spending and this has at times reduced the cost of my United flights. Spending $1,000 in the first three months after signing up made me entitled to 30,000 bonus miles straight away. If you buy your United Air tickets directly from the airline or through their website, you will earn 2 miles for every $1 that you spend. You also earn 1 mile for every dollar you spend while making purchases with your card. Their annual fee is waived more
Mar 1, 2013
Photo of Michael D.
4
Mar 1, 2013
First off, the fee on this card is a little on the high side but with Rewards cards it's always best to weigh up the fee against the benefits you'll receive from using it and in my case it's certainly worth the investment. I do a lot of domestic flying and the fact you can use your miles on basically any United flight without restrictions is really handy. The fees are a little on the high side when compared to others so it's best to pay back what you owe asap though the staff on the end of the phone are generally very helpful. Really good card for it's intended more
Feb 21, 2013
Photo of John J.
5
Feb 21, 2013
I have had my United MileagePlus Explorer Credit Card for quite a few years now. I do a lot of travelling for my job, so I thought it would only be smart to get a card that I can get rewards for. I use it everywhere to get rewards. I also always use it to book my flights for work, which are often and usually expensive. My job reimburses me for my flights, so I am able to charge it and get the rewards still. This allows me to save a lot of money when it comes to vacation time. Overall I am happy with this card. The couple times more
Feb 11, 2013
Photo of Carrie S.
4
Feb 11, 2013
I got this card because I was frequently flying and wanted more ways to save up miles. But now that I'm unemployed, I just have a credit card bill and not enough miles to use for anything. Chase is a good company as far as communication goes -- they give me plenty of notice about billing, for example. Beyond the fact that I believe their maintenance fees are a little high, I don't have any problems with this credit card. I simply can't use it anymore for the purpose I originally got it, so it's just another credit account at this point.
Feb 11, 2013
Photo of Madelene B.
5
Feb 11, 2013
I’ve had a United Mileage Plus card for the past 5 years or so and it is by far my go to credit card. I was a little skeptical about get a credit card that gave you airline mileage points because it takes so long to accrue a significant amount of points. I was wrong. Within 2 months I had already spent a couple thousand dollars on the mileage plus card. You gain 1 mile per dollar that you spend. From the day that I picked up the card, we have taken several family vacation and paid zero dollars for air fare. Considering the fact that the average domestic flight more
Feb 11, 2013
Photo of Kit L.
5
Feb 11, 2013
I originally got this card because I wanted to transfer money from a high interest credit card to a card with a 0% balance deal. I was able to transfer $3,000 for a 12 months no interest deal. As an added bonus, I got 30,000 miles on United airlines after I spent $1,000. (I spent the money on Christmas shopping). So I wound up with $4,000 in debt. But, I got a free ticket on an airline and set up paying the card back $400 a month before my interest ran out. I cancelled the card once I paid it back and avoided the annual $95 fee. So I feel more
Feb 8, 2013
Photo of Bbqphx T.
3
Feb 8, 2013
I am lukewarm about this card. Not unlike other reviewers, I have found it a bit of a challenge at times to use my reward miles. More often than not, dates are blacked out for no apparent reason such as holidays or special events. If you do by chance find a range of dates that actually qualify for use with the rewards program, the fees charged add up and you don’t really end up saving as much as you’d hope. Whatever happened to a truly free ticket rewarding you for your business? I guess those days are long gone, unfortunately.
Dec 20, 2012
Photo of Amy S.
1
Dec 20, 2012
This card is the BIGGEST SCAM ever! I have so many points with them and they will never be able to get used. There is always some excuse! This time they say there is no room for a Mileage Plus person on that day. Well I just made my real reservation with cash and there seemed to be plenty of room! I would recommend staying clear of this company/card, go for the cash back on American Express. You can't go wrong with cash!
Nov 30, 2012
Photo of Michael J.
4
Nov 30, 2012
The United MileagePlus Explorer Credit Card si an okay rewards card. I hate cards that charge an annual fee but I guess that happens with rewards cards. In reality are the rewards ever worth it? I would say no but if I would say that the United MileagePlus Explorer Credit Card is one of the better cards to get if you want to save up miles. The interest rate is pretty decent and there are no hidden fees to have to deal with. After the first year you have to pay the annual fee and that's it. Customer service is easy to deal with and they actually know what they more
Aug 30, 2012
Photo of Rodrigo P.
5
Aug 30, 2012
I’ve had this card for about six months now, and I love all the features it gives me. The extra miles on sign up, of course are great, and the fact that they’re on United is even better. Since I do most of my flying from Ohare in Chicago, these miles are great, and I can use them to fly directly almost anywhere in the world. But the side perks are at least as important. Priority boarding for my flights, free checked bag for me and a guest, and free United Club passes? This all adds up to make for an amazingly enjoyable and comfortable trip, not to mention fact more
Aug 15, 2012
Photo of Laramie M.
3
Aug 15, 2012
I got this card after the United and Continental Airlines merger and I must say as far as a credit card goes this one is pretty run of the mill. Nothing about it is bad but the miles you earn aren't fantastic either. I plan on canceling this card as soon as its paid off because I've found better offers out there. This was the second credit card I've ever had and for that the online tools made using it incredibly simple. I've never had problems with customer service when I've had questions. All in all I would give this card a 3/5 because the rewards just aren't that great more
Jul 25, 2012
Photo of Qing L.
2
Jul 25, 2012
I have had this card for several years. I got this card before UA and CO were merged, so I have another Chase credit card for Continental. Both cards offered me some sign-in bonus mileages.For one period of time in the past I traveled a lot and I exclusively took UA flights. I had been using this card for almost every purchase, simply to accumulate the mileage. However, recently I have stopped using this card for two reasons: First, I got a Chase Sapphire Preferred card which provided a generous 50k mileage, which can be equally transferred to my UA mileage account. Chase Sapphire provided the same point return for more
Jul 3, 2012
Photo of Erin B.
4
Jul 3, 2012
Since I was already a MileagePlus member I got 50,000 miles after the first use which is great. I have good flight status, so having the card always bumps me up as well as having ramped up the miles I have earned. I know that other airline cards might be more competitive, but since I was already a decently high United member, this card has a lot more benefits for me than it does for others, which I find strange. My dad has the same card, and he doesn't get nearly as many perks as I do (free upgrades, drinks, United Club access). I would suggest being a United member more
Jul 28, 2012
Photo of Chris H.
Chris Huh
Jul 28, 2012
Erin just curious because I've applied for this card and super excited for it. In fine print it said something about if you are already an existing MileagePlus member that you are not eligible for the 25,000 bonus miles, but looks like you got 50,000?! That's great news. So they didn't say anything at all about you already having an existing United Airlines account?
Nov 30, 2012
Photo of Erin B.
Erin Bjornsson
Nov 30, 2012
They send out different emails from time to time if you are a Mileage Plus member, once a month or so. It was usually 40,000 for members, but the time it came up at 50,000 I figured I would just go for it. I would reply to the emails they send periodically for the mileage plus membership, not the open offer.

It's a great card though, I'd highly recommend it! If they tell you you can't have the miles I'd call the customer service center and say something about getting emails in the past, they have been excellent every time I have needed something.
Jun 22, 2012
Photo of Yurel C.
5
Jun 22, 2012
I signed up for the United Mileage Plus Explorer Credit Card a few years ago after I got a job that required lots of traveling. I thought that this would be a great card to have to rack up on much needed miles with all of my traveling. I'n less than two years, I've earn about three plane tickets. The interest rate for this card is very low and I'm overall extremely satisfied with my credit card. This card is also very useful when wanting to earn other travel related rewards like hotels and car rentals. There are a lot of affiliate companies that allows you to earn points on more
Jun 19, 2012
Photo of Won L.
2
Jun 19, 2012
Joe Weider So, I got this card (sorry cardhub, not through you guys) about a month ago, and I have been using it. Now this deals more with United per se, rather than this card, but it ties together, so I want to talk about it.

United miles are extremely valuable. They allow one way award, and as long as you bok 3 weeks out (or if you have the club card $395 per yr), then its just $25 per route. WOW! You look at British airlines, and to use their miles to go to Europe, fee comes out to like $800-900 bux, so United is great!

The downside of this more
Jun 20, 2012
Photo of Card H.
Card Hub
Jun 20, 2012
Why not through us? :)

BTW, if you ever spot a link that has a better deal than what we have please let us know by emailing us at products at evolutionfinance.com or just leave a comment on the respective card. We would love to let our customers know and thanks again for all the valuable tips that you offer.
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Mar 5, 2013
Photo of Barbara M.
Mar 5, 2013
how do I Use my two free club passes, will I get a paper "pass" or show my MP Explorer card?
Mar 9, 2013
Photo of Card H.
Mar 9, 2013
I would call their customer service line at 1-800-432-3117. They should be able to tell you how to claim your club passes.
Jul 18, 2012
Photo of Rosie A.
Jul 18, 2012
anyone know if I have to live in the USA to be approved for this card? I travel on United all the time, but live in Australia.
Apr 20, 2012
Photo of Joe W.
Apr 20, 2012
Hey Won Buddy Lee I'd really love to get your thoughts on this card, since you seem to be the resident airline credit card expert!
Apr 20, 2012
Photo of Won L.
Apr 20, 2012
sorry joe! I don't have this card, so i cannot comment on it. I don't fly united (nor continental before merger), so this card wasn't much of benefit for me. Sorry!
Apr 20, 2012
Photo of Won L.
Apr 20, 2012
but one thing i'd add is while cardhub gets commission for us using their links, i advice ppl to look elsewhere, as there are better initial reward available. 40k + 10k for 25k spending, rather than initial 25k bonus with 15 k after $25k spending. other than that, i'd personally stay away from this card for two reasons:

1) if you fly united often, you are probably already on their tiered membership, and u get your first check bag free + lounge access.

and for 2 miles u earn for flying united, u get that same with chase sapphire preferred, which is transferable to United.

any detailed info on this more
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Last updated on: Jul 30th, 2015 at 12:31 EDT